Van Insurance: A Quick Understanding of what it is
Van insurance is a specific type of motor insurance that is a must for those businesses that
operate one or indeed numerous vans in daily course of their business. Vehicle insurance
cover is mandatory in the eyes of the law in the UK and indeed in the majority of countries
around the world have this rule too. van insurance policies can also cater to the specific needs
of individual van owners too.
Insurance for vans tends to be more expensive than car insurance because of the commercial
nature of these vehicles. Generally the cost of the policy depends greatly on the risk
assessment of an individual insurer that can vary tremendously from one insurer to another.
The insurance rates are decided after taking into consideration the value of the goods, their
likeliness to get damaged during transit and also the cost that the company would incur in case
of damage. Insurance companies have different policies for vans that are used for business
purpose and for vans that are used for personal purpose.
As vans are generally more expensive when compared to the average car, and this is taken into
consideration when calculating the insurance rates. Therefore, while getting van insurance it
becomes necessary to weigh the pros and cons of the different policies that are available and
choose the one that offers comprehensive coverage whilst offering value for money. Here
again, it maybe that comprehensive cover on some policies may cost more than the worth of
So getting the correct cover in your Van insurance policy can sometimes feel a very complicated
process as one has to consider a lot of factors to ascertain the right type of cover for your van
and the kind of specific usage it is put to.
Only Van Insurance (at http://OnlyVanInsurance.co.uk) is an online platform that takes
enormous care in getting you competitive quotations for your van insurance cover so that is just
right for different types of vans and their individual owners with their specific needs and budgets.
There are three different categories that people should first check out and then take a policy for
and there are also three levels of insurance coverage from the insurance companies offered
too. In case all of this appears to be very confusing, all you have to do is fill in the online form
and you’ll be returned great value insurance quotes plus the ability to follow up when and if you
want to, with individual insurers to answer specific questions you may have with their quotation.
For those keen to save time, many of the insurers that link to OnlyVanInsurance.co.uk have
already incorporated all the data that you previously entered onto the OnlyVanInsurance
website into their own policy administration systems so that you can have your policy on risk