SMUScams04-07-10 by fanzhongqing

VIEWS: 13 PAGES: 32

									U.S. SECRET SERVICE
  “Worthy of Trust and Confidence”



   !!! SCAMS !!!


                       $$$

                SCAMMER




    KNOW WHAT TO LOOK FOR
            U.S. SECRET SERVICE
                    “Worthy of Trust and Confidence”

COUNTERFEIT CHECKS

• Use “Off-the-Shelf” Check Writing
 Software
                                          YOUR NAME HERE

• Use High Quality Scanners and
 Printers                             • Printed with Names of Legitimate
                                       Financial Institutions and
• May Contain Security Features        Companies (US or Foreign)
 (ie. Watermarks, Micro Printing)
                                      • Bank Account #s and Routing #s
                                       May Be Real

                                      • Money Orders, Cashiers Checks,
   YOUR NAME HERE                      Personal Checks, Corporate
                                       Checks, Travelers Checks
        U.S. SECRET SERVICE
              “Worthy of Trust and Confidence”




              YOUR NAME HERE




             U.S. FEDERAL BANKING LAW
  U.S. Treasury Checks or Official Bank Checks – Funds available
    at the opening of the next business day after check deposit

Other Checks - $100 available next business day; balance available
   on the 2nd day (local banks) and within 5 days (distant banks)
   Checks usually take 7-10 days to clear or up to a month if a
                    foreign bank is involved.
    U.S. SECRET SERVICE
        “Worthy of Trust and Confidence”




          YOUR NAME HERE




 JUST BECAUSE FUNDS ARE AVAILABLE ON A
 CHECK YOU’VE DEPOSITED, DOES NOT MEAN
          THE CHECK IS GOOD!!!

WAIT UNTIL THE BANK TELLS YOU THE CHECK
HAS CLEARED. UNTIL THAT HAPPENS, YOU ARE
                 LIABLE!!
        U.S. SECRET SERVICE
             “Worthy of Trust and Confidence”


 ONLINE AUCTION/CLASSIFIED AD SCAM
        craigslist
• “Buyer” sends overpayment for goods to cover S&H
• “Buyer” requests refund via wire transfer for remainder of
  money
• “Buyer’s” payment is fraudulent and Seller loses the money

                          OR
• “Buyer” sends exact payment for goods
• “Buyer” waits for the Seller to deposit payment
• “Buyer” demands a refund due to family emergency,
  financial crisis, etc.
• “Buyer’s” payment is fraudulent and Seller loses the money
        U.S. SECRET SERVICE
             “Worthy of Trust and Confidence”


 ONLINE AUCTION/CLASSIFIED AD SCAM



• “Seller” advertises a valuable item at an extreme discount
• Buyer attracted by the allure of a bargain
• “Seller” demands Buyer use a wire transfer service for
  payment
• “Seller” never sends the item and the Buyer left with loss
          U.S. SECRET SERVICE
               “Worthy of Trust and Confidence”



         SECRET SHOPPER SCAM

• Victim hired to evaluate a store and/or wire transfer service

• Victim sent counterfeit checks, money orders, etc.

• Victim cashes/deposits checks, money orders, etc.

• Victim instructed to go shopping with a certain amount of
 the money and wire transfer the remainder back to “employer”
• “Employer” may authorize the victim to keep the merchandise
  or a % of the money
• Checks or money orders are fraudulent and victim is held
  accountable for the loss by their bank
         U.S. SECRET SERVICE
               “Worthy of Trust and Confidence”



                     EMPLOYMENT SCAMS

• “Employer” will advertise the job online (ie. Monster.com) or
in the local newspaper

• Example job titles are Customer Service Rep, Account
Manager, Personal Assistant, Distribution Manager, Regional
Sales Specialist, etc.

