Docstoc

Super Banking

Document Sample
Super Banking Powered By Docstoc
					                    Super Banking

Gold Coast Update                                                                                                             AUTUMN EDITION 2012



News from the partnership supporting your community




  Settle in…
  Welcome to the
  autumn edition
                           Super and banking
                           brought together for you
  of Super Banking
  from HOSTPLUS
  and ME Bank. In
  this	issue,	you’ll	
  find tips on getting     We know your time is valuable, so at HOSTPLUS	and	ME	Bank	we’re	committed	
  your finances            to	making	things	convenient.	That’s	why	our	combined	super	and	banking	retail	
  in shape for the         branch at Pacific Fair puts whole-of-life financial services right on your doorstep.
  end of financial
  year and why
  consolidating            HOSTPLUS gives you access to low cost, high quality
  your super can           superannuation plus the advantages of personal,
                           face-to-face service. You can choose HOSTPLUS
  often be a smart
                           as your super fund, consolidate your super accounts,
  idea. You can
                           top up your super with extra contributions or make
  even win a quality
                           an appointment to meet with a financial adviser.
  experience in
                           Not sure what you need to do to sort out your super?
  our consolidation
                           Just come in for a chat – the coffee’s on us.
  competition – find
  out more inside.         And ME Bank is right there to look after your banking
  And of course,           needs. During your visit, you can take a look at the
  we’ll	also	take	a	       personal savings, home loan and card options available
  peek at the Gold         to you and discuss which products might suit you best.
  Coast	SUNS’	             Autumn is a great time to settle in and go over your
  preparations for a       finances, so drop in and visit us at Pacific Fair soon.
  huge 2012 season.        We’re really looking forward to seeing you.


                                                                                                                                                    Jupiters Hotel
                                                                                                                                                      & Casino


                                         Super Banking Branch           To make an appointment or
                                         Shop 110/111                   speak to someone at the branch
                                                                                                                                                                     Gold Co




                                                                                                                                                d
                                                                                                                                       Hooker Bv
                                                                        call 07 5656 0900.
                                         Pacific Fair Shopping Centre
                                                                                                                                                                       ast Hw
                                                                                                               Sunshine Bvd




                                                                        For general HOSTPLUS enquiries
                                                                                                                                                                         y




                                         Hooker Boulevard               contact 1300 HOSTPLUS (1300 467 875)                         Pacific Fair
                                                                                                                                   Shopping Centre
                                         Broadbeach QLD 4218            or ME Bank on 13 15 63.
                                                                                                                              Melody
                                                                                                                                       St
Discover the power of one



                                                                                                 WIN a quality
                                                                                                 experience of
                                                                                                 your choice


Here’s why finding all your super and rolling it into
your HOSTPLUS account is a smart move.
Why should I consolidate my super?             How do I start?
You may have super accounts you’ve             The good news is that consolidating is
forgotten about if you’ve had a few            easy and free. The handy online rollover
different jobs over the years. One of the      tool at hostplus.com.au/rollover can              Roll your old super over to HOSTPLUS
issues with having more than one super         even find your lost super for you. It also        today and you could win this amazing
account is that each is charged a separate     helps fill in the details of the funds where      prize for two:
set of fees. These come out of your balance    you already know you have super, so what
                                                                                                 •	 One	night’s	accommodation	
instead of boosting your retirement savings.   could be simpler? You’ll just need your
                                                                                                    at an Intercontinental hotel
                                               HOSTPLUS member number, your tax file
Consolidating your super into your                                                                  of your choice*
                                               number (TFN) and the name of the fund
HOSTPLUS account means you’ll pay just         you’re transferring from.                         •	 Dinner	at	one	of	Australia’s	
one low fee of $1.50 a week, so more of                                                             top restaurants
your money stays in your account to keep       Don’t have time? Next time you’re doing           •	 Return	flights	from	your	capital	city.
growing. It also means less paperwork for      your shopping, just drop into our Pacific Fair
                                                                                                 Even if you don’t score the big prize,
you each year.                                 branch and we’ll get it all sorted out for you.
                                                                                                 you’ll go into the draw to win one of
                                                                                                 50 double passes to an AFL or NRL
                                                                                                 game in your state.*
  We’re here to help
                                                                                                 NSW Permit Number: LTPS/12/00099
  You can get help with rolling over your old super to HOSTPLUS by visiting us at                *Conditions apply. See the terms and conditions for more
  Pacific Fair, jumping online at hostplus.com.au/rollover or calling 1300 HOSTPLUS              details at hostplus.com.au/rollover. Member’s funds
                                                                                                 must be received before 8 June 2012 to be eligible.
  (1300 467 875), 8am – 8pm (AEST), Monday to Friday.
Time to clean up                                                                                   Check out your
                                                                                                   HOSTPLUS
                                                                                                   member benefits
                                                                                                   As well as a quality super offering and
                                                                                                   personal service, HOSTPLUS members
                                                                                                   can enjoy a wide range of extras.

