Docstoc

Financial Fitness Day (PDF)

Document Sample
Financial Fitness Day (PDF) Powered By Docstoc
					Financial Fitness Day

GET YOUR FINANCES IN SHAPE!
     Rainier Community Center
    Saturday , March 31, 2012
          10 a.m. – 2 p.m.
                       TABLE OF CONTENTS



Welcome and “How to Get the Most out of Today”          3

Event Schedule                                          4

Workshop Descriptions                                 5-7

Event Map                                               8

Resources & Services Outside the Gym                    9

Resources & Services in the Gym                      9-12

Financial Fitness Day Participating Partners         13-14

Financial Fitness Day Sponsors                         15




                                                 2
    WELCOME — HOW TO GET THE MOST OUT OF TODAY


Welcome to Financial Fitness Day, brought to you by the many
members and partners of the Seattle-King County Asset Building
Collaborative.

In these difficult economic times — where even the most financially
savvy citizens are struggling to keep their homes, provide for their
families, and make ends meet — you’ve taken a step in
getting the help and information you need to reach your financial
goals. More than 40 sponsors, partners, and supporters collaborated
to bring this event to you.

The following pages provide a list and description of the workshops
offered today, a list of providers and what they offer, and a map to
help you quickly find the workshops and providers to meet your
needs. Many professionals are offering one-on-one assistance — be
sure to take advantage of as many opportunities as you can!

Whether you want to open a personal account with a bank or credit
union, talk to a financial planner about preparing for retirement,
discover how to save more money and create a budget, talk to a
credit counselor about your credit report, learn how to start your
own business, get help with your tax preparation or student aid ap-
plication, or talk to a housing counselor about your mortgage or
buying a home— you will find the help you need today.

Don’t forget to stop by the shredding truck in the East Parking area
— shredding old documents with sensitive personal information is
one of the best ways to avoid becoming a victim of identity theft!

If you can’t find what you’re looking for, need assistance, or have
questions, don’t hesitate to ask a volunteer.

We’re here today for YOU!

                                                              3
                        EVENT SCHEDULE

TIME            EVENT                              LOCATION

10:00           Registration Begins                Entrance

10:15           Welcoming Speaker               Gym
                Seattle Deputy Mayor Darryl Smith

10:30-1:30      Workshops                          Rooms A and B



                     WORKSHOPS—ROOM A

10:30           Understanding Credit and Credit Scores
11:30           First Time Home Buyer
12:30           Understanding Credit and Credit Scores


                     WORKSHOPS—ROOM B

10:30           Paying for College
11:30           How to Deal with Debt Collectors
12:30           Managing Your Money - A 21st Century Strategy


             GYM , COMPUTER LAB, AND PARKING LOT
10:00– 2:00     Resource Tables                    Gym

10:00-2:00      Review Your Credit Report          Gym

10:00-3:00      Tax Return Preparation             Computer Lab

10:00-2:00      Shredding Truck                    Parking Lot

                                                              4
             WORKSHOP DESCRIPTIONS - 10:30-11:25

10:30-11:25 (Room A)
Workshop Title: Understanding Credit and Credit Scores

Description: This workshop explores what information is contained in a
credit report and how that information impacts many different areas of our
lives. We will discuss the myths and truths about how our credit
information is used in hiring decisions, borrowing money, housing
opportunities, and even how much you pay for insurance. You will learn
ways to build positive credit responsibly or improve your current credit
situation, as well as methods for legitimately disputing incorrect
Information listed on a credit report.

Speaker Bio: Becky House is the Education Manager for American Financial
Solutions. She has been a certified credit counselor for over ten years and in
2009 was recognized by Governor Gregoire for her work in financial
education. Becky is the Chair of the Asset Building Coalition of Kitsap
County, and she is interested in helping people overcome credit issues and
to view credit as an asset. She is also a published author of financial articles
for numerous newspapers and magazines around the country.

10:30-11:25 (Room B)
Workshop Title: Paying for College

Description: This workshop is designed for all high school students, their
parents, and adults considering returning to school. We will explore what
kind of resources are available to fund your education. How do they
compare? How do you access those funds?

Speaker Bio: Becca Shim is the Online & Community Learning Coordinator
at NELA. Through her position, she prepares and delivers online and
in-person preparation, access, and success workshops designed to increase
enrollment and completion of post-secondary education. Becca has worked
at NELA in various capacities since 2009. Prior to working at NELA, she
taught high school in China and New York City, including training new math
and science teachers in the schools. Becca has over ten years of experience
working with several organizations that develop education programs for
under-represented students in the US, Ethiopia, and Brazil.


                                                                      5
            WORKSHOP DESCRIPTIONS - 11:30-12:25

11:30-12:25 (Room A)
Workshop Title: First Time Home Buyer

Description: This workshop is for anyone who is contemplating home
ownership. Learn how to be a responsible buyer.

