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					Vehicle Loan Negotiation Worksheet
Acuity Consulting
                                                                  Notes:
Loan Amount                        $15,000.00

Years in Loan                                4
Interest Rate (A.P.R)                    8.00%

Monthly Payment                       $366.19




                    Negotiate on Price                                                    Negotiate on (A.P.R)

                 Price              Payment          Savings                      (A.P.R.)          Payment             Savings
              $14,500.00             $353.99          ($12.21)                      7.50%            $362.68              ($3.51)
              $14,000.00             $341.78          ($24.41)                      7.00%            $359.19              ($7.00)
              $13,500.00             $329.57          ($36.62)                      6.50%            $355.72             ($10.47)
              $13,000.00             $317.37          ($48.83)                      6.00%            $352.28             ($13.92)
              $12,500.00             $305.16          ($61.03)                      5.50%            $348.85             ($17.35)
              $12,000.00             $292.96          ($73.24)                      5.00%            $345.44             ($20.75)


Monthly Savings per
$500 in price                          ($12.21)




Copyright 2007-2008 Acuity Consulting - Free license for individual use - not to be republished or resold in any way.

Legal Disclaimer: This spreadsheet is for estimation purposes only. Under no circumstance will Acuity Consulting be liable for any outcome that
may occur from using this spreadsheet in any way, speculative or otherwise. There is no way to predict the future outcome of financial markets,
housing markets, or property specific outcomes.

				
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