                                                                                                       Learn from the Barefoot Investor
                                                                                                             Find articles, calculators and
                                                                                                              seminar materials from Scott
                                                                                                              Pape, one of Australia’s
                                                                                                              leading financial experts, at
                                                                                                             hostplus.com.au/education.

                                                                                                   Win tickets to sporting events
                                                                                                   Register for the HOSTPLUS members’
                                                                                                   ticketing ballot at hostplus.com.au/
                                                                                                   tickets and you could win tickets
                                                                                                   to a variety of sporting events.

                                                                                                   Spread your wings
With only a few months until the end of financial year, autumn is a                                Join the HOSTPLUS Travel Club online
perfect time to do some tidying up. Here are our top tips for getting                              at hostplus.com.au/travelclub to be
your house in order, moneywise.                                                                    eligible for great travel deals.

                                                                                                   Save on your health insurance
1) Educate yourself                              4) Top up your super
                                                                                                   As a HOSTPLUS member, you can get
The first step in sorting out your finances is   Adding extra to your super can be                 great rates on comprehensive health
to understand them. When you know how            a very tax-effective way to save for              insurance for yourself and your family
your super works or the fees and charges         your retirement. Find out more at                 through HCF Corporate Products.
you’re paying on credit cards and loans, you     hostplus.com.au/topup                             Find out how at hostplus.com.au/
can make smarter choices about what you                                                            healthinsurance.
                                                 5) Talk to a professional
want to do. Being on top of your finances
could make a big difference to your wealth       As a HOSTPLUS member, you can book
in years to come. Visit hostplus.com.au/         a free fact-finding appointment with a
education for more tips.                         licensed financial adviser from Industry Fund
                                                 Financial Planning (AFSL 232514). To make
2) Take a look at your debts                     an appointment, visit us at Pacific Fair, go to
If you owe money, whether it’s on a credit       hostplus.com.au/advice or call HOSTPLUS
                                                                                                   Enjoy quality banking products
card, a personal loan or a mortgage, make        on 1300 HOSTPLUS (1300 467 875),
                                                                                                   from ME Bank
sure you’re getting the best deal possible.      8am – 8pm (AEST), Monday to Friday.
ME Bank has a range of options to help you                                                         Being a HOSTPLUS member gives
get organised.                                                                                     you access to savings and transaction
                                                                                                   accounts, home loans, personal loans
3) Start a savings account                         Not sure where to start? Visit                  and credit cards from ME Bank. Visit us
Putting regular amounts into a high-interest       us	at	Pacific	Fair	and	we’ll	walk	              at Pacific Fair and we can help you find
account really adds up over time. Have a good      you through your options to                     the banking products that are just right
look at your budget and make sure you’re           find the best solutions for you.                for you.
setting aside some of your income for savings.
We’re making super
simple for employers
At HOSTPLUS, we believe that providing quality super means
looking after employers as well as members. That’s why we’re
committed to taking the hassle out of meeting super obligations.
Our dedicated online resources for employers at hostplus.com.au/employer-business-centre                           Personal servic
make it quick and easy to join up, make payments, look up payment deadlines, learn more about                                      e
super obligations and help employees get the most out of their super. And for those who prefer                     makes all the
to get face-to-face help, the staff at Pacific Fair are ready with expert advice and assistance.
                                                                                                                   difference
                                                                                                                   The Pacific Fa
                                                                                                                                     ir branch recent



          gets fast help
                                                                                                                   received a call                    ly
                                                                                                                                     from the direct