Speaker Bio: Robin Campo of Guild Mortgage Company is the Director of
the HomeBenefitIQ (HBIQ) program. She is responsible for assembling a
handpicked, pre-screened team of professional services that comprise this
exclusive bundled benefits package. While Robin serves as the HBIQ
Program Director, she is also a specialist in the mortgage profession, a
Certified First Time Home Buyer Instructor, and a licensed loan
officer. She has also worked with several builders on Custom Construction,
remodels, and other types of loans.


11:30-12:25 (Room B)
Workshop Title: How to Deal with Debt Collectors

Description: Dealing with debt and debt collectors can be overwhelming.
This workshop is intended to help you assess your debt situation, give you
tools to deal with debt collectors, offer tips for how to respond to a
collection lawsuit, and determine whether or not bankruptcy is right for
you.

Speaker Bio: Antoinette Davis is Managing Member at Davis Khan PLLC,
practicing in the field of bankruptcy and consumer rights litigation. She has
also served as Judicial Clerk to Washington State Supreme Court Justice
Tom Chambers, in-house counsel for a publicly-traded corporation, and VP
of Human Resources for a technology company. Antoinette co-authored a
chapter of the Washington State Bar Association Civil Procedure Deskbook,
and a manual for the Washington State Minority and Justice Commission.
Antoinette serves as a member of the Washington State Association for
Justice Diversity Committee and is on the Board of Directors for Solid
Ground and CENTS (Consumer Education and Training Services). In addition,
she volunteers for the Home Foreclosure Legal Aid Project and Make
Change! (a debt education workshop).


                                                                    6
             WORKSHOP DESCRIPTIONS - 12:30-1:25
12:30-1:25 (Room A)
Workshop Title: Understanding Credit and Credit Scores

Description: This workshop explores what information is contained in a
credit report and how that information impacts many different areas of our
lives. We will discuss the myths and truths about how our credit
information is used in hiring decisions, borrowing money, housing
opportunities, and even how much you pay for insurance. You will learn
ways to build positive credit responsibly or improve your current credit
situation, as well as methods for legitimately disputing incorrect
Information listed on a credit report.

Speaker Bio: Becky House is the Education Manager for American Financial
Solutions. She has been a certified credit counselor for over ten years and in
2009 was recognized by Governor Gregoire for her work in financial
education. Becky is the Chair of the Asset Building Coalition of Kitsap
County, and she is interested in helping people overcome credit issues and
to view credit as an asset. She is also a published author of financial articles
for numerous newspapers and magazines around the country.

12:30-1:35 (Room B)
Workshop Title: Managing Your Money - A 21st Century Strategy

Description: Is your monthly budget out of control? Do you need some
no-nonsense advice to get back on track? This workshop is an interactive,
practical, and entertaining presentation about creating an effective
personal money management plan that works in today’s challenging
economy. With years of experience helping families with financial
challenges, James will breathe new life into some very basic yet forgotten
ideas about money.

Speaker Bio: James Lupori is a Financial Counselor at Verity Credit Union
and an Associate Real Estate Broker with The Force Realty. Having worked
over 16 years in the credit industry with companies such as Xerox, The Bon
Marche, and Consumer Credit Counseling Service, and 11 years as a
residential real estate agent, he has developed a keen sense of how
Americans manage their personal financial lives. He is a passionate
advocate for families and individuals and strives to empower them to take
control over their economic futures.
                                                                    7
EVENT MAP




            8
          RESOURCES & SERVICES—OUTSIDE THE GYM

    SeaDruNar Recycling: Shredding confidential documents –
     Located in the East Parking Lot
    United Way of King County: Tax preparation for individuals
     earning less than $50,000/year – Located in the Computer Lab

             RESOURCES & SERVICES—IN THE GYM

Banking, Investment, and Financial Planning
Located in the GREEN Section
 Bank On Seattle-King County: Information about opening
    checking and savings accounts and financial education classes.
 BECU: Information about services and products, including
    checking and savings accounts.
 College Success Foundation: Helps students finish high school
    and provides integrated systems of support and scholarships
    needed to graduate from college. Help in filling out FAFSA form.
 EastWest Bank: Information about products and services,
    including checking and savings accounts.
 Express Credit Union: Information about services, products, and
    resources, including checking and savings accounts.
 Financial Planning Association of Puget Sound: Certified Financial
    Planners will provide one-on-one financial planning advice.
 Internal Revenue Service (IRS): Information about tax
    preparation, ways to track your refund status, how to claim past
    refunds as far back as 2008, requirements for obtaining the
    Earned Income Tax Credit, and information on reporting
    Mortgage and Other Debt Forgiveness
 KeyBank: Information about products and services, including
    checking and savings accounts.

