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Monthly Spending Plan Template

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Monthly Spending Plan Template Powered By Docstoc
					                                                    Monthly Spending Plan
Name:                                                                  Dates:
Spending plan goal:
MONTHLY INCOME (Divide your Semester Income into monthly increments)
 Item                                                                           Planned            Actual       Difference
   Wages or salary (before withholding)                                                                         $                  -
   Commission/tips/bonuses                                                                                      $                  -
   From savings                                                                                                 $                  -
   Scholarships/grants                                                                                          $                  -
   Government loan/financial aid                                                                                $                  -
   Loan from parents/ relatives                                                                                 $                  -
   Other                                                                                                        $                  -
 Total Semester Income                                                 $                   -   $            -   $                  -
MONTHLY FIXED EXPENSES
 Fixed Expenses                                                                 Budgeted           Actual             Difference
   Savings and investments                                                                                      $                  -
   Federal Income Tax Withholding                                                                               $                  -
   State Income Tax Withholding                                                                                 $                  -
   City /County Tax Withholding                                                                                 $                  -
   Social Security/Medicare Withholding (7.65%)                                                                 $                  -
   Housing (rent/mortgage)                                                                                      $                  -
   Automobile loan payments                                                                                     $                  -
   Student loan payments                                                                                        $                  -
   Tuition                                                                                                      $                  -
   Books                                                                                                        $                  -
   Homeowners/renters insurance                                                                                 $                  -
   Medical Insurance                                                                                            $                  -
   Automobile insurance and registration                                                                        $                  -
   Internet bill                                                                                                $                  -
   Personal loan payment
   Other                                                                                                        $                  -
 Total Fixed Expenses                                                  $                   -   $            -   $                  -
SUB TOTAL (Income - Total Fixed Expenses)                              $                   -   $            -   $                  -
                                                               Monthly Spending Plan
Name:                                                                                        Dates:
Spending plan goal:
RESIDUAL MONTHLY INCOME
 Item                                                                                                 Planned            Actual       Difference
   Wages or salary (before withholding)                                                                                               $                  -
   Commission/tips/bonuses                                                                                                            $                  -
   From savings                                                                                                                       $                  -
   Scholarship/grants                                                                                                                 $                  -
   Government loan/financial aid                                                                                                      $                  -
   Loan from parents/ relatives                                                                                                       $                  -
   Other                                                                                                                              $                  -
 Balance Forward from INCOME AND FIXED DEDUCTIONS                                             $                  -   $            -   $                  -
FLEXIBLE EXPENSES
 Monthly Flexible Expenses                                                                            Budgeted           Actual             Difference
   Food (groceries)                                                                                                                   $                  -
   Eating out/snacks                                                                                                                  $                  -
   Utilities (gas, electricity, water, garbage)                                                                                       $                  -
   Telephone                                                                                                                          $                  -
   Television                                                                                                                         $                  -
   Fuel                                                                                                                               $                  -
   Car repairs/maintenance                                                                                                            $                  -
   Medical/dental (not covered by insurance)                                                                                          $                  -
   Credit card payment (s)                                                                                                            $                  -
   Child care/other dependent care                                                                                                    $                  -
   Laundry                                                                                                                            $                  -
   Personal care                                                                                                                      $                  -
   Clothing/accessories                                                                                                               $                  -
   Entertainment/recreation, hobbies                                                                                                  $                  -
   Habits (alcohol, gambiling, smoking) (May choose to track separate from entertainment)                                             $                  -
   Gifts                                                                                                                              $                  -
   Other                                                                                                                              $                  -
 Total Expenses                                                                                $                 -   $            -   $                  -
TOTAL (Income - Total Expenses)                                                                $                 -   $            -   $                  -
If the total is a negative number you are spending more than your income. Time to adjust your spending!

				
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posted:5/18/2012
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