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                                                                                                — FEATURED COMMUNITY —
                                                                                                    PIONEER ESTATES
                                                                                          892 S. Threave, Kuna – $149,900
                                                                                         “The Maverick” - 1564 sq. ft./3 Bed/2.5 Bath, 2 Car Garage
                                                                                        Affordability does not mean sacrificing quality. This original, two
                                                                                        story stunner will turn your head. Alder cabinets, stainless steel
                                                                                        appliance package, breakfast bar, panty, 3” custom trim, arched
                                                                                           doorways & Jack and Jill bedroom/bathroom. Master suite
                                                                                              includes walk in closet, dual vanities and soaker tub!
                                                                                                 Open Saturday 12-6 & Sunday 12-4
                                                                                          Dir: Meridian Rd to Kuna, S Swan Falls, E Stagecoach, S Luker,
                                                                                                             E Sadie Creek, N Threave
                                                                                             Proudly marketed by Wendy Alexandre, 421-2109
                                                                                                        & Kristine Haws, 484-8080
                                                                                                    Coldwell Banker Tomlinson Group

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                       B U I L D E R s ’                   s H O W C A s E                      f E A t U R E D                   C O m m U n I t y

Kuna’s Pioneer Estates — Quality Starter
Homes and 100 Percent Financing
Many models feature basements and drive-through garages
                                                If any place in the Treasure Valley can be                                                   that is in effect through November of this year,
Financing and Tax Credit Available            called a hot spot for real estate, it’s Kuna.                                                  the financing is more accessible and afford-
If you’re looking for a good deal, Kuna is                                                                                                   able than in other areas of Ada County.
                                                “We had to start building more.”
the place to go.
                                                That’s what Clayton Brandt, construction                                                       For Pioneer Estates, the bonus is the
“100 percent financing is still available,”
says Sara Solis, mortgage banker with         manager for Ninety Degree Construction,                                                        location and the quality. The drive-through
Pacific Residential Mortgage in Meridian.     said after they actually sold out of product in                                                garages, the basements and the oversized
“If you’re in a position to qualify for a     early June of this year. He’s been busy in the                                                 yards all add to the package — especially
house, and you can get payments similar       Pioneer Estates subdivision located just south                                                 when you’re looking at starter homes.
to your rental payments, why wouldn’t
                                              of Indian Creek and less than two miles from                                                     “You can get a quality house at starter
you buy right now?” she said. “Now is
                                              downtown Kuna.                                                                                 home prices,” Alexandre said. “We’ve got
a great time to be a first-time buyer. It’s
a great opportunity to buy a brand new          “We’ve sold five in just a couple of                                                         four home plans under $150,000 available right
home with no money down.”                     months,” said Realtor® Wendy Alexandre of                                                      now.”
The reason Kuna is a better place than        Coldwell Banker Tomlinson Group. “And there                                                      And those quality homes include sturdy, ef-
other parts of the Treasure Valley is         are two build jobs under discussion right now.        “100 percent financing                   ficient 2x6 construction, knotty alder cabinets,
because it qualifies for the USDA Rural
Development program commonly knows
                                              We have two home plans we can barely get                is still available.”                   quality 3” trim, stainless steel appliances
as RD loans. RD loans provide you with        completed before they’re sold.”                   — Sara Solis, Pacific Residential Mortgage   and a lot more — like more stone and plenty
up to 100 percent financing.                    One of the reasons for sunnier real estate                                                   of textures and colors in both exteriors and
And with a tax credit worth 10 percent of     skies over Kuna is because it qualifies for                                                    interiors that can be mixed and matched till
your new home — up to $8,000 — it will        the Rural Development program of the U.S.                                                      it’s just right for you.
even help with an Idaho Housing FHA
                                              Department of Agriculture (RD Loans). Along                                                    (Continued on Page 9)
loan, which typically covers 96.5 percent
                                              with the First Time Home Buyers Tax Credit
of the purchase price. The Tax Credit Ad-                                                                                                       Standard amenities include 2x6 con-
vance 2nd Loan program, allows you to                                                                                                           struction, arched doorways, coffered
borrow from that tax credit to help make                                                                                                        ceilings, walk-in master closets, dual
up the difference or you can pocket the                                                                                                         vanities, custom wide-trim, upgraded
money for furnishings or to tuck money                                                                                                          carpets, hand-textured walls, multi-pitch
away for a rainy day.                                                                                                                           roofs, stone fronts, front landscaping,
And although the tax-credit is associated                                                                                                       sprinklers and stainless steel applianc-
with “first-time” homebuyers, a person                                                                                                          es. Eight different plans are available,
will also qualify if they haven’t owned a
home in more than three years.
                                                                                                 Pioneer Estates                                and most can be built with finished or
                                                                                                                                                unfinished basements so that your home
                                                                                                 This unique 138-lot subdivision is locat-
The tax credit expires Dec. 1 so people                                                                                                         can grow with your needs.
                                                                                                 ed just south of the canal in Kuna. These
who want to take advantage of the pro-                                                           new three- to five-bedroom homes               The new Kuna City Park is located adja-
gram need to be getting prequalified and                                                         range in price from $109,900 to $182,900       cent to the community. Downtown Kuna
looking for a home now.                                                                          and feature oversized lots ranging from        is less than two miles away.
For information, contact Sara Solis at                                                           7,300 to 16,000 square feet. Pull-through      These quality, affordable Homes are
                  884-4652 or email her at                                                       and side-entry garages and finished or         built by Ninety Degree Construction.
                  sara.solis@pacresmort-                                                         unfinished basements on some of the            Several model homes are up and ready
         or visit her                                                          models just add to that uniqueness of          for move-in. Custom build jobs can be
                  at Pioneer Estates Sat.                                                        the subdivision.                               built in about 45 days.
                  12-6 and Sun 12-4.
                                                                                                 VIsIt OUR WEBsItE: WWW.PIOnEERkUnA.COm
               f E A t U R E D                  C O n t I n U E D
(Continued from Page 2)

