Car Buying Tip _1

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                         Views                                    &                                                             SEPTEMBER 2011




Car Buying Tip #1
               Get pre-approved by our auto loan experts before shopping
Have you ever been car shopping and found yourself falling in love with a
vehicle so much that you feel you must have it that very day? You are not alone.
Many consumers find themselves in this situation and let the dealership handle
                                                                                                           What if I just financed a new car?
their financing for them. This can be a risky transaction because you will not
have the ability to shop financing options and you could end up paying a lot
more than you need to.                                                                                               If you just financed a new vehicle,
                                                                                                                       n
                                                                                                                     find out what interest rate you are
Getting pre-approved for your auto loan at American 1 before you go shopping                                         paying. We may be able to lower
is the smart way to go. Our auto loan experts can get you pre-approved so that                                       your rate and drop your monthly
you know exactly what amount you are approved for, what interest rate you will                                       payment with an auto refinance.
be paying, and exactly what your monthly payment will be.                                                            Contact an auto loan expert today.


Another advantage of getting pre-approved before you go shopping is that it
offers you powerful negotiation skills. You will be able to walk on to the car lot
knowing how much you can spend and negotiate deals with the salesperson.

Getting pre-approved for an auto loan is simple. You can visit
any of our convenient branch locations and sit down with an
auto loan expert or you can apply online at:


              www.american1fcu.org



      Upcoming Events
                                                                                  Winners Circle
Fall Women’s Expo
Saturday, October 1, 10am to 4 pm                                                      Frank English won an iPad
Middle School at Parkside, Jackson                                                     for joining us on Facebook!

Belly to Baby Expo                                                                     Melinda Adams referred
Saturday, November 5 , 10 am to 3 pm                                                   Betty Harrington for an
American 1 Event Center, Jackson Co.                                                   American 1 loan and they
Fairgrounds                                                                            both won a $1000 gas card!

                                                                                       Dylan Shook won a Family
                                                                                       4 pack to Cedar Point and
                                                                                       a $25 gas card for stopping
                                                                                       by our booth at the Jackson
                                                                                       County Fair!

           web: www.american1fcu.org   |   A1 Access: (517) 787-0447 or toll-free (800) 247-2296   |   Phone: (517) 787-6510 or toll-free (888) 213-2848
                                                                                                          News &Views


                                                      Women’s Expo                       Saturday, October 1st 10am-4pm

                                                                      The American 1 Fall Women’s Expo promises to be
                                                                      another fun and informative event for women in
                                                                      the community. Over 150 booths are filled with
                                                                      nearly 130 businesses and organizations ready
                                                                      to focus a day on women’s needs and great deals
                                                                      on fashion & accessories, culinary treats, health
                                                                      services and more.

                                                                      Make the experience even better and ride the
                                                                      shuttle for a stress free way to arrive to and depart
                                                                      from the expo. You could win a $100 gas card just
                                                                      for taking the shuttle! Stop by the Middle School
                                                                      at Parkside in Jackson on Saturday, October 1
                                                                      between 10:00 a.m. and 4:00 p.m. to enjoy a day
                                                                      with your friends.

                                                                             Shuttle Parking Locations
                                                                                    Polly’s on Ferguson
                                                                              Knights Steakhouse on Horton
                                                                            Jackson High School on Wildwood
                                                                          Parking lot north of Wal-Mart off Brown




American 1 merges with Premier                                Below are our two newest locations in Eastern Michigan.
Financial Credit Union
On September 1, 2011, American 1 Federal Credit Union         Melvindale                  Clinton Township
officially merged in Premier Financial Credit Union. Our      17150 Allen Rd.             38770 Garfield Rd. Suite 120
                                                              Melvindale, MI 48122        Clinton Township, MI 48038
Home Office will continue to be located in Jackson,
Michigan and our quality products and services will only
continue to be enhanced.                                      If you are in the area of our new locations, please stop in
                                                              and say hello!


Board of Directors                 Directors:                  Branch Listing
                                   Jerry Sisk
                                   Bishop Ira Combs            Home Office         Grass Lake Branch     Chelsea Branch
Executive Committee:               Margaret Teske              (517) 787-6510      (517) 522-6191        at Country Market
Chair: Allen Eichenberg                                        Parnall Branch      Brooklyn Branch       (734) 475-3416
Vice Chair: Chester Radabaugh                                  (517) 768-8255      at Country Market     Clinton Township
Treasurer: Philip E. Hoffman       Supervisory Committee:      North St. Branch    (517) 592-3017        (586) 416-3700
Secretary: Jerry Tremaine          Chair: Chester Radabaugh    (517) 784-7191      Battle Creek Branch   Melvindale
                                   Randy Wrozek                Vandercook Branch   (269) 968-2207        (866) 416-3700
                                                               (517) 784-0227      Hillsdale Branch
                                                                                   (517) 437-3676

       Federally insured by NCUA

				
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