• “Employer” can claim to be in any industry from electronics
and computers to hardware and textiles

• “Employer” may require victim to open a “business” bank
account or provide their own bank account information to
conduct business
         U.S. SECRET SERVICE
              “Worthy of Trust and Confidence”



                EMPLOYMENT SCAMS (cont’d)

• Among victim’s job responsibilities will be to receive and
deposit checks or money orders OR receive direct deposits into
their bank account and wire transfer the money back to the
“Employer”

• Victim may be allowed to keep a % of the money as payment

• Checks, money orders or deposits are fraudulent and victim is
held accountable for the loss by their bank
        U.S. SECRET SERVICE
            “Worthy of Trust and Confidence”



             EMPLOYMENT SCAMS (cont’d)

                    VARIATION:
Victim may be asked to receive merchandise at their
   address as one of their job responsibilities (ie.
electronics, jewelry, clothing, etc.) and then forward
 that merchandise to other locations (both U.S. and
                       overseas)

Merchandise is purchased with stolen credit cards or
   through other fraudulent means. Victim held
                   accountable.
           U.S. SECRET SERVICE
                 “Worthy of Trust and Confidence”


                   LAW ENFORCEMENT
                     SCAM EMAILS
• E-Mail purports to be from a high-ranking FBI official (ie. Assistant
Director) or from the U.S. Secret Service, U.S. Customs and Border
Protection, etc.
• Attempts to defraud money out of the victim using the name and
reputation of a federal government official to create an air of
authenticity

• E-Mail claims that the results of an investigation have authorized
or legitimised the money you are to receive

• E-Mail may threaten recipient with arrest or fines if they do not
wire money as instructed due to some “regulations” or may ask for
personal information
USSS SCAM EMAIL
FBI SCAM EMAIL
       U.S. SECRET SERVICE
             “Worthy of Trust and Confidence”

    NIGERIAN ADVANCE FEE SCAM
         CHARACTERISTICS
• Many different cover stories (ie. lottery, inheritance,
      business deal, charity, etc.)

• Government Official, Lawyer, Judge, Law
       Enforcement, Doctor, Widow, CEO

• Official Looking Documents or Checks
• Sense of Urgency
• Confidential nature emphasized
• “Wire”, “Send”, “Ship” $ or Deposit $ Into Account
• Delivered by Regular Mail, E-Mail/Internet, Telephone
        U.S. SECRET SERVICE
             “Worthy of Trust and Confidence”


        CREDIT CARD SECURITY SCAM

• Scammer calls purporting to be a fraud investigator from
your credit card company

• Claims that some fraudulent activity has occurred on your
account but they will help get the charges reversed

• Before they can reverse the charges, however, the scammer
states that they need to confirm your social security number,
mother’s maiden name, CVV or CVC number, etc.
U.S. SECRET SERVICE
  “Worthy of Trust and Confidence”


  IRS/TAX RETURN SCAM



    •   Rebate Phone Calls
    •   Tax Refund E-Mails
    •   Audit E-Mails
    •   Check Verification
        Phone Calls
        U.S. SECRET SERVICE
             “Worthy of Trust and Confidence”

                    PHISHING
A fraudulent scheme involving ID Theft typically by email.

Sender pretends to be a legitimate company or bank.

Use a website/logo that looks like the website/logo of the
legitimate company.
U.S. SECRET SERVICE
“Worthy of Trust
                      PHISHING EMAIL
 and Confidence”         EXAMPLE
U.S. SECRET SERVICE                PHISHING EMAIL
“Worthy of Trust and Confidence”      EXAMPLE
U.S. SECRET SERVICE
                      PHISHING POP-UP
“Worthy of Trust
 and Confidence”         EXAMPLE
         U.S. SECRET SERVICE
              “Worthy of Trust and Confidence”


 A fraudulent scheme involving ID Theft by email is called
                   “PHISHING”.
What is a fraudulent scheme using SMS texting on cell phones
                          called?



               SMISHING
        U.S. SECRET SERVICE
              “Worthy of Trust and Confidence”



        HITMAN E-MAIL SCAM

• Scammer threatens the victim with death or kidnapping or
threatens the victim’s family
• Scammer tells the victim that they will not carry out their
threat if the victim pays money or provides personal
information
• Scammer warns the victim not to notify the authorities or
they will be forced to carry out their threat
HITMAN EMAIL SCAM
TO: YOUR NAME HERE <YOUR EMAIL ADDRESS HERE>
FROM: Unidentified <undisclosed.email@yahoo.com>
Subject: Stay Alive...........

