The AmericAn express plATinum cArd by jolinmilioncherie


									The AmericAn express®
   plATinum cArd
                                                                 The AmericAn express® plATinum cArd

                                                                                                        Card Qualities

                                                                                                        The platinum charge card
                                                                                                        Discover the exceptional privileges of the original Platinum.

                                                                                                        Forget interest rates
                                                                                                        Pay your balance in full every month and pay absolutely no interest.

                                                                                                        Annual card Fee
                                                                                                        $900 p.a.

                                                                                                        membership rewards Fee
                                                                                                        $0 p.a. - Complimentary enrolment in Ascent Premium.

                                                                                                        membership rewards earn rate
                                                                                                        $1 spent = up to 1.5 Membership Rewards points2 up to $200,000 each year – reverting to one
  Platinum Privileges                                                                                   point for every dollar thereafter.

                                                                                                        Additional Features
  When you become a Platinum Card member, a team of experts will be waiting to attend your              • Access to dedicated 24/7 Platinum Travel, Concierge & Card Services.
  every request 24 hours a day, seven days a week. Whether home or abroad, you’ll experience the        • Overseas and Domestic Travel Insurance3.
  extensive travel rewards, lifestyle benefits and special privileges that American Express provides.   • Access to a complimentary Platinum Credit Card.

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         The AmericAn express® plATinum cArd

                           Platinum Travel
                           Whether travelling for work or pleasure, your Platinum Card gives you access to great offers and
                           first class services.

                           Unlike other travel agencies, Platinum Travel is open 24/7. We’ll make sure you get the full travel
                           benefits available with your Card membership, including those elusive upgrades and value. All you
                           need to do is sit back and enjoy the journey4.

                           Travel rewards
                           You’ll enjoy automatic enrolment in Membership Rewards Ascent Premium. It’s our premier
                           program designed for frequent travellers.

                           The Platinum Card has the rare ability to keep redeeming your Membership Rewards points with
                           the loyalty programs of eight leading airline rewards partners5 – including Qantas.

                           Qantas Frequent Flyer | Virgin Atlantic Flying club | singapore Airlines KrisFlyer | cathay pacific
                           Asia miles | malaysia Airlines enrich | Thai Airways international royal Orchid plus |
                           Air new Zealand Airpoints™

                           You can also redeem your Membership Rewards points for points in frequent guest programs5.

                           starwood preferred Guest | hilton honors® | priority club rewards

                           With Membership Rewards, you have the freedom to use your Membership Rewards points to
                           pay for travel at any time4. Your points can be redeemed for pre-paid trips and can even be used
                           to cover airport taxes included in ticket costs. Your consultant will book through virtually any
                           airline or hotel you want - you don’t need to be a member of an airline partner program. This
                           travel redemption option opens more doors, so consider it when you’re booking your next trip.

                           Take advantage of the program’s outstanding earning potential with 1.5 points for each dollar you
                           spend2 up to $200,000 each year - reverting to one point for every dollar thereafter. Best of all,
                           you can redeem your points to travel anywhere you desire.

                           You’ll also benefit from the Points Gifting service, which gives you the freedom to transfer your
                           points to a family member or friend.

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                                                                   The AmericAn express® plATinum cArd

 Getting There
  Some say, “The journey is more important than the destination”. With the premium travel benefits
  of the Platinum Card, it’s easy to see why.

  Full service
  Fly in a helicopter. Get there by hot air balloon. Arrive by camel. However you choose to travel,
  we can organise it for you.

  The Platinum Travel Service team is on hand to assist you with every detail of your travel plans.
  With just one call, our experts can help you take advantage of the full travel benefits available
  with your Card membership.

  Airline privileges program
  With Airline Privileges6 at your disposal, Platinum Card membership opens the way to exceptional
  value for money when you travel for business or leisure. We have partnered with many of the
  world’s leading airlines to provide an array of savings, so you can travel in style and comfort to
  some of our most requested destinations.

