VIEWS: 5 PAGES: 2 POSTED ON: 5/18/2012
Curriculum Mapping – Calendar Overview BUSINESS EDUCATION – Personal Finance Grade Level: 9th-12th Grades Month August September October November December Content – Goals and Decision Making Careers and Planning, Budgeting Banking Services, Saving and Investing Saving and Investing, Credit Credit and Consumer Skills Learning Goals What will TSWK: What financial literacy is, why it is How education and skills effect income, The difference between financial Inflation, characteristics of financial Loan types, credit reporting, good vs. bad students important, how to plan for the future, how to career choices that match their aspirations, institutions, electronic banking, federal investments, stock, costs and benefits credit, finance charges, credit cards, buying, know? set goals, and how to apply skills to improve how to achieve goals, their own spending government’s role in personal finance, how payment methods, cost of using credit, leasing, renting, insurance basics their standard of living. and saving behaviors, basic financial terms, to calculate interest, relationship between consumer protection laws employee benefits, payroll and its deductions risk and return What will Explain the rationale for financial Define resources and the income Identify deposit, credit and investment Summarize how inflation affects Compare types of loans from different students do? literacy. Explain how sound financial payments to resources. Evaluate services offered by commercial banks, spending and saving decisions. Compare financial institutions. Identify the decisions can increase a person’s resources students possess. Analyze the savings and loans, credit unions and the characteristics of several financial qualities a lender looks for in a loan standard of living and wealth. Identify relationship between education and brokerage firms. Compare checking investments, including savings accounts, applicant. Analyze a credit report and goals for the future. Recognize that potential income using economic accounts from different institutions stocks, bonds, mutual funds, and real FICO score. Explain the factors that choices made today will affect goal reasoning. Examine personal Prepare the following forms related to estate. Explain how interest rates are determine the cost of credit. Calculate attainment. Apply steps in a problem- characteristics to determine interests, opening and maintaining a checking determined. Compare the features of finance charges using different interest solving process/economic way of skills, and knowledge related to career account: Application form. Deposit savings accounts among financial rates. Analyze the relationship among the thinking. Apply the economic way of choices. Establish career goals. Outline ticket. Check. Check register. Monthly institutions. Identify the trade-offs finance charges, principal of the loan, thinking to improve money-management steps required to reach career goals. account statement (read and reconcile). related to various financial investment and the loan repayment period. Compare skills and affect an individual’s or Explain how scarcity affects economic Differentiate among various types of options. Distinguish between primary credit cards in terms of annual fee, family’s standard of living. decisions. Prioritize personal and electronic banking services, including and secondary markets. Identify the costs annual percentage rate, grace period, and financial goals. Construct a plan to smart cards. Explain the roles and and benefits of trading stock. Explain the credit limit. Propose ways to avoid or achieve those goals. Examine current responsibilities of the Federal Reserve role of brokers. Examine how investors correct credit problems. Evaluate saving and spending behaviors and System. Identify the opportunity cost of are protected by agencies that regulate consumer purchases/agreements using patterns. Identify key terms such as gross spending and saving. Recognize financial markets. Differentiate between the Problem, Alternatives, Criteria, pay, net pay, deductions and benefits. financial investments as options for debit and credit cards and cash. Analyze Evaluate, Decide (PACED) decision- Explain the types of benefits provided by savings. Explain the advantages of the costs and benefits of various methods making model. Analyze how advertising employers. Distinguish between required compounding. Predict how much savings of payment. Define credit and interest. influences consumer decision making. and optional deductions. Identify key will be needed to achieve goals. Describe Compare the advantages and Analyze the rights and responsibilities of terms such as disposable income, five types of financial investment risk. disadvantages of using credit. Explain consumers in the marketplace. Evaluate variable, fixed and period expenses. Describe the relationship between the opportunity cost of using credit. the costs and benefits of buying, leasing Complete a W-4 form. Identify the financial investment risk and return. Describe the rights and responsibilities or renting. Analyze financing options of various designations on a paycheck/stub. Distinguish between real and nominal of buyers and sellers under consumer consumer purchases. Evaluate various Analyze a W-2 statement. Develop a rate of return. protection laws. Identify types of credit forms of insurance coverage budget. and their common forms. Assessments Personal Finance Profile, Goals and Careers and Planning Pretest, Career and Banking Services Pretest, Banking Saving and Investing Posttest, Savings Credit Posttest, Consumer Skills Pretest, Decision Making Pretest, Personal Planning Posttest, Career Planning Services Posttest, Account Startup, Account Simulation, Credit Pretest, Consumer Skills Posttest, Home buying Finance Posttest, Career Timeline, Sheets, Budgeting Pretest, Budgeting Maintenance, and Closing, Bank Credit Card Interest Rates Comparisons, simulation, Financial Literacy Article, Future Planning Simulations, Lecture, Posttest, Budget Analysis Investigation, Selection Simulation, Saving and Lecture, Group Work, Class Lecture, Group Work, Class Group Work, Class Participation Financial Tracking Sheet , Lecture, Investing Pretest, Lecture, Group Work, Participation Participation Group Work, Class Participation Class Participation Determination of credit worthiness, The banking system, using a checking Foundations for sensible money Understanding our interests, demand and Building a personal credit history, system, writing and receiving checks, management, budgeting, planning supply in career fields, global economy, applying for credit, Comparing credit ATM and Debit Cards, reconciling a your financial future, and retirement international business with careers. costs, calculating annual percentage checking account, other electronic and options rates, shopping for credit, Major drafts, how insurance works, vehicle What will students sources of credit, positive and negative insurance, property insurance, life know….transfer…. aspects of credit, credit reporting insurance, health insurance, AD&D agencies and bureaus, types of Insurance installment credit, use of retail and bank credit cards, and provisions of major credit protection legislation.
Pages to are hidden for
"Personal Finance"Please download to view full document