Insurance Quote Report Donald and Daisy Duck

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					                                                 30 November 2011
                                                 Tim von Dadelszen
                                                 QuoteMonster




Insurance Quote Report
Donald and Daisy Duck


Congratulations on taking the time to organise   Your Details
your insurance. This report gives details on
package costs and insurer options.
                                                 Donald
                                                 38 year old male non­smoker
                                                 Occupation: Occupation Class 2


                                                 Daisy

                                                 36 year old female non­smoker
                                                 Occupation: Occupation Class 2
Insurance Quote Report    Donald and Daisy Duck                                                   QuoteMonster


Premium and Benefit Summary




          $156.74 $154.24 $158.18 $148.39 $157.73 $152.48 $143.02 $139.73 $143.33

            Life     Trauma      Income Protection      Waiver of Premium        Policy Fee




     Life Insurance                                  Donald  $350,000  (Yearly Renewable)
     Pays a lump sum if the insured person dies.     Daisy  $350,000  (Yearly Renewable)




     Trauma Insurance                                Donald  $150,000  (Accelerated)
     Pays a lump sum if the insured person           Daisy  $150,000  (Accelerated)
     suffers a covered trauma condition.



     Income Protection                               Donald  $40,000 Annually  (55% N/A, 13 Week Wait,
                                                     Benefit Period To Age 65)
     Pays a percentage of income monthly if the
     insured person is disabled.



     Waiver of Premium                               Donald  (13 Week Wait)
     Pays the cost of your insurance if the
     insured person is disabled.




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Insurance Quote Report   Donald and Daisy Duck                                                      QuoteMonster


Premium Details


Below is a summary of your insurance package. Please note that the premiums shown are "standard" and can change
following the insurer's assessment.


    Quote Summary


    Donald                    Life Cover ($350,000 Yearly Renewable)                                $29.30
    38 year old male          SmartLife Trauma Deluxe ($150,000 Accelerated)                        $30.44
    non­smoker
                              Income Protection ($40,000 Annually 55% Agreed Value, 13              $41.01
    Occupation: Occupation
                              Week Wait, Benefit Period To Age 65)
    Class 2
                              Waiver of Premium Risk (13 Week Wait)                                  $2.99

    Daisy                     Life Cover ($350,000 Yearly Renewable)                                $22.40
    36 year old female        SmartLife Trauma Deluxe ($150,000 Accelerated)                        $32.04
    non­smoker
    Occupation: Occupation
    Class 2

                                                   Policy Fee                                        $0.00

                                                   TOTAL (Monthly)                              $158.18




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Insurance Quote Report    Donald and Daisy Duck                                                            QuoteMonster


Appendix



   Income Protection ­ Benefit Options
   You can select the waiting and payment periods that you would like. As you can see, extending the waiting
   period or reducing the payment period will lower your cost. It's important to choose these carefully ­ for example
   you need to be confident that you could get by financially during your chosen waiting period.

   Premiums based on a annual benefit of $40,000


       Payment Period             2 Years                     5 Years                    To Age 65


       Wait Period                Donald                      Donald                     Donald

       4 Weeks                    $51.14                      $62.19                     $79.95

       8 Weeks                    $38.36                      $46.64                     $59.96
       13 Weeks                   $28.13                      $34.20                     $43.97




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Insurance Quote Report   Donald and Daisy Duck                                               QuoteMonster


Important Notes



    This Quote Report has been prepared using QuoteMonster insurance quoting software. We strive
    to ensure our quotes are as accurate as possible, however accept no liability for any inaccuracy.
    The quotes provided do not replace the need for final confirmation of quotes using the insurers'
    own illustration software.


    Nothing in this report constitutes financial advice or an endorsement or recommendation of any
    insurance product.


    Availability of insurance cover is subject to an application being approved and premiums can
    increase following insurer assessment for health or lifestyle reasons.


    Any descriptions of insurance products in this Report are intended to be brief summaries only. For
    full details please see the relevant insurer(s) policy documents




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