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					INFORMATION GATHERING
 Balance Sheet
The balance owing on my debt is:              Interest rate
                     Home loan
                     Credit card
                     Car loan
                     Investment loan

My assets are:
                      Home                                  Superannuation
                      Car                                   Investment Properties
                      Shares                                Cash


 Home Budget Worksheet

                                   JAN           FEB          MAR         APR       MAY      JUN


Income
                      Salary / Wages (take home)
                      Bonuses (Winnings)
                      Superannuation / Pensions
                      Tax refunds
                      Interest Income
                      Dividends
                      Rental property receipts
                      Government benefits


                      One off
                      lump
                      sums (AIS
                      payments)




                  TOTAL INCOME         0.00          0.00         0.00       0.00     0.00     0.00


Expenses

           Mortgage
                     Repayments (…%)
                     Fees
           Personal Debt
                     Repayments (…%)
                     Fees
                     Credit Card repayments
                     Car repayments (…%)
                             0.00      0.00   0.00   0.00   0.00   0.00



Cars
            Fuel
            Service
            Registration

Sport
           Clothing
           Equipment
           Subscriptions
Personal Clothing
           Clothes / Shoes
           Laundry / Dry Cleaning

Day To day Living
          Groceries
          General Spending



Discretionary



Subscriptions
           Club Memberships
           Newspaper
           Magazine

Education
            University Fees
            School Fees
            Other Education Expenses
Entertainment
            CD/DVD
            Books/Magazine
            Film/Photos
            Hobby
            Movie Rental
            Resturants
Gifts Given
Household
            Furnishings
            Appliances
            Improvements
            Maintenance

Insurance
                    Car Insurance
                    Homeowners Insurance
                    Life Insurance
                    Rental Insurance




        Miscellaneous
                   Bank Fees
                   Postage

        Housing
                    Rent Expense




        Utilities
                    Electricity
                    Gas
                    Internet
                    Telephone-home
                    Telephone - mobiles
                    Rates



        Health
                   Medical Insurance
                   Medicine/Drug
                   Doctor/Dentist/Optometrist
        Vacation/Travel

               Total Expenses        0.00       0.00   0.00   0.00   0.00   0.00


                 TOTAL EXPENSES      0.00       0.00   0.00   0.00   0.00   0.00


BASE BUDGET SURPLUS / DEFICIT        0.00


LESS:   Savings
                    Emergency Fund
                    Transfer To Savings
                    Investments

                    CASH SURPLUS /DEFICIT
                                 0.00



                    SAVINGS
                                     0.00       0.00   0.00   0.00   0.00   0.00
Cash Beginning Balance
Predicted Ending Balance   0.00   0.00   0.00   0.00   0.00   0.00
         Managed Funds
         Art / special items
         Jewellery




JUL         AUG         SEP           OCT      NOV      DEC      TOTALS



                                                                    0.00
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                                                                    0.00
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  0.00          0.00           0.00     0.00     0.00     0.00      0.00




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0.00   0.00   0.00   0.00   0.00   0.00   0.00




                                          0.00
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                                          0.00


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                                          0.00
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                                          0.00
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                                          0.00
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                                          0.00
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                                          0.00
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                                          0.00
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                                          0.00
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                                          0.00


0.00   0.00   0.00   0.00   0.00   0.00   0.00


0.00   0.00   0.00   0.00   0.00   0.00   0.00




0.00   0.00   0.00   0.00   0.00   0.00
0.00   0.00   0.00   0.00   0.00   0.00
Your Weekly Budget




Expenses                           Weekly        Monthly   Sub totals   Date paid

House expenses
Mortgage / Rent                     $-           $-
Rates (if own home)                 $-      $-   $-        $-

Insurances
Health insurance                    $-           $-
Contents insurance                  $-           $-
Car insurance                       $-           $-
House insurance (if own home)       $-           $-
Life insurance                      $-           $-
Income protection insurance         $-      $-   $-        $-

Utilities
Power                               $-           $-
Internet                            $-           $-
Fox sports /Austar                  $-           $-
Phone - landline                    $-           $-
Mobile phone                        $-      $-   $-        $-

Car costs
Running of cars                     $-           $-
Petrol                              $-      $-   $-        $-
Registration
Day to day living
Food                                $-           $-
General spending                    $-      $-   $-        $-

Other
Education                           $-      $-   $-        $-
Unexpected costs (ie physio dentist
etc)
Other:                              $-      $-   $-

Total expenses                     $-       $-   $-        $-
                                   Weekly        Monthly
Income

Income
Before tax gross                    $-           $-
Tax                                 $-           $-
Superannuation                      $-           $-

Total income                        $-      $-   $-




Income - Expenses                   $-           $-

				
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