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The Prepaid Advantage for Governments

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					ReportsnReports - The Prepaid Advantage for Governments

Prepaid solutions represent one of the most innovative propositions in the payment industry due to
their inherent flexibility, convenience and applications across a broad range of industry sectors. It’s no
wonder that banks, payment networks and programme managers have devoted such significant
resources and investment into promoting their usage, but each industry vertical requires significantly
different business models as end-user groups require different needs, and a one-size-fits-all approach
will quickly doom some programmes to failure. It is widely recognised within the prepaid industry that
perhaps of all prepaid sectors, it is the government sector which promises the most stable and
growing growth for prepaid solutions. In this report, we examine the factors that have made prepaid
such a win-win proposition in this sector and how government agencies have replaced cumbersome
paper-based processes with prepaid solutions, helping them to lower costs and deliver greater
efficiency and benefits to all stakeholders.


       The report looks at, and discusses the benefits of government prepaid schemes with a focus
        on the US, European, GCC and Latin American markets
       It includes an overview of the market size for government prepaid solutions in various parts of
        the world, giving an idea of the potential and scope for these solutions
       A number of global case studies are featured. These are where prepaid solutions have been
        successfully implemented by various government agencies
       The report highlights that in a recessionary environment, government prepaid segments are
        one of the few niches that enjoy a rise in transaction volume and usage

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Report Details:
Published: May 2012
Price: Single User License: US$3800     Corporate User License:US$11400

Points from Table of Contents

Executive Summary

1 Introduction
1.1 What is a prepaid card
1.2 The structure of prepaid cards
1.3 The payment network offerings

2 The evolution of government prepaid schemes
2.1 The emergence of government prepaid schemes
2.2 Looking to the future
2.3 Pros and cons for governments
2.4 Delivering a new customer base
2.5 The value of prepaid cards
2.6 G2G solutions – government as employer
2.7 G2C solutions
2.8 Governments as administrators
2.9 Benefits all along the payment chain
2.10 Realising the opportunities
2.11 What is required

3 Government structures and processes
3.1 Benefits of government prepaid schemes
3.2 Structure of government
3.3 Applying prepaid on a function or level segmentation
3.4 Government as an employer
3.5 Government administration
3.6 Government transfer payments

4 Government prepaid market estimates
4.1 The US Market
4.2 Europe
4.3 UK and Italy prepaid usage trends
4.4 Awareness of the prepaid concept
4.5 Reloading and fees

5 Case Studies
5.1 US Department of Treasury: Direct Express
5.2 PKO Bank Polski and MasterCard
5.3 American Red Cross, JP Morgan Chase
5.4 Visa and the government of the Dominican Republic
5.5 JP Morgan, Texas Workforce Commission
5.6 Visa, London Borough of Lewisham

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