  Depending on the airline and the destination, your selected discounts can be up to 40%7
  compared to standard fares purchased outside the program. This can mean savings of hundreds or
  thousands of dollars on flights to cities such as London, New York and Los Angeles.

  Our current airline partners include:
  Air canada | Air mauritius | Air pacific | Air Tahiti nui | British Airways | etihad Airways | Japan
  Airlines | singapore Airlines | Virgin Atlantic |united Airlines

  priority pass
  Platinum Card members enjoy access to more than 500 VIP lounges, through complimentary and
  unrestricted membership of Priority Pass8, the world’s largest independent airport lounge program.
  You’ll find them in 275 cities across 90 countries, including Virgin Blue lounges in Australia.

  Airline lounge Access
  Waiting for a flight? You are also entitled to complimentary access to some of the world’s most
  hospitable airport lounges9 – Delta Crown Room Club®, Continental Airlines President Club®,
  Northwest Airlines WorldClubs®, and American Airlines Admirals Club. Simply present your
  Platinum Card and your boarding pass for that carrier and you’ll enjoy access for yourself and up
  to two travelling companions.

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         The AmericAn express® plATinum cArd

                           staying There
                           We’ve negotiated a range of benefits with our international network of hotels - including room
                           upgrades, complimentary breakfasts and the luxury of late checkout times. Our expert Travel
                           Service team can book and recommend on your behalf. It’s all just part of the service.

                           Travel protection
                           Life is unpredictable. With your American Express Platinum Card, you’ll be prepared when the
                           unexpected occurs. Travel safe with your Platinum Card’s inbuilt Travel Protection3.

                           Travel insurance
                           Ski accident in the Swiss Alps? Stomach bug in Manilla? Lost rental car in Laos? Whether
                           travelling for business or pleasure, our extensive Domestic and International Travel Insurance3 will
                           protect you and your family.

                           Delayed luggage in Narita? Missed flight in Minneapolis? Platinum’s Travel Inconvenience3 cover
                           ensures you’re comfortable while these annoyances are being sorted out.

                           emergency Assistance
                           If you run into a legal or medical emergency while travelling, one call to our 24-hour assistance
                           puts you in touch with an English-speaking doctor or lawyer.

                           And, if you lose your Platinum Card, an emergency replacement will be provided within 24 hours,
                           almost anywhere in the world.

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                                                               The AmericAn express® plATinum cArd

 Platinum Lifestyle
 Attend platinum events. Dine at gourmet restaurants. Shop in style.
 Treat yourself and those you love to a Platinum experience.

                                         membership rewards
                                         Every time you use your Platinum Card to make a
                                         purchase, you’ll earn Membership Rewards points that
                                         can be redeemed for a wide selection of
                                         exceptional rewards.

                                         So whether it’s a family shopping expedition in Tokyo or
                                         an Apple MacBook Air, your Membership Rewards points
                                         will help you get what you want faster. You can also
                                         redeem your points for gift cards10 at leading retailers,   Access to by invitation only events
                                         such as David Jones and Tiffany & Co. or convert your       Enjoy invitation only social events throughout the year. You and your guests could be enjoying
                                         points into credit11 on your Card.                          red carpet previews, sporting occasions or theatrical events held just for Platinum Card members.

                                         shopping protection
                                         Platinum is always looking out for you – whether you’re     dining
                                         shopping online or at your favourite store. If an item is   Platinum service professionals are on hand to secure your reservations at world-class restaurants
                                         damaged or stolen, or if you simply change your mind,       across Australia and overseas. Whether you’re out to impress a client over lunch, or planning a
                                         we’ve got you covered with Purchase Protection3 and         romantic dinner, your Platinum membership is the key to the best dining experiences available.
                                         Refund Protection3.
                                                                                                     Want to secure a table at the best restaurant in town? Forget the waiting list. As a Platinum Card
                                         Buyer’s Advantage3 extends the manufacturer’s warranty      member, you’re assured a table reservation for up to four people at an impressive array of
                                         for many electrical items and our Online Fraud Protection   Australia’s top restaurants. The Platinum table will be held for you until 10am each day13.
                                         Guarantee means you won’t be held responsible for any
                                         unauthorised charges online12.
                                                                                                     roadside and home Assistance
  Organising, booking & priority seating
                                                                                                     Platinum Card membership can assist you with any number of predicaments - on the road or
  Let us arrange event bookings, secure tickets and give recommendations for theatre productions,
                                                                                                     around the home14.
  concerts and sporting events. There is no more waiting in queues - we do the running around for
  you, so you have more time to do the things that matter most.

