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					                                                                                   Money is available. a
                                                                                                                                                          New service at                                                                                                      For A
        Farmers’ biggest problem                                                                                                                          Mutua2 Savings                                                                                                 Well Tuned Car
                                                                                                                      To consumers who%
                                                                                                                    weekly grocery bills get
                                                                                                                    bigger and bigger, it Some-           A new service for business bills in a fraction of the time     which also handles the As-
                                                                                                                                                                                                                                                                               It’s
                                                                                                                    times seems that farmers
                                                                                                                    have it made.
                                                                                                                      Perhaps they would, if the
                                                                                                                    costs of inputs were not so
                                                                                                                    high.
                                                                                                                      “It takes more money
                                                                                                                                                       allows any firm to have it takes using the traditional
                                                                                                                                                       someone else pay their bills check writing method.
                                                                                                                                                       for them. The firm would
                                                                                                                                                       still provide the funds for the
                                                                                                                                                       payments, but it can elimi-
                                                                                                                                                       nate the actual chores and
                                                                                                                                                       expense of writing checks,
                                                                                                                                                                                          Here’s how Business Pay-
                                                                                                                                                                                        ments Accounting (BPA)
                                                                                                                                                                                       works: The business re-
                                                                                                                                                                                       ceives a computer-gener-
                                                                                                                                                                                                                         socia tion’s telephone-bill-
                                                                                                                                                                                                                         paying system.

                                                                                                                                                                                                                           The money for business
                                                                                                                                                                                                                         payments comes from the
                                                                                                                                                                                                                         participating firm’s savings
                                                                                                                                                                                                                                                          I       L & S Standardservice                                                   1
                                                                                                                    each year to farm the same                                                                           account at Mutual. This is
                                                                                                                                                       buying postage, and addres-     ated list of all its payees and   another important feature of
10 02.2 way 6”x9”  ‘39’5,r.                                                                                         acreage,” Gagetown area
                                                                                                                    farmer Ben Hobart said.
                                                                                                                      The cost of inputs are def-
                                                                                                                                                       sing envelopes.

                                                                                                                                                          The new service is called
                                                                                                                                                                                       all relevant information for
                                                                                                                                                                                       each including account
                                                                                                                                                                                       number and general ledger
                                                                                                                                                                                                                         BPA--bill paying money
                                                                                                                                                                                                                         earns interest while on de-
                                                                                                                                                                                                                         posit. Each firm receives a
                                                 A smartly prlced Car Stereo                                                                                                           number. The business repre-
2 oz. 2 way 6”x9” bs4995,f.
                                                                                                                    initely up from last year, he      Business Payments Ac-                                             statement describing each
                                                                                                                                                                                       sentative completes the
 0                                               Cassette/Receiver that doesnr leave
                                                 out human enghrsering: the new
                                                                                                                    said, explaining that he just
                                                                                                                    paid $1.28 a gallon for one
                                                                                                                                                       counting, and it is the prod-
                                                                                                                                                       uct of Mutual Savings and
                                                                                                                                                                                       amount column, indicates
                                                                                                                                                                                                                         transaction for the month.
                                                                                                                                                                                                                         This provides a convenient
                                                                                                                    “dump”of fuel. Last year he                                        the date he wants payments        bookkeeping record for tax
                                                                                                                                                       Loan Association of Bay City
2 oz. 3 way 6”x9” ‘59’5,r.
                                                           ~
                                                 K M W KRC-311.                                                     remembers getting it for 97                                        made, signs and sends it or       purposes.
 0                                                                                                                  cents a gallon.
                                                                                                                                                       and mid-Michigan. The corn-. brings it in to any Mutual




