budget-worksheets

							Living at Home in 1st Year of Post-Secondary -- Expenses and income

                                          Sept            Oct         Nov       Dec
Expenses
Tuition (incl. ancilliary fees)
Textbooks and course materials
Supplies (laptop, notebooks etc.)
Public transit
Car (gasoline & parking)
Insurance & repairs
Groceries / food
Personal care
Laundry
Clothing
Entertainment
Cell phone
Cable / Internet
Health / dental /optical
Gifts
Vacation
Rent
Credit card payments / loans
Other
 Total expenses                                   0               0         0         0




Income
Savings
Employment income
Family support
RESP
Bursaries & grants
Scholarships & awards
Bank loan
OSAP - student loan
Other
 Total income             0   0   0   0


Total income - expenses
Jan       Feb       Mar       April       Total


                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
      0         0         0           0           0




                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
                                                  0
0   0   0   0   0
USE THIS TEMPLATE TO PREPARE TWO BUDGETS
BUDGET #1 -- 12 month budget -- Living at Home
BUDGET #2 -- 12 month budget -- Living away from home


                                            Month
Expenses (outgoing)
Tuition (incl. compulsory fees)
Books/supplies/equipment
Public transit OR Car expenses
Car maintenance, repairs, insurance
Groceries / food
Personal care
Laundry
Clothing
Entertainment
Telephone incl. cell phone
Cable / Internet
Health / dental /optical
Gifts
Vacation / trips home
Rent / mortgage
Utilities
Credit card / loan payments
Savings
Other
 Total expenses                                         0


Income (incoming)
Savings
Employment income
RESP
Bursaries & grants
Scholarships & awards
Bank loan
OSAP - student loan
Other
 Total income                                           0


Total Income
 Less Total Expenses
Month end balance                                       0