VIEWS: 2 PAGES: 1 CATEGORY: Health Insurance POSTED ON: 5/2/2012
Many individuals receive health care coverage through their employer. For some individuals, this coverage can continue after retirement through a pension plan. However, most elderly Americans are faced with the decision of either relying solely on Medicaid and Medicare benefits or supplementing those benefits with additional insurance. Many carriers offer such supplemental health insurance for the elderly, but not all plans are created equal.
Over and over again we hear about health care reform and yet there are very few people who understand what this means. That is probably because the name is misleading, it is indicative of a much needed change in the U.S. healthcare system. Actually however, the only thing that is being reformed is who is paying for it and who is covered. Health care reform, as it is being called, will be a welcome relief for those who can't afford health insurance for whatever the reason. Two of the most common reasons are available financial resources or pre-existing health matters. This reform, they reason will give everyone, regardless of status, health care coverage. This new plan will not deny health care coverage to anyone, including those who have pre-existing conditions or life threatening illnesses; everyone will be covered. Every American citizen, regardless of personal status, will be equally eligibility and no one will be turned down or turned away for health care. There are concerns about this new plan however, it is important to realize that by adding all these additional people into the health care system this will raise the cost especially when you will now be including people who have serious health issues and those who have not been receiving regular health care. This in theory will be balanced by all those who are healthier and will supposedly balance out, but many individuals who are currently insured and employed are seriously concerned about how this will all work out and how much extra it will wind up costing them. Using a misleading term or name such as The Health Care Reform to describe what it really is: a Nationalized Health Plan and will bring with it, its own unique set of problems. It is very misleading, no matter how you look at it. Other nations who have adapted this type of health care, have experienced a hugh imbalance between care that is needed and the ability of the health care professional to keep up with the demand. Long waits to see specialists and a less than adequate number of doctors to see patients seems to be a uniform problem with this type of health care. Why U.S. law makers cannot see the trend of other nations who are moving away from a nationalized health care system, because of the inefficiencies it creates and caters to, is beyond belief to many voting citizens. Why would an advanced nation such as the United States be taking a step backwards concerning health care?
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