SWEDISH STUDENT AID
CSN INFORMATION LEAFLET 2012
This leaflet contains information about stu STUDY TEMPO Folk high school
dent aid (studiemedel) for studies in Sweden. Student aid is payable for every full calendar If you are studying at a folk high school,
For studies abroad, see the information leaflet week during which you participate in a you must be planning to study at least 20
”Studiemedel för studier utomlands” (in course of studies. To qualify for student aid hours per week to be deemed to be studying
Swedish). You’ll find further information you must study for at least three weeks on on a full-time basis. For studies of part
about student aid at www.csn.se. no less than a half-time basis. Student aid time 75 percent, 15 hours per week is
is also payable for different rates of study: required and for studies of part-time 50
ARE YOU ENTITLED percent, 10 hours per week.
full-time 100 percent, part-time 75 per
TO STUDENT AID?
cent or part-time 50 percent.
You can receive student aid for studies at Other types of education
university or college and certain other types For other types of education, the school
University, college or vocational
of post-secondary education. As of the university itself sets the study tempo by determining
second six-month period of the year of For study at university or college, a system the scope of the individual study pro
your twentieth birthday you can also of credits has been put in place whereby gramme.
receive student aid for studies at folk 1.5 higher education credits corresponds
to one week of full-time study. To qualify FOR HOW LONG MAY
high school, municipal adult education
YOU RECEIVE STUDENT AID?
programmes, and other forms of upper for full-time student aid, you must under
take, during the study period envisaged, to The length of time for which you may
secondary education. You may currently
study at a rate corresponding to at least 1.5 receive student aid is limited to a certain
be awarded student aid no later than in the
higher education credits per week. Similarly, number of weeks on each level of edu
year of your 54th birthday, but the number
to qualify for student aid equivalent to 75 cation. If you have previously received
of weeks for which you will be entitled to
percent or 50 percent of full-time studies, student aid, special adult education sup
a student loan is incrementally reduced as
you must undertake to study at a rate port or special adult education support for
of the year of your 45th birthday.
entitling you to an average higher edu the unemployed, the period during which
The table shows the total number of
cation credits of 1.125 or 0.75 per week. you received payments is counted as well.
weeks for which you will be entitled to a
For study at vocational university, 5 credits You may receive student aid for periods
student loan – including any previous
corresponds to one week of full-time study. longer than those listed below only in
loans – if you take up a course of studies at
In the case of post-secondary program exceptional circumstances.
a certain age. Previous loans taken out at
compulsory school level need not be mes not employing a system of credits, the
Education at post-secondary level
included. For previous loans at upper school itself establishes the study tempo.
You may receive student aid for a maxi
secondary level, only one half of the loan mum of 240 weeks.
Adult secondary education
weeks need be counted towards the total. (Komvux)
If you are studying at Komvux, the scope Education at upper secondary
UPPER AGE LIMIT FOR STUDENT LOAN level
of the studies is assessed on the basis of a
Age reached during Number of weeks You may receive student aid for a maxi
point system whereby each separate course
calendar year mum of 120 weeks. If you have already
is attributed a certain number of points.
completed a Swedish national or specially
45 220 The table below shows the number of
designed educational programme, or have
points you must acquire per week in order
received an equivalent Swedish education
to be deemed to be studying on a full-time
48 160 of some other sort or equivalent education
(100 percent) or part-time (75 percent or
49 140 abroad, you are entitled to student aid for
50 percent) basis.
50 120 a maximum of 80 weeks.
51 100 Study tempo Points per week
CSN nr 2130E/1203
Education at compulsory school
50 % 10–14
If you have received a Swedish compulsory
54 40 75 % 15–19
school education and have received pass
grades in the compulsory subjects, or if
you have received some other equivalent education. This applies if you are attending HOW YOUR INCOME WILL
AFFECT YOUR STUDENT AID
form of Swedish education or education an education at compulsory school level or
abroad, you are entitled to student aid for upper secondary level at Komvux or an You are entitled to a certain income at the
a maximum of 40 weeks. If you have no equivalent education at folk high school. same time as you are receiving student aid.
compulsory school education or equivalent The higher grants are awarded for as long The cut-off point of your income is known
form of Swedish education or education as the money lasts and in the order in which as your franchise. If your income is greater
abroad, you may receive student aid for a applications for student aid reach CSN. than your franchise, the amount payable
maximum of 80 weeks. If you need You may also receive the higher grant if in student aid will be reduced – both the
proficiency training and you have no you grant and the loan component. Your stu
compulsory school education, this period • have turned 20 but not 25 years dent aid will be reduced by 61 percent of
may be extended by 20 weeks. • are unemployed, and the income exceeding the franchise.