Fast food
                                                                                                                   of a local child                  or
                                                                                                                                    care centre who
                                                                                                                  wanted to know
                                                                                                                                       how to make
                                                                                                                  contributions fo
                                                                                                                                     r a staff membe
                                                                                                                  who is with HO                      r
                                                                                                  m to help                          STPLUS.
                                                                             ated a diary syste                  Because the di
                                           n’t have      Next, the staff cre                      adlines.                        rector’s busy
                    anch location could                                      of SG payment de                    schedule preven
The Pacific Fair br                     , who runs       Julie keep on top                    lie can relax                         ted her from
                    nvenient for Julie                                       arters later, Ju                   coming into th
been any more co                                         Three financial qu                       and best                        e branch, Alison
                     tlet in the centre.                 and know she’s     on top of things –                  our New Busin                       ,
a busy seafood ou                                                                        around the corner                        ess Account
                                                                               e is just                        Manager, mad
                      into the branch las
                                            t year        of all, expert advic                                                   e an appointm
 When she walked                          per, the                  eds it.                                    to visit her inste                ent
                     assistance with su                   if she ne                                                               ad. The centre
 looking for some                         t for her                                                            staff were so im
                      set up an accoun                                                                                            pressed by the
 staff were able to                 they showed                                                               HOSTPLUS se
                     e same visit,                                                                                                rvice and supe
  on the spot. In th                 lete and how                                                             offering that al                    r
  Julie what sh  e needed to comp                                                                                              l 11 employees
                                               as well
                        quickly and easily,                                                                   have become Fu
  to make payments                           arantee
                                                                                                                                 nd members.
                       Superannuation Gu
   as discussing her
   (SG) obligations.



  Want to find out how
                                                             Ryan cooks up a storm
  HOSTPLUS supports                                          Congratulations	to	local	boy	Ryan	Grant,	
  employers at every step?                                   joint	winner	of	this	year’s HOSTPLUS
                                                             Cook	For	Your	Career.	Ryan	wins	an	
  Visit us at Pacific Fair and                               apprenticeship at Aria Brisbane.                                                                        Your half-yearly
                                                                                                                                                                                      statement

  we’ll	help	you	get	your	super	
                                                                                                                                                                     1 July – 31 Decem
                                                                                                                                                                                      ber 2011




  obligations sorted.
                                                                                                                                          Mr Sam Sampl                                                   Your member
                                                                                                                                                        e                                                            number: 12345
                                                                                                                                          1 Sample Street                                                                          6789


                                                                                    To find out more, visit
                                                                                                                                                                                                        Phone:
                                                                                                                                          SAMPLETOW                                                                      1300 HOSTPL
                                                                                                                                                     N SAM                                              Email:                        US (1300 467
                                                                                                                                                                 0000                                                    info@mail.hostp            875)
                                                                                                                                                                                                        Visit:                           lus.com.au
                                                                                                                                                                                                                         hostplus.com.au
                                                                                                                                      Dear Mr Sampl
                                                                                                                                                    e,
                                                                                                                                      Dorem ipsum



                                                                                    cookforyourcareer.com.au
                                                                                                                                                       dolor sit amets
                                                                                                                                                                         .
                                                                                                                                     Lorem ipsum
                                                                                                                                                   dolor sit amet,
                                                                                                                                    ut laoreet dolore                consectetuer
                                                                                                                                                        magna aliqua                 adipiscing elit,
                                                                                                                                                                       m erat volutp                  sed diam nonum
                                                                                                                                    consequat.                                        at. Ut quis                        my nibh euism
                                                                                                                                                                                                    nostrud exerci                      od tincidunt
                                                                                                                                    Duis autem                                                                       tation ullamc
                                                                                                                                                  vel eum iriure                                                                   orper comm
                                                                                                                                                                                                                                               ando
                                                                                                                                                                    dolor .
                                                                                                                                   Sit amet, consec
                                                                                                                                                      tetuer adipisc
                                                                                                                                   minim veniam                      ing elit, sed
                                                                                                                                                  , quis nostru                    diam nonum
                                                                                                                                   consequat.                   d exerci tation                  my nibh euism
                                                                                                                                                                                  ullamcorper                     od tincidunt.
                                                                                                                                                                                                suscipit loborti                 Ut wisi enim
                                                                                                                                                                                                                 s nisl ut aliquip             ad
                                                                                                                                     • quis nostrud                                                                                ex ea comm
                                                                                                                                                     exerci tation                                                                              odo
                                                                                                                                    • sit amet consec              ullamcorper
                                                                                                                                                        tetuer adipisc
                                                                                                                                    • veniam quis                      ing elit
                                                                                                                                                    nostrud exerci
                                                                                                                                                                    tation ullamc
                                                                                                                                                                                   orpe




                                                                                                                                David Elia
                                                                                                                                Chief Execu
                                                                                                                                            tive Officer




                                                                                                                                                                Your
                                                                                                                                                          half-yearly
                                                                                                                               Your account
                                                                                                                                            bala1nce–snap ber 2011                                      statement