                                                                                                                                                                                                                                                          I
                                                                                                                                                       pany has a branch in Cass Savings office. That’s all
                                                                                                                      “It varies with machinery        City.                                                               Any business or profes-
                                                                                                                                                                                        there is to it.
2 02.3 way 51/4 md. $2995,L                                                                                         purchases and rent of prop-                                                                          sional practice is eligible to
 0                                                                                                                  erty, but it can easily cost
                                                                                                                    $100 an acre to get started in
                                                                                                                                                         I& major benefit to a pro-
                                                                                                                                                      fessional       business      or    Al of the usual check-writ-
                                                                                                                                                                                           l
                                                                                                                                                                                                                         participate in businesswork
                                                                                                                                                                                                                         ments accounting to pay-



   Sanyo                   -
                           &
                           &                                                                                        the spring,” estimates Ho-
                                                                                                                    bart, who is farming 560
                                                                                                                    acres this year.
                                                                                                                      TO meet such high spring-
                                                                                                                                                      practice is its convenience.
                                                                                                                                                      her represenbtive can pay
                                                                                                                                                                                       ing tasks and postage are
                                                                                                                                                      Any business person or his- taken care of by Mutual’s
                                                                                                                                                                                       Tel-Check          Department
                                                                                                                                                                                                                         for them. Several businesses
                                                                                                                                                                                                                         a r e currently using the sys-
                                                                                                                                                                                                                         tern.
                                                                                                                                                                                                                                                                                                                                          E
      Car Stereo
     ‘Mini Size Chassis
     ‘Full Auto Reverse
‘Locking Fast Forward & Rewind
                                                                                               BEN HOBART
                                                                                                                    time costs, farmers are
                                                                                                                    often forced to borrow from
                                                                                                                    nearby banks.
                                                                                                                    HOBART, WHO SAID HE
                                                                                                                  had jlist borrowed some
                                                                                                                                                      Adds new lines -
                                                                                                                                                      Richard’s expands stereo center                                                                     I                          * Car Wash
                                                                                                                                                                                                                                                                                  * Wrecker Service
                                                                                                                                                                                                                                                                                * Certified Mechanics
~ICHARDIS                                                                                  Explains the trends in money, is not alone, accord-                                       building adjacent to his            company     expanded      its
                                                                                          modern farming.         ing to officials from Thumb         Richards Jones, owner of       store on Main Street.               stereo center.
                                                                                                                  National Bank and Trust,
     FURNITURE-TV-APPLIANCE                     Koss Head Phones                                                  Cass City State Bank and
                                                                                                                  Pinney State Bank.
                                                                                                                                                     Richard’s Appliance Tele-
                                                                                                                                                     vision and Furniture, Store       m e bus
                                                                                                                                                                                                                                                                                                                         Phone 872-2342
                                                     Installation Available                                         4 “ l o ~ t farmers by far
                                                                                                                  have to borrow in the




       PROGRESS IS PEOPLE                                          -



                                                             We Salute Our Fine Staff Upon
                                                             Whose Expert Service You Can
                                                             Rely For All Your Building Needs.

               Bill Repshinska & Brian Helwig

           Join In The Fun
                   at                                                                                                                                       Complete Localofficer with no Service -
                                                                                                                                                                                                Trust or obligation                                           9 Savings Plans
                                                                                                                                                            Stop in anytime and talk to a trust                          cost                                 Paying the highest interest allowed by law. The one area bank that offers
        Cass City’s Third Annual
                                                                                                                                                     It
                                                                                                                                                            protect your estate from unnecessary tax burdens.                                                 free checking - no minimum balance.


        4th of July Festival                                             Larry Summers                          Elmer Schulz
                                                                                                                                                            Message Center
                                                                                                                                                            Free for public  use.
                                                                                                                                                                                                                                                              Farm Financing
                                                                       - Cabinet Expert
                                                                                                                                                                                                                                                              We can handle all your farm land mortgages to annual loans.Come in and
                                                                                                               Hardware Expert
                                                                                                                                                                                                                                                              talk it over with our farm experts.
         Building in the Present t o Meet the Demands of the Future                                                                                                                                                        Cass City Office
                CROFT-CLARA LUMBER, INC.                                                                                                             I        Thumb National Bank and Trust Company

				
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