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Motorcycle Insurance From ACUITY Ask Your Agent Which Plan Is Right for You Cycle-Pak II is a low cost motorcycle plan for experienced owners of larger motorcycles. Premium levels are reduced based on the assumption that the motorcycle is seldom used for about 4 months of the year. Coverages are in force for the full policy term. Drivers need to have 10 or more years experience driving automobiles and 4 or more years driving motorcycles. Cycle-Pak covers mopeds and motorcycles with less experienced drivers. Premiums assume a 3 month lay-up period, but coverages are in force for the full policy term. A 5 month lay-up option is available at a discount. Operators 16 years of age or older require a supporting ACUITY policy when a driver has less than 5 years auto driving experience. Harley-Davidson Cycles - All Harley-Davidson models are eligible for BOTH programs! Special Equipment and Accessories - When physical damage is purchased, coverage is automatically provided for trailers, sidecars, special equipment and accessories, regardless of whether they are made by the motorcycle's manufacturer. Safety Apparel - Motorcycle helmets and apparel designed for motorcycle safety are covered with no deductible for up to $500 if damaged in a covered collision loss. Higher limits are available. ACUITY Knows Motorcycles! Revised 6/11 Basic Coverages Liability - Helps protect you and your family from financial ruin if you are sued because of a motorcycle accident. Liability may be written on a combined single limit basis. Guest Passenger Liability - Premiums automatically include coverage for your legal liability for injury to passengers on the motorcycle. Uninsured and Underinsured Motorists Coverages protect you and your family against injuries caused by drivers who carry no insurance or not enough insurance. Medical Payments Coverage pays hospital and doctor bills arising out of a motorcycle accident no matter who is at fault. Physical Damage Coverage protects you against damage to your motorcycle. Comprehensive and Collision Coverages are written together. Discounts Experience Discount - A 10% discount applies to all coverages (Cycle-Pak only) if you have at least 1 year's experience driving a motorcycle. Transfer Discount - A 10% discount applies to all Cycle-Pak II coverages if you are insured immediately prior to the effective date of a new ACUITY policy. Claims-Free Renewal Discount - Enjoy a 10% discount for Cycle-Pak II and a 15% discount for Cycle-Pak for having no claims at renewal. Driver Education Discount - A 10% discount applies to all coverages if the driver of the motorcycle has completed an approved motorcycle driver education course. Multi-Cycle Discount - When 2 or more cycles in 1 household are insured by ACUITY, a 5% discount applies to each coverage premium selected for each cycle. For All That Matters 800.242.7666 2800 South Taylor Drive . Sheboygan, WI 53081 www.acuity.com This is a summary of ACUITY coverages. Contractual coverage is as stated in the policy. Revised 6/11 Not all coverages or options are available in all states. See your agent for more information.
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