Credit and Debt Counseling
Located in the BLUE Section
 American Financial Solutions: Resources, workshops, and
    one-on-one counseling on credit, debt and housing issues.
 Apprisen Financial Advocates: One-on-one credit counseling.
 ClearPoint Credit Counseling Solutions: One-on-one         9
    credit, default housing, and pre-purchase counseling.
             RESOURCES & SERVICES—IN THE GYM


Starting and Growing Your Own Business
Located in the RED Section
 Small Business Administration: SBA resources can help you
    decide what type of business you want to open. We assist with
    business loans, business and marketing plans, one-on-one
    counseling, and a wide variety of training programs.
 StartZone: StartZone provides tax filing assistance to
    individuals who are required to report self-employment income,
    including help with Form 1040, Schedule C, and
   additional forms. StartZone also helps low-income entrepreneurs
    start and grow a small business.
 UW Entrepreneurial Law Clinic: One-on-one assistance for
    individuals with legal or business questions regarding a newly-
    formed or soon-to-be formed business. (Staffed by law and
    business students under the supervision of an attorney)
 Washington C.A.S.H.: Looking to start or expand your own small
    business? Washington C.A.S.H provides help for aspiring
    entrepreneurs.

Housing Counseling (mortgage/foreclosure/pre-purchase)
Located in the ORANGE Section
 El Centro de la Raza: Housing counseling offered in English and
    Spanish.
 Family Finances Resource Center: Mortgage and default
    counseling.
 Parkview Services: Pre-purchase and foreclosure assistance.
 Solid Ground: Mortgage default counseling, budgeting, financial
    counseling.
 Urban League of Metropolitan Seattle: Mortgage and default
    counseling.
 Washington Homeownership Resource Center: Resources and
    referrals for homeownership and mortgage counseling.



                                                           10
            RESOURCES & SERVICES—IN THE GYM


Consumer Rights and Protection
Located in the PURPLE section
 City of Seattle-Aging and Disability Services: Help on improving
    health and quality of life for older people and adults with
    disabilities.
 CENTS: Budgeting and money management assistance and
    education. Resources for legal questions or concerns on money
    management issues.
 Federal Trade Commission: Free financial education information
    for consumers.
 Northwest Justice Project: Attorneys will provide brief one-on-one
    help on home loan modification, bankruptcy, debt collection, and
    public benefits.
 Washington State Department of Financial Institutions: Free
    financial education information and resources.

Public Benefits and Community Resources
Located in the YELLOW section
 American Red Cross: Learn how to prepare, prevent and respond
   to disasters.
 Apprenticeship and Nontraditional Employment for Women:
   helps women and men overcome barriers who are interested in
   entering a construction, manufacturing or aerospace
   apprenticeship.
 Brain Injury Association of Washington: Free support services to
    individuals whose lives are affected by brain injury. Services
    include phone assistance and in-person resource management for
    both pediatrics and adults.
 Central Area Motivation Program (CAMP): Get information about
    CAMP programs, including energy assistance, food bank, and
    financial literacy.
 CARES of Washington: One-on-one counseling on financial issues
    for people with disabilities.

