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Monthly-Housing-Budget

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					    This form gives you you the beginnings of how much you should
    generally be able to finance. However, everyone debt situation is
 different. I highly recommend you sit down for a one-on-one for a true
picture of what you can afford and what program best meets your needs.
                 Jason Garber (954) 599-3432      e-mail:
     jgarber@bocamortgageguy.com                           website:


            Conservative Monthly Housing Budget

Monthly Take Home                             Payments            Amount
  (net) Income
      $0.00                                 Car                   $0.00
                                            Credit Cards          $0.00
                                            Loans                 $0.00
Monthly Income          $0.00               Groceries             $0.00
       minus                                Savings               $0.00
Total Monthly Debt      $0.00               Utilities             $0.00
                                            Lifestyle             $0.00
Max Housing Payment $0.00                   Misc                  $0.00

                                            Total Monthly Debts   $0.00



Only input numbers in the BLUE cells and the remaining fields will calculate


The end results will give you your Conservative Max Housing Payment.
Make sure your are comfortable with this payment.

This is not the formula Lenders use to qualify a borrower for a
mortgage. This is not a loan commitment. Subject to approval. Credit
Standards apply.



     More Aggressive Monthly Housing Budget Below
         More Aggressive Monthly Housing Budget

   Gross Monthly                             Payments             Amount
      Income
       $0.00                                Car                    $0.00
                                            Credit Cards           $0.00
                                            Loans                  $0.00
43% of Monthly Income$0.00
       minus                                Total Monthly Debts   $0.00
Total Monthly Debt   $0.00

Max Housing Payment $0.00



Only input numbers in the BLUE cells and the remaining fields will calculate

The end results will give you your Max Housing Payment. Make sure
your are comfortable with this payment.

This is not the formula Lenders use to qualify a borrower for a
mortgage. This is not a loan commitment. Subject to approval. Credit




    This form gives you you the beginnings of how much you should
    generally be able to finance. However, everyone debt situation is
 different. I highly recommend you sit down for a one-on-one for a true
picture of what you can afford and what program best meets your needs.
                 Jason Garber (954) 599-3432      e-mail:
     jgarber@bocamortgageguy.com                           website:

				
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