My Credit Score

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					What Does My Credit Score Mean?

   Are you thinking about applying for a loan, or wondering why your interest rate is what it is?
   credit score is going to play a big role in both. What is your credit score? Your credit score is
   debts and how big of a risk to a lender you would be. The higher the score, the higher your c
   loan with a lower interest rate.

   How is my Credit Score Calculated?

   There are many factors that go into this. Roughly a third of your score is determined by your
   you pay your bills on time. Other factors that go into your credit score are how many lines o
   much of your credit you have used up. The more cards you have the better and the less cred
   better.

   What are Some Ways I can Check my Credit Score?

   The first step to checking your credit score is to get your credit report. How do I get my cred
   of the three credit bureaus and request a credit score. You can also go to your bank or credi
   Each borrower gets one free copy of their credit report a year.

   One thing that can affect your score is the accuracy of your credit report. There could be mis
   that could affect my credit score, you might be asking? Yes, not all creditors report accurate
   make sure that it is accurate by requesting a copy at least a year to check for errors that can
   down.

   How Else can you Improve Your Credit Score?

   Pay your bills on time and make sure that you don't get in over your head with debt. Reposs
   damage your score and make it less likely to get a loan in the future.

   Your credit score is going to be the way that a lender determines whether or not to give you
   score you are going to have a better shot at getting a loan for a car or a house. Make sure y
   credit report and paying your bills on time.
    About The Author

    The author has an immense knowledge on my credit score. Know more about my credit rep
    website. For more details
    visithttp://www.advantageccs.org/credit_scoring.html andhttp://www.advantageccs.org/kn


                                                        The author invites you to visit:
                                                        http://www.advantageccs.org
                                                             Other Articles by William Hauselberg




Article Source:
http://www.articlecity.com/articles/business_and_finance/article_16035.shtml




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