Attention,

I want you to read this message very carefully, and keep the secret with you till further notice, You
have no need of knowing who i am, where am i. i have being paid $50, 000 in advance to terminate
you with some reasons listed to me by my employer, its one i believe you call a friend and a person
you deal with everyday. i have followed you closely for one week and tree days now and have seen
that you are innocent of the accusation. Do not contact the police or try to send a copy of this to
them, because if you do i will know, and might be pushed to do what i have being paid to do.

Now listen, from you i need the amount of $50,000. After you pay me you have nothing to be afraid
of. Respond to this email as soon as possible and I will provide information to you as to which
account to pay the money to. Once I receive the money, i will give you a tape I have showing his
request for me to terminate you, which will be enough evidence for you to take him to court (if you
wish to).

You don't need my phone contact for now till I am assured you are ready to comply. Once again, if
you contact the police, this deal is off and i will terminate you……

Lucky You,
X
          U.S. SECRET SERVICE
             “Worthy of Trust and Confidence”

                 VIRUS E-MAILS
Hacker tricks the victim into downloading a virus,
 trojan, malware or spyware onto their computer.

      •   Craigslist
           U.S. SECRET SERVICE
                 “Worthy of Trust and Confidence”


**   CRAIGSLIST ADVISORY --- AVOID SCAMS BY DEALING LOCALLY
**   Avoid: wiring money, cross-border deals, work-at-home
**   Beware: cashier checks, money orders, escrow, shipping
**   More Info: http://www.craigslist.org/about/scams.html

Hi There,
I am very interested in purchasing the love seat you have or sale on Craigslist.
I may even be willing to pay you a little more than what you are asking if it is
what I am looking for. My brother has a very similar love seat in his apartment
I believe. Can you please take a look to see if what you have for sale is similar
to what my brother has by clicking on the following link VID 1 ? Thanks, I look
forward to hearing back from you.

All the best,
George
          U.S. SECRET SERVICE
             “Worthy of Trust and Confidence”

                 VIRUS E-MAILS
Hacker tricks the victim into downloading a virus,
 trojan, malware or spyware onto their computer.

      •   Craigslist

      •   United Parcel Service (UPS)
             Delivery Problem
            U.S. SECRET SERVICE
                    “Worthy of Trust and Confidence”


UPS Delivery Problem NR 02908             Wednesday, March 31, 2010 5:33 AM
From: "Manager Ben Rhodes" support@ups.com Add sender to Contacts
To: xxxxxxxxx@xxxxxx.com
Message contains attachments



1 File (47KB) UPS_invoice_6845.zip


Dear customer!
We were not able to deliver your postal package which was sent on the 22nd of
December in time because the addressee's address is incorrect.
Please print out the invoice copy attached and collect the package at our department.
United Parcel Service of America.
          U.S. SECRET SERVICE
             “Worthy of Trust and Confidence”

                 VIRUS E-MAILS
Hacker tricks the victim into downloading a virus,
 trojan, malware or spyware onto their computer.

      •   Craigslist

      •   United Parcel Service (UPS)
             Delivery Problem

      •   Microsoft “Scareware” Anti-Virus
             Program
U.S. SECRET SERVICE
  “Worthy of Trust and Confidence”
U.S. SECRET SERVICE
  “Worthy of Trust and Confidence”
    U.S. SECRET SERVICE
         “Worthy of Trust and Confidence”

 WHAT SHOULD YOU DO????
• STOP! THINK FIRST, ACT SECOND!!!
• Companies/Agencies should never ask you for
your personal information over the phone or via
e-mail. DON’T RESPOND! Never give out your
personal info over the phone or internet unless
you initiate contact and you know you are dealing
with a true company representative.
• Conduct your own background investigation.
Ask family, professors or law enforcement for
guidance.
     U.S. SECRET SERVICE FRAUD ALERT FLYER
U.S. SECRET SERVICE
  “Worthy of Trust and Confidence”

								
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