  Did	you	recently	receive	your	member	statement?
                                                                                                                                                  July 31 Decem
                                                                                                                                                             shot
                                                                                                                                  Balance at
                                                                                                                               1 January 2010            Contribution
                                                                                                                                                                        s            Earnings
                                                                                                                                   $123.53                                                                  Deductions
                                                                                                                                     Mr Sam Sampl  + e $123.53                                      Your member                      e atBalanc
                                                                                                                                                                             +       $123.53                      number: 12345 June 2010
                                                                                                                                                                                                                             30
                                                                                                                                    1 Sample Street                                                  -
                                                                                                                                                                                                   Phone: $123.53               6789
                                                                                                                             Full details of
                                                                                                                                    SAMPLETOWyour accoun
                                                                                                                                                  N SAMt 0000                                      Email:
                                                                                                                                                                                                                   1300 HOSTPL =           $123.53
                                                                                                                                                                                                                                US (1300 467
                                                                                                                                                         transactions                                              info@mail.hostp            875)
                                                                                                                                                                            are contained          Visit:                          lus.com.au
                                                                                                                                                                                          in this statem           hostplus.com.au




  If you have any questions, why not visit us at Pacific Fair and we’ll be happy to answer them.
                                                                                                                                                                                                          ent.
                                                                                                                                 Dear Mr
                                                                                                                             Message: Sample,
                                                                                                                                 Dorem ipsum
                                                                                                                            Sit amet, consec dolor
                                                                                                                                                          sit amets.
                                                                                                                                                tetuer adipisc
                                                                                                                            minim veniam                       ing elit, sed
                                                                                                                                Lorem ipsum , quis nostru                     diam nonum
                                                                                                                            consequat.           dolor sit d exerci tation                   my nibh euism
                                                                                                                                        Lorem ipsum amet, consectetuer adipisc suscip
                                                                                                                                ut laoree                                    ullamcorper                      od tincidunt.
                                                                                                                                                                                                                              Ut wisi enim
                                                                                                                           tincidunt ut t dolore magna aliquaamet, consec
                                                                                                                                                         dolor sit
                                                                                                                                                                    m erat
                                                                                                                                                                                          ing elit,it lobortis nisl ut
                                                                                                                                                                                                    sed diam nonum aliquip                 ad
                                                                                                                               consequat.laoreet dolore                             tetuer                                     ex
                                                                                                                                                           magna aliqua volutpat. Utadipiscing elit, sed               my nibh ea commodo
                                                                                                                           commando
                                                                                                                                        consequat.                        m erat volutp quis nostrud exerci tationdiam nonum euismod tincidunt
                                                                                                                                                                                           at. Ut quis                         my nibh euism
                                                                                                                               Duis autem
                                                                                                                                              vel eum iriure                                             nostrud exerci ullamcorper commando   od
                                                                                                                                                                  dolor .                                                tation ullamc
                                                                                                                                                                                                                                       orper
                                                                                                                              Sit amet, consec
                                                                                                                                                   tetuer adipisc
                                                                                                                              minim veniam                        ing elit, sed
                                                                                                                                               , quis nostru                     diam nonum
                                                                                                                              consequat.                     d exerci tation                   my nibh euism
                                                                                                                                                                                ullamcorper                      od tincidunt.
                                                                                                                                                                                              suscipit loborti                  Ut wisi enim
                                                                                                                                                                                                               s nisl ut aliquip              ad
                                                                                                                                • quis nostrud                                                                                   ex ea comm
                                                                                                                                                  exerci tation                                                                                odo
                                                                                                                               • sit amet consec                 ullamcorper
                                                                                                                                                     tetuer adipisc                                                                          Page 1 of 7
                                                                                                                               • veniam quis                        ing elit
                                                                                                                                                 nostrud exerci
                                                                                                                                                                  tation ullamc
                                                                                                                                                                                 orpe
Simplify and save
               ME Bank Pacific Fair’s Lauren Somers talks about simplifying                    Kelly’s a winner
               your debts or buying that next dream purchase and how you
                                                                                               Congratulations to HOSTPLUS member
               could make it happen.                                                           Kelly Vibert from WA, who was
Now’s the time many people are taking a           
                                                 •Buyacar                                   announced as the winner of ME Bank’s
look at the impact the holiday season has                                                      Pink Card promotion during Breast
                                                 Whether you’re looking for a new or
had on their finances.                                                                         Cancer Awareness Month. Kelly opened
                                                 second-hand car – or even a motorbike or
                                                                                               an ME Bank EveryDay Transaction
Whether you want to consolidate your             scooter – an unsecured personal loan can
                                                                                               Account with Pink Debit MasterCard®
debts, buy a car or take a holiday, a personal   help to finance that next purchase.
                                                                                               and won $5,000 credit into her account!
loan may be an option to think about. As a        
                                                 •Renovateyourhome
HOSTPLUS member, you have access to one                                                        Every time Kelly makes a purchase
                                                 Planning on some bathroom or kitchen          using her Pink Card, ME Bank donates
of Australia’s cheapest, most highly awarded
                                                 renovations? Or maybe some new                to the National Breast Cancer
personal loans – from ME Bank.
                                                 furniture? A short-term personal loan         Foundation, helping her support breast
A personal loan can be used to:                  from one to five years may work for you.      cancer research every day. To find out
•Consolidateyourdebts
                                                 
