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					                                                Long Island Realtors® Federal

                           Credit Union News
  Where personal service is our top priority.        Enjoy exceptional benefits of LIRFCU membership.   January 2012

                           Money for Rent
 LIRFCU Declares                                                             Clean Up Your
 Cheapest Rates                                                              High Interest
    To Borrow                                                                   Holiday
 For a Used Car Loan                                                       Charge Cards Debts
     Save Money With Lower                                            Pay off your high rate charge card
                                                                           balances with a low cost
       Monthly Payments
                                                                                      Easy Repayment
    Enjoy Our Quick and Easy
                                                                            LIRFCU Liberty Cash Loan.
                                                                                Up to $5,000.00 with
    Get Pre-approved so you                                                    NO payments due until
   can negotiate the Best deal
                                                                                         March 2012.
   when you are Ready to Buy
  ONLY $18.42 per $1,000.00 borrowed                                 Take the pressure off your Holiday
                                                                      Expenses and reduce your high
           on a Used Car 5 year loan.
                                                                     interest charge card charges with
All offers of credit are subject to credit                               this low interest rate loan.
approval. For current rate information
  visit our website at                                     Liberty Loan rate only - 9.25%
         *Rates subject to change without notice                           3 year term up to $5,000.00.

  (631)661-4800 ext 371 or                                                  Your monthly payment only
  online at                                                         $159.62
                                                                                 Call to Apply today

                                                                          Home Improvement Loan
                   Board of Directors
          President-Anthony A. Russo,
        Vice-President-Paul Wernersbach                                                                             Borrow up to
            Treasurer-Moses Seuram,                                                                                $25,000.00*
         Secretary-Barbara McDonough,                                                                             Instantly for any
          Directors: Elizabeth Curran,                                                                           Home Improvement
     Barbara Frechter, Marian Fraker-Gutin,                                                                       to your primary
         Nino Perdomo, Sid Kwintner,                                                                                 Residence
        Joseph E. Mottola, Tony Smith,
        Susan Helsinger, Walter Messina
                Counsel: Cathy Nolan                                Easy low cost repayments:
                                                                    Only $61.60* per month for $10,000.00
               Manager: Luisa Harman
          Client Associate: Joseph Aprano                           Only $154.00* per month
                                                                    for $25,000.00.
                                                                    *Flexible repayment terms available contact LIRFCU

    Whenever* you don’t want                                                       CAR RATES

   to make a LIRFCU payment                                                      New Car Models
           SKIP IT !                           SHARE SECURED-
                                                                          5% Down payment financed
                                                                              up to $40,000.00
                                                                                                                     Exclusive member
    ONLY—LIRFCU offers this
     exclusive skip a payment                 3.75 % Up to 5              10% Down payment financed                 benefits available to
      Loan repayment program on                                                up to $50,000.00                      family members.
             New Loans.                       Call our office for              3.75% up to 5 years
                                              details.                                                                  Join today!
   Going away on vacation? Waiting
  for a Commission check? Or, What-                                                                                   Call for details
                                                                                Used Car Models
  ever… skip up to 2 payments every
   year within the term of your loan.                                               2007-2011
                                                                                                                          Main Office address:
      *Some Restrictions apply call                                        10% Down financed up to                        300 Sunrise Highway
          LIRFCU for details.                                                   $40,000.00                               West Babylon, NY 11704

                                                                               3.99% up to 5 years                    Phone: 631-661-4800 ext 371
                                                                                                                          Fax# 631-321-6371

                                                                                                            OFFICE CLOSINGS
                                                                                                      February 20, 2012 - President Day
                                                                                                         May 28, 2012 - Memorial Day

Visit our website at for disclosure and privacy information. You can request a copy to be mailed by calling our office at (631)661-4800 ext
371 or 389. If you would like us to email it to you please send your email request to

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