                                                         11
              RESOURCES & SERVICES—IN THE GYM


Public Benefits and Community Resources (continued)
   Located in the YELLOW section
 King County Community & Technical Colleges: Free and reduced
   tuition programs for qualified students (low-income, veterans, or
   dislocated workers) in workforce training. Contact college of your
   choice for more information.
 KCHA—Family Self-Sufficiency Program: A program that
   encourages King County Housing Authority’s Section 8 and Public
   Housing residents to obtain or increase employment that will lead
   to economic independence and self-sufficiency.
 NELA Center for Student Success: Get information regarding the
   financial aspects of college planning.
 PeoplePoint: Assisting customers to apply online through
   Washington Connection for food benefits, energy assistance, child
   care/preschool and more.
 Public Health – Seattle & King County: Helping clients access
   health care and other public benefits: Breast, Cervical, Colon
   Health; medical providers, dental providers, vision services;
   Medicare and Medicaid.
 SeaDruNar: Resource table with information on drug and alcohol
   treatment.
 Seattle Goodwill: Information about programs, including career
   pathways, basic skills, and job training.
 Seattle Jobs Initiative (SJI): Helps you get the skills you need for a
   living wage job.
 Senior Services: Information and assistance on low-cost health
   coverage, Medicare/Medicaid, and legal resources.
 YWCA of Seattle-King County: Information on homelessness,
   employment services, and health access. Financial education
   programs for domestic violence survivors.
 Washington Access Fund: Information about programs designed
   to promote access to technology and economic opportunity for
   people with disabilities, and opportunities for matched savings
   accounts for assistive technology and business equipment.
                                                              12
    CONTACT INFORMATION FOR PARTICIPATING PARTNERS
   American Financial Solutions - www.myfinancialgoals.org –
    888-282-5899
   American Red Cross - www.seattleredcross.org - 206-323-2345
   Apprenticeship and Nontraditional Employment -
    www.anewaop.org - 206-381-1384
   Apprisen Financial Advocates - www.apprisen.com -
    1-800-355-2227
   Bank On Seattle-King County - www.everyoneiswelcome.org
   BECU - www.becu.org - 800-233-2328
   Brain Injury Association of Washington - www.braininjurywa.org -
    877-982-4292
   CAMP - www.campseattle.org - 206-812-4940
   CARES of Washington - www.caresofwa.org - 206-938-1253
   CENTS - www.centsprogram.org - 206-267-7017
   City of Seattle - www.seattle.gov - 206-684-CITY (2489)
   ClearPoint Credit Counseling Solutions -
    www.clearpointcreditcounselingsolutions.org -877-422-9045
   College Success Foundation - www.collegesuccessfoundation.org -
    877-655-4097
   Crisis Clinic -www.crisisclinic.org - 866-427-4747
   Department of Social and Health Services - www.dshs.wa.gov -
    800-737-0617
   EastWest Bank - www.eastwestbank.com - 888-761-3967
   El Centro de la Raza - www.elcentrodelaraza.com -206-957-4634
   Express Credit Union - www.expresscu.org - 206-622-1850
   Family Finances Resource Center -
    http://homeownersolutions.org/ - 360-423-9197
   Federal Trade Commission - www.ftc.gov - 206-220-6350 and 877-
    FTC-HELP (382-4357) (to file consumer complaints)
   Financial Planning Association of Puget Sound - www.fpanet.org/
    Chapters/FPAPugetSound -206-686-4372
   Interconnection Computer Reuse Center -
    www.interconnection.org - 866-621-1068
   IRS - www.irs.gov -206-220-6015
   KeyBank - www.key.com – 800-KEY-2YOU (539-2968)
   King County Housing Authority - www.kcha.org - 206-574-1100
                                                         13
    CONTACT INFORMATION FOR PARTICIPATING PARTNERS
   King County Community & Technical Colleges - Contact college of
    your choice directly.
   NELA Center for Student Success - www.nela.net -
    206-461-5366
   Northwest Justice Project - www.nwjustice.org -1-888-201-1012
   Parkview Services - www.parkviewservices.org - 206-542-6644
   PeoplePoint - www.peoplepoint.info -206-684-0355
   Public Health-Seattle & King County -
     www.kingcounty.gov/healthservices/health - 800-325-6165
   Seattle Goodwill - www.seattlegoodwill.org - 206-329-1000
   Seattle Jobs Initiative (SJI) - www.seattlejobsinitiative.com -
    206-628-6975
   Senior Services - www.seniorservices.org - 206-448-3110
   Small Business Administration - www.sba.gov/wa -
    206-553-7315
   SeaDruNar Recycling - www.seadrunarrecycling.com -
    206-467-7550
   Solid Ground - www.solid-ground.org - 206-694-6777
   StartZone - http://startzone.highline.edu -206-878-3710 x3388
   United Way of King County - www.uwkc.org - 206-461-3700
   Urban League of Metropolitan Seattle - www.urbanleague.org -206-
    461-3792
   UW Entrepreneurial Law Clinic - www.law.washington.edu/Clinics/
    Entrepreneurial -206-616-5854
   Washington Access Fund - www.washingtonaccessfund.org - 206-328
    -5116
   Washington C.A.S.H. - www.washingtoncash.org - 206-352-1945
   Washington Connection - www.washingtonconnection.org/home/
   Washington Department of Financial Institutions - www.dfi.wa.gov -
    877-RING-DFI (746-4334)
   Washington Homeownership Resource Center-
    www.homeownership-wa.org - 877-894-4663
   YWCA of Seattle-King County - www.ywcaworks.org/netcommunity -
    South King County - 425-226-1266; Seattle -
    206-461-3660 for downtown or - 206-568-7845 for East Cherry; East
    King County- 425-556-1350; Snohomish County - 425-258-2766
                                                        14
 Thank You to Our Generous Sponsors
              GOLD LEVEL SPONSOR




              SILVER LEVEL SPONSOR




               BRONZE SPONSORS




KeyBank ● Verity Credit Union ● InterConnection

      Noah’s Bagels ● Essential Baking Company
             Starbucks ● QFC ● Safeway
                                            15

				
DOCUMENT INFO
Shared By:
Categories:
Tags:
Stats:
views:2
posted:5/16/2012
language:
pages:15
fanzhongqing fanzhongqing http://
About