Braden Morgage

							    Loan Payment Calculator                                                     Amortization
                                                                                Beginning
Date                  14-Dec-09    Rate                      5.75%      year      Balance
Item                      Home     Years                         18        1    $235,000.00
Price                $265,000.00   Monthly Payment        $1,748.80        2   227326.7922
Down Payment          $30,000.00   Total Interest       $142,740.46        3   219200.5594
Loan Amount          $235,000.00   Total cost           $407,740.46        4   210594.5553

      Interest Rate Schedule                                               5 201480.4541
         Rate   Monthly Payment        Total Interest      Total Cost      6   191828.2579
                       $1,748.80         $142,740.46     $407,740.46       7   181606.1977
        4.50%       1589.362827         108302.3706     373302.3706        8   170780.6288
        4.75%       1620.576421         115044.5069     380044.5069        9   159315.9201
        5.00%       1652.129552         121859.9833     386859.9833       10    147174.337
        5.25%       1684.019499         128748.2119     393748.2119       11   134315.9168
        5.50%       1716.243435           135708.582      400708.582      12   120698.3377
        5.75%        1748.79843         142740.4608     407740.4608       13    106276.779
        6.00%       1781.681456         149843.1945     414843.1945       14   91003.77392
        6.25%       1814.889392         157016.1086     422016.1086       15   74829.05319
        6.50%       1848.419024         164258.5092     429258.5092       16   57699.37968
        6.75%       1882.267055         171569.6838     436569.6838       17   39558.37313
        7.00%       1916.430101         178948.9019     443948.9019       18   20346.32462
        7.25%       1950.904704         186395.4162     451395.4162
        7.50%        1985.68733         193908.4633     458908.4633
        7.75%       2020.774375         201487.2649     466487.2649
Amortization Schedule
           Ending      Paid On       Interest
          Balance     Principal          Paid
      227326.7922   $234,987.00 -214001.4188
      219200.5594   $227,313.79 -206328.211
      210594.5553   $219,187.56 -198201.9783
      201480.4541   $210,581.56 -189595.9741

      191828.2579   $201,467.45 -180481.8729
      181606.1977   $191,815.26   -170829.6768
      170780.6288   $181,593.20   -160607.6166
      159315.9201   $170,767.63   -149782.0477
       147174.337   $159,302.92    -138317.339
      134315.9168   $147,161.34   -126175.7558
      120698.3377   $134,302.92   -113317.3357
       106276.779   $120,685.34   -99699.75655
      91003.77392   $106,263.78   -85278.19785
      74829.05319    $90,990.77   -70005.19277
      57699.37968    $74,816.05   -53830.47203
      39558.37313    $57,686.38   -36700.79852
      20346.32462    $39,545.37   -18559.79197
                0    $20,333.32    652.2565408
     Subtotal     $2,588,801.64   $2,211,061.18
     Down Pymt                       $30,000.00
     Total Cost                     $407,740.46