                                                 •Takeaholiday                              more about the Pink Debit MasterCard
                                                                                               visit mebank.com.au/pink.
One way to manage your finances is through       Bali? Port Douglas? Melbourne? If you’re
debt consolidation. This is where you            thinking about taking a holiday but haven’t
combine all your bills and debts into one        saved up the cash and don’t want to wait
                                                                                                     HOSTPLUS
loan with one low repayment to manage.           to get the money together, a personal loan
                                                 might be an option.
                                                                                                   members can
                                                                                                take advantage
                                                                                             of a range of great
  For more information or to apply online, visit mebank.com.au/personal-loan. You can
                                                                                         banking products from
  also call the ME Bank team at Pacific Fair on 07 5554 7600 for more information or
                                                                                         ME Bank. Find out more
  to see whether a personal loan is right for you. You may wish to seek financial
                                                                                      at hostplus.com.au/extras.
  advice before taking out a loan.
Kick off 2012 with the SUNS
The Gold Coast SUNS are
looking good to start this
year’s footy season stronger
than ever. And as a founding
sponsor, HOSTPLUS
is proud to support the
SUNS again in 2012.
This time last year, the team was still        altitude that saw players recording personal                                  HOSTPLUS member card to grab a free food
getting to know each other, with groups        bests in time trials. Then over Christmas,                                    or drink voucher, redeemable at the game. You
of players, all at different stages of their   each player received a personalised training                                  can also pick up a HOSTPLUS Shout voucher
careers, arriving over a period of many        program to ensure he was ready to start the                                   from our Pacific Fair branch. Just remember to
weeks. Now, after a full season playing as     year in peak form.                                                            have your member card handy. Vouchers are
a team, fitness is at a whole new level and                                                                                  limited – one per member per home game.
                                               As a HOSTPLUS member, you
the SUNS are ready to climb the AFL ladder.
                                               can support the SUNS too                                                                   Want to win tickets
Commitment to a successful 2012 started        When you see the HOSTPLUS                                                                  to a SUNS game?
almost as soon as the 2011 season ended,       Fan Zone marquee at Metricon                                                                Visit hostplus.com.au/tickets to
with the players travelling to Arizona in      Stadium, join in the HOSTPLUS                                                               find out how. Here’s to a shining
November for a two-week training camp at       Shout. Simply show your                                                                     2012 for the SUNS!




    Visit the latest Gold
    Coast super attraction
        It’s a first. HOSTPLUS and ME Bank have combined to bring you Super
        Banking. Everything you need in low-cost superannuation, low-fee banking,
        impartial financial advice and much more. All with the advantage of face-to-
        face service and advice. Drop in and see us today at Shop 110/111, Pacific Fair.




                                                        Host-Plus Pty Limited ABN 79 008 634 704, AFSL No. 244392, RSEL No. L0000093, RSE No. R1000054. The information contained in this
                                                        document is general information only and is not intended to contain any recommendations, statements of opinion or advice. It does not take
                                                        into consideration your objectives, financial situation or needs. You should obtain a copy of the HOSTPLUS Product Disclosure Statement and
                                                        consider the information contained in the Statement before making any decision about whether to acquire an interest in HOSTPLUS. This
                                                        document has been issued by both ME Bank and HOSTPLUS about products and services available to you as a customer of ME Bank or a
                                                        member of HOSTPLUS. HOSTPLUS and ME Bank are not agents or representatives of one another. HOSTPLUS does not accept responsibility
                                                        or liability for any loss or damage caused by the products or services provided by ME Bank. HOSTPLUS invests in ME Bank but does not receive
                                                        any commissions as a result of members using ME Bank products and services.                                       THEDMGROUP HOST6819

				
DOCUMENT INFO
Shared By:
Categories:
Tags:
Stats:
views:5
posted:5/3/2012
language:English
pages:6