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                                                                The AmericAn express® plATinum cArd

 Platinum Resources
  card portfolio
  Platinum Card membership offers you access to a portfolio of Cards, available with no annual
  Card fees. This includes an additional Platinum Card to assist you in separating your personal and
  professional expenses. You can also extend the benefits of membership to those closest to you
  with four complimentary Supplementary Platinum Cards.

  You’ll earn Membership Rewards points on your Additional Card and Supplementary Card
  member’s spending to help you reach the rewards you want, faster.

  You also have access to the Platinum Credit Card – with a wide range of lifestyle benefits,
  including one Qantas economy domestic return flight every year between selected capital cities
  in Australia15.

  express cash™
  Express Cash gives you access to cash from ATMs around the world16.
                                                                                                       platinum life
  end of Year summary                                                                                  You’re sure to benefit from a complimentary subscription to Platinum Life, our Platinum
  Easily reconcile your expenses with an annual record of all charges on your account, broken down     e-newsletter. It delivers an exciting selection of handpicked benefits and services, to give
  by month and category.                                                                               Platinum Card members the most from their membership.

  platinum card service                                                                                platinum magazine
  To help you to get the most from your Platinum Card membership, our team is at your service.         Platinum Magazine’s modern and stylish approach presents the latest travel destinations and
  Whether you need emergency assistance, wish to redeem some Membership Rewards points,                lifestyle fashions, as well as in-depth articles on unique craftsmanship, art and superior
  order additional Supplementary Cards or simply want your account balance, we’re here to help.        gourmet trends. It will also deliver you fantastic privileges and exciting travel offers from around
                                                                                                       the globe, especially for Platinum Card members. The magazine will be delivered to you every
  platinum Online                                                                                      two months.
  Visit and explore all that Platinum has to offer. Make a booking
  at an American Express preferred hotel, read about some of the world’s most desirable destina-
  tions, or discover the special offers and events you could be enjoying.

  Online card services
  You can access American Express online services on the Platinum website. Here you will find all
  the information you need to manage your account. View your last three statements, your
  Membership Rewards points balance or update your contact details.

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                                                                 The AmericAn express® plATinum cArd

