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SAVE best loan secured

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									            Ju
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                        20                                                                                                    ARE YOU LOOKING FOR SOME
                              11
                                                                                                                              Summer Fun?
                                                                                                                              your Credit union is now selling
         BOARD OF DIRECTORS                                                                                                   Busch Gardens Fun Cards and


                                                                      & SAVE
           Wesley King, President                                                                                             Water Country uSA tickets.
       Betty Jo English, Vice-President                                                                                       Come see us to get your
           Calvin Bowe, Treasurer                                                                                             tickets for a great time in
        Deborah Brinkley, Secretary                Save Trees! Save Time! Save Money!                                         either park!
         Linda Story • Lovey Lyons
                                                   Sign up for E-Statements by September 1, 2011
              S. Eugene Porter
                                                   and get entered to win a $500 VISA GIFT CARD.
                                                                                                                              BACK TO SCHOOL
                                                                                                                              We all know how fast the summer goes by. It
      SUPERVISORY COMMITTEE                        To sign up, go to our website at www.svcefcu.org                           will be time to go back to school before you
                Linda Cooper                       and select Home Financial Services. From there,                            know it. Let us help you as you prepare to
          Lori G. Hedgepeth-Dodge                  choose the Services link. Log in then click on the                         buy books, supplies, clothes, or pay for tu-
            Sheron A. Gibson, Sr.                  link for Change E-Statement Options. Complete the                          ition. Consider your Credit union’s Platinum
                  Sandra Hall                      form and submit. Call us if you have any questions!                        VISA Credit Card or a loan with low loan
 Vacancy (Let us know if you want to volunteer!)                                                                              rates and affordable payments!
 MEMBER EDUCATION COMMITTEE
               Jodie B. Brinkley
                                                   Think                                                                          HOLIDAY CLOSINGS
              OFFICE HOURS                         of us first!                                                                   We will be closed for the
                                                                                                                                  following holidays:
 Monday - Thursday 9:00 AM to 5:00 PM              n	 have money to lend to help pay for
                                                     We
  Friday (NEW!) 9:00 AM to 5:30 PM                        that summer vacation! 1769                                              INDEPENDENCE DAY
                                                                                                                                  Monday, July 4, 2011
                 LOCATION                          n	 CuMoney Prepaid Debit Card is a secure
                                                     A
                                                                                                                                  LABOR DAY
        434 W. Washington Street                          way to pay for the things you want or need!                             Monday, September 5, 2011
              P.O. Box 4234                        n	Need to get a gift for a baby shower, graduation,                            COLUMBUS DAY
            Suffolk, VA 23439                             summer wedding, or other event?                                         Monday, October 10, 2011
  Ph: 757.809.3640 | Fx: 757.809.3642                                 gift cards
                                                                   make great gifts!
     Email: contactus@svcefcu.org
      Website: www.svcefcu.org                                                                                                WE ARE WORKING ON…
                                                                                                                              Share Draft Checking Accounts!
                                                                                                                              Watch for more information and updates
  FIND YOUR NUMBER?                                                                                                           posted on the website (www.svcefcu.org), in
   The last 4 digits of your social security                                                                                  the office, or in the newsletter.
    number could be hidden somewhere
     in this newsletter. If you find it, call
      us, and we will deposit $5.00 into                        New Vehicle Loans ................................................................................... as low as 3.25%
    your account! The best way to find it                       Used Vehicle Loans .................................................................................. as low as 3.75%
                                                   LOAN RATES




   is to read the entire newsletter! Who                        Signature Loans ....................................................................................... as low as 9.00%
    knows, this could be your lucky day!                        Pay Day Alternative Loans ................................................................................... 18.00%
                                                                Partially Secured Loans.........................3.00% over rate as determined by vehicle securing loan
                                                                Share Secured Loans (100%) .................... 2.00% above secured share or share certificate rate
                                                                Share Secured Loans (75%) ...................... 4.00% above secured share or share certificate rate
                                                                Share Secured Loans (50%) ...................... 6.00% above secured share or share certificate rate
                                                                Get an extra       0.25% off the loan rates if the loan is paid with payroll deduction!


july 2011                                                                      A QuArterly publicAtion for the members of our credit union
  CrediT Unions                                                                       Get the Most Out Of Your
                                                                                      Vacation Dollar
  The $marter Way to Bank                                                             Do you know where to look to get the
                                                                                      best deals on your next vacation? We’ve
  “Not for profit, not for charity, but for service.” Credit                          complied a list to help you get started.
  unions everywhere value this philosophy, and your
                                                                                      n   Visit aaa.com to create a map of gas
  credit union is no different. Here are just a few
                                                                                          stations along your travel route to
  examples of why our services are indeed the smarter
                                                                                          calculate your cost for fuel fill-ups.
  way to bank.
      n   Lower LoaN rates – Credit unions are able to                                n   Websites like hotels.com and
          offer members lower loan rates because we keep                                  priceline.com provide easy access to
          our fees to a minimum. We are not out to make                                   many lodgings and help you get the
          a profit for stockholders.                                                      best deal.

      n   INvest IN amerIca – Credit unions value all their                           n   Many use websites like kayak.com to
          members’ wants and needs, and we are here to                                    find the best price for airfares.
          help in every way we can. One way is through
          the popular Invest in America program. We’ve                                Don’t forget to contact us before you
          partnered with businesses to offer members                                  leave out-of-town.
          exclusive discounts. Visit www.lovemycreditunion.org                        We can monitor
          to learn more about this program.                                           your accounts
                                                                                      for fraudulent
      n   membershIp through every stage of LIfe – One
                                                                                      activity while
          of the greatest benefits of credit union membership is
                                                                                      you are
          our policy of, “Once a member, always a member.” So
                                                                                      away.
          whether you’re eight or eighty, hired or retired, we’re
          here for you.



                                                                                          rat ions
                                                                                      Cong ulat
  For more information about our member services and everything we can
  do for you, please give us a call or stop by.

                                                                                                            Class of 2011!
                                                                                      All our dreams can
                      Fill-up Tips for Rising Gas Prices                              come true... if we
                       The first week of May averaged gas prices across the nation    have the courage to
                       close to $3.96 per gallon, over $1.00 more than this time      pursue them.
                        last year and 30 cents higher than the previous week.                           Walt Disney


                      With the prediction of gas prices continuing to rise through-   All of us from your Credit Union would
                    out summer, consumers everywhere are looking for ways to                     like to congratulate this
                    save. Here are some tips to help you save at the gas pump:                           year’s graduates. We
  n   it’s all about location. Try to avoid filling up next to highways. Websites                          wish you the best
      and apps like GasBuddy.com can help you find the best spot to save. At                               of luck on your
      GasBuddy.com, simply type in your ZIP code to find the station with the                              future endeavors.
      lowest price near you.                                                                               Remember, we’ll
                                                                                                           always be here to
  n   rewards programs give you something back. Sign up for free rewards
                                                                                                           support and help you
      programs at gas stations in your area. Some offer fuel discounts while
                                                                                                           achieve your dreams
      others offer incentives for shopping at their convenience stores.
                                                                                                           in every way we can.
All of us here wish you and your family safe travels this summer!



A QuArterly publicAtion for the members of our credit union                           pAge 2                          july 2011

								
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