LEE A. WOODS
AUSTIN, TEXAS 78701
(5 12) 478-5700
Sunset Advisory Commission
c/o Ms. Chloe Lieberknecht
P.O. Box 13066
Austin, Texas 78711
Dear Chairman Hegar and Commission Members:
Thank you for the opportunity to provide written comments following the recent Sunset
Advisory Commission hearing on the Texas Department of Insurance.
I wish to express support of recommendations 1.1, 1.2, 1.3, and 1.4, as they relate to personal
auto insurance filings. Although the issues raised in recommendations 1.1 through 1.4 pertain
primarily to residential property insurance filings, the staff report notes that many of these
changes would affect all property and casualty lines of insurance, including personal auto
The auto insurance market is stable, healthy, and competitive. In fact, the Texas Department of
Insurance acknowledged this in its biennial report to the 8I st Texas Legislature, and there was no
oral testimony offered during the recent Sunset hearing to indicate otherwise, with regard to the
personal auto insurance market.
I support recommendations 1.1-1.4, as they relate to the personal auto insurance market, and
suggest that any additional statutory changes relating to the determination of personal auto
insurance rates would only serve to destabilize this market, which would be detrimental to Texas
consumers, especially in the current economy.
Thank you for your consideration ofthese comments. Please do not hesitate to contact me if you
have any questions.
Lee A. Woods