   “Features in a home that other builders      Buyers Tax credit deadline. With a lot of first
consider upgrades are just standard for us,”    time or entry home buyers, they are forced
Brandt said. “People can’t believe they’re      to look at short sales to find a home they can
getting this kind of product for this price.    afford. We are offering the same bargain
Standard prices already come with upgrade       pricing without waiting for 90-120 days for
cabinets and other features. There are a                              an approval that may not
lot of little things we                                               come.
do.” Although the                                                        The location will also
homes are priced at                                                    surprise you as to just
starter home prices,                                                   how close it is to down-
most anyone will find a                                                town Kuna, because
floorplan that works for                                                you won’t feel like you
them or their families.                                                 actually live that close
   For most models at                                                   to town. Part of that is
Pioneer Estates, the                                                     because of the new 4.5
three-car garage is                                                      acre park that borders
standard. And that third                                                 the North side of Pio-
garage may be a pull-                                                    neer Estates.
through, perfect for your                            “It’s got that whole country feel,”
boat or snowmobile trailer.                                                      Alexandre said.
   “That’s a really cool feature                                                 “It’s not like your
we do for the Idaho lifestylist,”                                                typical subdivi-
Brandt said.                                                                     sion. There’s so

   And then there are those                                                     much room out

basements, which are rare                                                       here. It’s nice to

around here in any kind                                                         have some good

of home. And they come                                                         space between

finished or unfinished, your                                                   homes.”
choice.                                                                          Good financing

   “You won’t find other                                                      plans, a roomy rural

home builders who offer that                                                  feel just 8 minutes

at these kind of prices,” Brandt said.                                        from the freeway
                                                and features you won’t find in a typical starter
   And there’s practically no waiting.
                                                home. You won’t have to be a pioneer to live
   “Whe can do build jobs 45 days from the      at Pioneer Estates.
date of permit,” Alexandre said.
                                                  “We’re here to build nice, quality homes at
   Even build jobs will be completed to close   affordable prices, and we take a lot of pride in
by the November 30, 2009 First Time Home        it,” Brandt said.

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