• are starting your studies in 2011 or The size of your franchise will depend on
Further weeks for older students 2012. the number of weeks per calendar half year
Under certain circumstances, you can during which you receive student aid. You
receive student aid for a further 40 weeks You will find further information about can work out your franchise at our web site
as of the year of your 40th birthday. This the higher grant at www.csn.se. You do not under ”Räkna ut” (in Swedish).
rule of a further 40 weeks applies to any have to apply for the higher grant yourself.
level you study on. Normally, to qualify for We will automatically consider the higher FRANCHISE FOR 20 WEEKS WITH STUDENT
grant when you apply for student aid. AID
the extra weeks, you should not have
As of the year of your 25th birthday, Study tempo Franchise (kr)
received student aid for some time. It is also
stipulated that you need the course for you can also apply for a supplementary Full-time 70,400
reasons concerned with the labour market loan. To qualify for this loan, you must be 75 % 88,000
or for personal reasons. studying on a full-time basis and have 50 % 105,600
received a certain lowest income the last
HOW MUCH MONEY calendar year before you started studying. Income is calculated on a calendar half
MAY YOU RECEIVE? If you begin studying during 2011, this yearly basis and is defined as income deri
The following table shows the size of income will be 177,620 kronor. The ved from employment, business activities
the grant, loan and supplementary loan supplementary loan is payable for a maxi and capital assets as determined by the
components payable to full-time stu mum of 120 weeks. tax assessment for the calendar year in
dents. If you have custody of a child or child question.
ren, you may qualify for extra child allo
AMOUNTS PAYABLE TO FULL-TIME wance. This grant is payable until the
STUDENTS, 2011 (from 1 July 2011) STUDY ACHIEVEMENT
calendar half year of the child’s 18th birth REQUIREMENT
1 week (kr) 4 weeks (kr)
day. The size of the grant will depend both When you apply for student aid for the
General grant 699 2,796 on the number of children you have and first time, you will not need to refer to
Loan 1,531 6,124 on your study tempo. If both parents are previous study achievements. However, if
Total amount 2,230 8,920 studying, however, only one of them will you have previously received student aid,
be entitled to extra child allowance for the you must be able to point to adequate
Higher grant 1,628 6,512
child. previous study results.
Loan 602 2,408
Total amount 2,230 8,920 EXTRA CHILD ALLOWANCE PER CHILD AND APPLICATION
Supplementary When you apply for student aid, use the
loan 435 1,740 Number of children Full-time 75 % 50 %
electronic service "Ansök om studieme-del"
1 child 132 96 66 in Mina sidor (only in Swedish) at www.csn.se.
A fee of 150 kronor per calendar half year
2 children 215 157 105 You can apply whenever you wish, but you
is charged for administration of student
3 children 259 187 127 can only receive student aid retro-spectively
loans. This fee is deducted from the loan in
4 children 303 217 149 for four weeks before your application reached
conjunction with the first payment of the
CSN. So make sure you send in your
If you incur extra costs in conjunction with application in plenty of time!
Student aid is made up of a grant com
your studies, you may also apply for an
ponent and a loan component. There is COORDINATION
additional loan to cover such costs as study
also a higher grant component to which WITH OTHER BENEFITS
you may be entitled as of the year of your You cannot obtain student aid for the same
25th birthday if you have not received a period as you receive
full national upper secondary or equivalent
• study allowance (‘studiehjälp’) from IF YOU ARE A Each year you are expected to pay a certain
CSN annual amount towards repayment of your
• student aid or finacial aid for studies If you are a foreign national, special rules loan. The size of the annual amount will
from another country will apply. You must, therefore, fill in further depend on how much you have borrowed,
• introduction benefit information when you apply for student changes in the interest rate, the number of
• a rehabilitation allowance aid at www.csn.se. You can read more about years over which the loan is to be repaid,
• activity support te rules in the information leaflet ”Swedish and a two-percent upward-adjustment
• sickness or activity compensation Student Aid for Non-Swedish Nationals factor.
• development allowance for Studies in Sweden”, which you will be If you have a repayment liability for a
• a postgraduate student grant. able to obtain from your school. previous loan and intend to resume your
studies, your annual amount will be
Similarly, you are not entitled to student WHEN DO YOU START
reduced, i.e. you will not be expected to
aid for postgraduate education if you REPAYING YOUR LOAN?
Student loans taken out after
keep up your payments during the period
• are doing service under the Total Defence
June 30, 2001 (annuity loans) of your studies.
You start repaying your loan no earlier than
• are attending a training course for re
at the turn of the year falling six months E-SERVICES
serve or career officers
after you last received student aid from You can also use CSN’s electronic services
• are or have been employed as a post
CSN. The maximum repayment period in Mina sidor (only in Swedish) at
will be 25 years. If there are less than 25 www.csn.se.
• are receiving or have received a post
years until your 60th birthday, that period There you can
graduate student grant.
is your repayment period. If you have a • apply for student aid – quick and easy
If you are commited to a prison establish smaller debt, your repayment period will • find out when your money comes
ment, you may apply for student grant but be shorter. • calculate how much you can get.
not student loan.
ww w.cs dor Visit CSN on line
Apply for student aid • Find out when your money comes • Calculate how much you can get