Academic Project Banking Administration Synopsis (DOC)

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					Banking Administration
                                             SYNOPSIS

ABOUT THE BANK
       The concerned bank serves in savings, current, fixed and recurring deposits. With the
increase of the customers and investments in the bank, the bank needs to be computerized to
provide better service to their customers.


ABOUT THE PROJECT
       The bank offers the following four deposits:
              Fixed Deposit
              Savings
              Current Account
              Recurring Deposit
       We aim at automating the transactions and maintaining of the related informations of the
four deposits and we also aim at introducing ATM facility for the bank for providing better service
to the customers.


FIXED DEPOSIT
       Under this module only the fixed deposit is handled. There will be interest for which the
board of directors will decide the rate.
       The tasks implemented here are:
              Create new fixed deposit accounts
              Enter the information of customer, the deposit
              Edit any customer information
              Calculate interest


SAVINGS
       Under this module the savings account of the customers are handled. Interest will be
calculated and the board of directors decides the rate.
       The tasks implemented here are:
              Create new accounts for customers
              Enter the deposit, withdrawal i.e., transaction and retrieval information
              Edit any customer information
              Calculated interest
              Generate daily reports, particular account number’s report, report of transaction
               between the two dates etc.


CURRENT ACCOUNT
       Under this model current accounting is handled. No interest is awarded here.
       The tasks implemented here are:
              Create new accounts for customers
              Enter the deposit, withdraw i.e., transaction and retrieval information
              Edit new customer information
              Generate daily reports, particular account the two dates etc.


RECURRING DEPOSIT
       Under this module only recurring deposit comes. There will be interest for which the board
of directors will decide the rate. In this the customer for which he/she didn’t pay the installments
correctly should pay a penalty. The board of directors will fix this penalty rate.
       In this interface the user in charge will be able to:
              Create new recurring deposits
              Enter the information of customer, the deposit
              Edit any customer information
              Calculate interest
                                 1) PRESENT SYSTEM

       Presently the bank is not computerized and most of the work of the bank is done manually.
The bank maintains the records and details of the customers and their transactions in a ledger.


       The problems faced by the bank with the present system:
                  Maintenance of ledgers for each customer is a cumbersome process and proves
                   to be costly on the run.
                  Petty cash maintenance of the bank becomes difficult because each time any
                   transaction is made it has to be updated in the ledger manually.
                  As and when any customer makes any kind of transaction this has to be entered
                   in the ledger corresponding to that customer manually that is time consuming.
                  If customer requests for any clarification the person in charge has to search
                   through the written records and fetch the details regarding that particular
                   customer, which is time consuming and cumbersome.
                  All calculations are done manually; therefore there is a high risk of error in
                   calculation, leading to confusion and chaos.
                  The bank currently does not provide for ATM facilities to its customers, thereby
                   over crowding the bank during peak hours.
                  Maintenance of the ledgers occupy large space
                  Security of the information maintained is comparatively less.
                                2) PROPOSED SYSTEM

       In the proposed system we computerize the bank. Most of the manual work is cut down and
are given to the computers. Computers perform most of the tasks and any information is made
available at the users’ fingertips. Storage of all the customer information and the transactions has
been computerized.


       The features that the proposed system aims at achieving:
                  It provides for effective maintenance of records regarding customers, regarding
                   customers, transactions etc. Initially it may cost more but proves to be cost
                   effective in the long run.
                  Transactions are done in an easy and effective manner as most part of it is
                   computerized and the manual labour of entering transactions in ledger is not
                   necessary.
                  Any customer clarification required can be done in a faster manner thereby
                   satisfying the customer.
                  Petty cash is automatically maintained as and when the transactions take place.
                  The computer does all calculations required. There are reliable and errors are
                   rare unless until the user has done some mistake in the input of the data.
                  ATM facility is introduced to help its customers transact effectively.
                  Space requirement for records is reduced dramatically.
                  Security of the stored information is achieved here. Only privileged users can
                   gain access to the stored information.
Hardware Requirements


Processor           :   Pentium IV 2GHz and Above
RAM                 :   2GB RAM
Monitor             :   15” Color Monitor
Keyboard
Mouse




Software Requirements


Operating System.   :   Windows XP
Developing Tool     :   Visual Basic 6.0
Database            :   MS Access
The frontend of this project is Visual Basic 6.0 and Backend is MSAccess.
This project is readily available, to buy this project send your postal address
by SMS (Mobile No 9243101428) or email (rakshainfotech@gmail.com),
we will send you this project by postal VPP you can pay to the postman and
collect the CD.


If you are looking for different backend please email the details. We will give
this project in different backend with additional cost along with video how to
change the backend, and how to use the project.


If you wish to write the whole project yourself, the option is open we can help
you to design and write the project. We will make a video how to write the
whole project and we will send to you, by watching that video you can able to
write the project yourself. For more details please contact us.


We also undertake new projects, if you wish develop a new project please
contact us.




Raksha Infotech
No. 826, 9th Main, Hampinagar,
Vijayanagar II Stage,
Bangalore – 560104.

Near Hampinagar Main Bus Stop.

Phone : 080 23206815. 9243101428

eMail : rakshainfotech@gmail.com

website : www.rakshainfotech.com

				
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posted:5/19/2012
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