Car Insurance When Driving Abroad by toriola1


									                                                Presented by Daniel Toriola

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                                                       Keeping in touch abroad
                                                          By Trevor Dumbleton

    Keeping in touch abroad by Trevor Dumbleton

In these days of mobile phones, it's tempting to think that staying in touch will be easy. Oftentimes this
is the case.

But you need to think about a few things if you're going abroad and still want to be able to keep in

This simple checklist should help:

1. Can you use your current cell phone in the country you are visiting? For instance, many European
phones are dual band and won't work in America. Check your cell phone supplier's web site for
information about using your phone in the country you are visiting.

2. Assuming you can use your phone, have you set up 'international roaming'? To keep fraud down to
a minimum, when you first buy your phone it will likely be restricted to use in your home country. Call
your supplier to make sure that you can also use your phone abroad. If you've already set up roaming
and it's been a while since you last went abroad, double check that it is still set up on your account.
This is MUCH easier to do at home than when you've landed elsewhere!

3. Check that you've set up a PIN number for your voicemail. This will allow you to check any
messages received when you are abroad.

4. If you are on a 'pay as you go' phone, check that you can purchase top-up credits in the country you
are visiting. If you can't, you may need to organize someone who will still be at home to buy top-ups for
your phone if necessary.

So long as you can use your phone, that's it.

If you can't use your phone in the country you are visiting, you'll need to make alternative
arrangements. If phones are cheap enough (for example, in countries such as the UK) it may pay you

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                                                  Presented by Daniel Toriola

to buy a phone just for your trip. Otherwise, look into international calling cards. These allow you to dial
a number, followed by the number you really want to contact. International calling cards are almost
always cheaper than using regular payphones. But beware using them from your hotel room - check
what charges are applied BEFORE you call.

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for business or please, check out Smooth Hound's hotel listings.

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                                    Car Insurance When It Comes To Driving Abroad
                                                          By David Thomson

 Driving abroad has always been the number source for jokes and we have all found them extremely
funny, however the truth is that when it comes to driving abroad there is nothing funny about it when it
comes to dealing with insurance matters.

If you are going abroad and hiring a car, then insurance matters aren't really that big of a problem,
however more and more people are now taking their own car to places such as France and it is here
when insurance matters can be very confusing. Will you be covered by your existing policy and even if
you are, are you covered for the same coverage that you are in the UK?

There is unfortunately no clear cut answer for this. While the majority of policies will cover you for
driving abroad in the same way that your policy covers you in the UK there are sometimes different
rules and regulations. European law differs slightly to ours and only the very minimal amount of cover
is needed. In reality in most countries this level of cover is about the same as the third party cover
which we have in the UK.

So while you will be covered for driving abroad the fact of the matter is that you will only be covered for
such as damage or injury to the other party and not yourself. It is worthwhile checking with your
insurance company as some companies will give you what is called a "top-up" for your insurance if you
are going to be driving abroad.

A top-up such as this will usually cover you as fully comprehensive for up to a period of 30 days, which
of course will cover you for all eventualities whilst driving abroad. There are some companies which
will offer European cover for those who go abroad regularly as a part of a standard policy so when it
comes to renewing your insurance policy this is something worth considering.

David Thomson is Chief Executive of BestDealInsurance ( an
independent specialist broker dedicated to providing their clients with the best deal on their home,
motor and life insurance. 

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                                                Presented by Daniel Toriola

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