 Terms and Conditions
  1. There is typically no cost for Platinum Concierge, although you are responsible for any purchase     9. The Platinum member must present his or her valid Card, government issued ID and airline
  and/or shipping charges you authorise. Fees may apply for meetings and event planning.                  ticket to club agents. Codeshare and affiliated lounge agreements may not apply in all cases. The
  2. Subject to the Terms and Conditions of the Membership Rewards program.                               Platinum Card member must be 18 years of age or over to enter the airport club lounge without a
  3. American Express Charge Card Insurances are underwritten by ACE Insurance Limited (ABN 23            parent or guardian for American Airlines and 21 years of age to enter all other airport club
  001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions             lounges. Card members must adhere to all house rules of participating clubs.
  contained in the American Express Charge Card insurances policy of insurance between                    10. Gift Card or voucher rewards are not redeemable or exchangeable for cash or credit and are
  American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and         valid for a period of 3 months from the date of issue, unless otherwise stated. Normal retailer
  ACE. This brochure does not take into account your objectives, financial situation or needs. It is      Gift Card and voucher conditions apply.
  important for you to read the Terms and Conditions available at                                         11. Points may be redeemed by the Basic Cardmember for a credit on the Primary Card Account. and consider the appropriateness of that insurance in relation          American Express may decline a Points for Credit request where the Card Account or
  to you individual requirements.                                                                         Cardmember’s other accounts with American Express are not in good standing. The redemption
  4. Subject to hotel and airline availability. All travel arrangements must be prepaid prior to          of Points for Credit will be administered solely by American Express within 3 business days and
  departure to be eligible for Membership Rewards redemptions. Membership Rewards                         cannot be reversed. Redeeming Points for Credit is not available for redemption by Corporate
  redemptions cannot be used for Cruise Privileges bookings. Travel Services are arranged by              Card accounts and is not redeemable for cash via Credit balance refund.
  American Express International Inc. (ABN 15 000 618 208). Licensed travel agent, 12 Shelley Street,     12. Provided that you notify us immediately upon discovery of any fraudulent transactions and
  Sydney, NSW. License No. ACT 212/D, NSW 2TA000113, VIC 30233, QLD TAG132, WA 9TA81, SA                  you have complied with your Card Conditions, you will not be held liable for any unauthorised
  TTA-30, TAS TAS064.                                                                                     charges.
  5. To transfer Membership Rewards points into an airline rewards partner program you must be            13. Conditions apply. Availability is limited to one table per restaurant. Restaurant partners are
  enrolled in Membership Rewards Ascent Premium and be a member of the relevant airline rewards           subject to change without notice. All bookings must be made through Platinum Concierge.
  program. Membership of the relevant airline rewards program is the Cardmember’s responsibility          14. For full details on Emergency Cash Advances and Roadside and Home Assistance, read the
  and membership of, and points in that program are subject to that program’s Terms and                   Terms and Conditions available at
  Conditions. A joining fee may apply. The redemption of Membership Rewards points will be                15. Terms and Conditions apply. All flights are subject to availability and neither American Express
  administered solely by American Express and is subject to the Terms and Conditions of the               nor Qantas guarantee that seats or tickets will be available on the dates or at the times you may
  Membership Rewards program. You must redeem a minimum of 5, 000 points (applicable to                   wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more
  Singapore Airlines KrisFlyer, Cathay Pacific Asia Miles and Thai Airways International Royal Orchid     difficult to book seats around public holidays, school holidays or special events. Some flights
  Plus), 2,000 points (applicable to Qantas Frequent Flyer, Velocity Rewards Air New Zealand              may not have any seats available for redemption. Route availability is subject to change without
  Airpoints and Virgin Atlantic Flying Club) or 500 points for Malaysia Airlines Enrich Miles and         notice. All travel is subject to the American Express Flight Offer Conditions, Qantas Fare
  redeem Membership Rewards points in whole numbers.                                                      Conditions and Qantas Conditions of Carriage. No Qantas Frequent Flyer points will be awarded
  6. Terms and Conditions apply. Benefits apply only to bookings made through Platinum Travel             for travel on these flights. Hotel night stay is subject to availability and in some instances
  Service and with the Platinum Card. Airline partners, destinations and benefits are subject to          blackout dates may apply. Hotel Night Stay is based on a standard room with two people sharing
  change without notice.                                                                                  and must be booked two weeks in advance of stay.
  7. Savings calculation is based on competitors’ retail fares, valid and quoted as at 18 February 2009   16. A $1.25 fee per ATM transaction applies and a currency conversion fee is payable when a cash
  and Platinum travel fares, valid as at 18 February 2009 (fare rules are dependent on airline and        withdrawal is processed in a currency other than Australian Dollars.
  travel agent terms and conditions and may differ from time to time). All airfares quoted are
  correct as at 18 February 2009 and are subject to change without notice. Taxes, additional fees
  and fuel surcharges will apply.                                                                         American Express Australia Limited ABN 92 108 952 085
  8. One membership per Platinum account.                                                                 ® Registered Trademark of American Express company

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