Your Financial Resource From Midwest Credit Union
Are You Still
Your Checking Take Advantage Of Our
Account? Member Appreciation Special
We know you have a choice when it comes to your financial institution, and we’re
Cash With glad you chose Midwest Credit Union! To show our appreciation for another great
Midwest year, we’re offering low rates on our auto loans when you finance a new or used
vehicle with us, or bring us your auto loan from another lender!
Term APR* As
36 m ont hs 2. 59% Low As
48 m ont hs 2. 79%
60 m ont hs 2. 99% 2.59% APR*
72 m ont hs 3. 59%
In addition to low rates, every
Midwest Credit Union auto loan
comes with our guarantee:
• No hidden charges, application
fees or prepayment penalties
• Affordable loan protection
• And much more!
Late last year, Bank of America decided Contact us today to take advantage of our member appreciation special!
against charging a $5 monthly debit card *APR=Annual Percentage Rate. Rates and terms are subject to change and based on member credit and other factors. Vehicle models
fee due to consumer backlash. However, 2005 and newer are eligible for offer. Current MCU auto loans are ineligible for refinancing. Offer valid 1/2/12-2/29/12. Contact the
credit union for complete details.
the damage has already been done.
Consumers are upset with the big banks
and their excessive fees, and experts agree
that credit unions are a good option for
consumers. Midwest Credit Union
still offers free checking and great
Throw Away Your Debt –
Not Your Money
Our checking account features:
Keeping high-interest debt with your credit cards, store accounts or even payday
• Free Visa debit card with surcharge-free loans is like throwing your money away. Now is the time to dump the high rates
access to 28,000+ CO-OP Network ATMs and fees, and transfer your balance to a debt consolidation loan from Midwest
(more than Bank of America!) Credit Union. We’ll help you pay down your
• Free online account access with secure debt without trashing your budget! As Low A
E-Statements and bill pay s
• No monthly fees or minimum balance
Borrow as much as
$10,000 for up to
• And much more! 36 months at rates
as low as 10.99% APR!*
Stop paying fees to the Wall Street banks,
and start keeping your cash local with We don’t charge any application fees, and you won’t
Midwest Credit Union. Switch your pay any balance transfer or refinance charges. Our
checking account today! staff can even help you consolidate your bills, so
there’s no extra hassle.
Keep your money. Ditch the debt. Contact us today to
throw away your debt!
*APR=Annual Percentage Rate. Rates and terms are subject to change and based on
member creditworthiness. Contact MCU for complete details.
2012 St. Louis Show
Take Our Loans To The Show
35th Annual St. Louis RV Vacation & Travel Show
It may be a little cold for camping, fishing, gardening or hitting the 1/13/2012 - 1/15/2012
open road, but vendors in the St. Louis convention centers are America's Center, St. Louis
already warming up their best deals for next season. Before you www.stlrv.com
head to the shows to find your next boat, deck, camper, car, hot
tub or sunroom, talk to Midwest Credit Union. The St. Louis Auto Show
1/26/2012 - 1/29/2012
America's Center & Edward Jones Dome, St. Louis
We can pre-approve you for the
financing you need, so you can take
advantage of the cash-back offers, special sales and St. Louis Boat & Sports Show
rebates featured at each show. Whether it’s a vehicle 2/8/2012 - 2/12/2012
loan, an RV loan or a home equity line of credit, our America's Center & Edward Jones Dome, St. Louis
rates are often lower than manufacturer financing rates, www.stlouisboatshow.com
and we offer low-cost loan insurance. Plus, you’ll walk
in as a cash buyer, so you’ll have the leverage you need St. Louis Home & Garden Show
to negotiate the best deal possible. 2/23/2012 - 2/26/2012
America’s Center & Edward Jones Dome, St. Louis
Contact us today to make those plans for your home,
garden or recreational vehicle a reality!
Thanks For Celebrating With Us!
In October, credit union members worldwide celebrated
International Credit Union Day and its theme: Credit Unions Build
A Better World. Locally, Midwest Credit Union members, guests
and staff attended our member appreciation day complete with
refreshments. We also held a coloring contest for our Kirby Club
members. Congratulations to our winners!
First prize Lily Connoyer, age 4
Second prize Gregory Bushman, age 4
Third prize Jerrica Flakes, age 12
We had a great time visiting with members and would
like to thank all who celebrated International Credit Union Loan Specialist Valery Fry is
Day with us. Our continued success is a prime example of ready to offer passersby tasty
how the cooperative spirit transforms individuals and refreshments and information
advances communities, the first steps toward building a on the credit union!
Mr. Lawrence Getz and MCU
Vice President Donna Hahn
choose the winners of the
coloring contest. Mr. Getz has
been a member since 1985!
The credit union displays
submissions for the Kirby
Club coloring contest.
Holiday Closings Deposit Rates Certificate of Deposit
6 Months .25% APY*
The credit union will close in observance of the Rates as of December 20, 2011
12 Months .45% APY*
Savings .10% APY* 18 Months .65% APY*
Martin Luther King, Jr. Day Monday, January 16 Kirby Club Account .10% APY* 24 Months .85% APY*
Money Market .20% APY* 36 Months 1.00% APY*
Presidents Day Monday, February 20
*APY=Annual Percentage Yield. All rates are subject to change without notice.
For the most current rates, please call (314) 837-2500.
#11 Flower Valley Shopping Center • Florissant, MO 63033
(314) 837-2500 • Fax (314) 921-6746
Credit Union Hours
Monday, Tuesday, Thursday, Friday 9 a.m. – 5 p.m.
Wednesday 10 a.m. – 5 p.m.
Saturday 9 a.m. – Noon
www.midwestcu.org DEC11-904 MT