1-877-695-8321 An Oregon Employees Federal Credit Union Publication
Oregon Employees Credit Union,
Now Available in Your Pocket
Get convenient access to your Oregon Employees accounts, anywhere, anytime.
Scan these codes* with your iPhone or Android
phone and download the mobile app for FREE!
Oregon Employees Mobile Banking allows you to:
• Check account balances
• View transaction history
• Transfer funds between Oregon Employees accounts
• Locate one of our FREE ATMs
Don’t have an iPhone or Android phone?
Enroll in Text Banking following these seven steps:
1. Login to your account at http://mobile.oefcu.com
2. After you login, click SMS Settings
*QR Codes are the square images on these 3. Click Add a mobile number
phones. If you have a QR Code reader, 4. Agree to terms and conditions
scan the image, and it will take you to the 5. Enter your mobile phone number
appropriate website and you can download 6. Read and reply Y to the text message from 41411
the mobile application. 7. Enter verification code that was sent via text into the web site.
Questions? Go to oefcu.com or call us at 503-485-4405 to learn more about Oregon Employees
mobile banking solutions.
BALANCE Financial Fitness Program
Oregon Employees Credit Union is dedicated to nation or budget development, an appointment will
helping you realize your financial goals – reducing be scheduled – giving you the personal attention you
your debt, saving for higher education, buying your need to meet your objectives.
first home, or planning for retirement – which is why
we are excited to announce your newest benefit of To use the new program, simply call 888-456-2227.
membership: BALANCE Financial Fitness Program. Counselors are available Monday through Thursday,
5am to 8pm, Friday, 5am to 5pm, and
Through BALANCE, you have access to Saturday, 8am to 5pm (PST) or visit www.
free, confidential money management balancepro.net for more information.
information and assistance. All you have
to do is make a toll-free phone call. We recognize that money concerns have a
serious effect on our quality of life. Now,
BALANCE counselors can answer many of your ques- through our newest partnership, you have access
tions immediately – from how long an item stays on to the very best professional guidance – so you
your credit report to whether it’s better to lease or buy can achieve financial security faster than you ever
a car. For more complex issues, such as debt elimi- thought possible.
Take Advantage What is Guaranteed Asset
of Our Low Protection (GAP)?
Interest Rates If your car is involved in a total loss
(due to theft or collision), you are
Are you looking for a new or used car,
RV or boat? Get pre-approved before responsible for the gap between
you buy. Apply online at oefcu.com or your auto insurance limits and the
call us at 503-485-4405. outstanding balance of your loan.
GAP waives the difference
between the actual cash value
of your vehicle and the balance
remaining on the vehicle loan.*
Gap can be purchased at any
time during your auto loan. In addition, GAP may waive up to
$1,000 of your auto insurance deductible.** Benefits are paid up
to $50,000. Protection begins immediately after we process your
enrollment and continues for the term of the loan.
Rates as of late March include:
If you would like to add GAP to your auto loan, call us at 503-485-
AUTOS 4405 or stop by the credit union.
As low as 2.99% APR for up to
84 months (new) * Some exclusions may apply.
** This optional benefit is not available in all states.
3.99% APR for up to 72 months (used)
RV’S & BOATS
As low as 6.95% APR (new)
7.70% APR (used). Point. Click. DocuSign.
Oregon Employees has partnered with DocuSign, the world
leader in safety and security for electronic signatures, giving you
the ability to electronically sign OEFCU loan documents and forms
Increase with your computer, tablet or
Your Account For more information, go to
Security oefcu.com, call us at 503-485-
4405, or stop by the credit union
If you haven’t set up a code word on your and find out how easy and safe
account, please call member services at electronic signing can be.
Whenever you call in,
member services will
ask for your code word.
Using a code word helps We are now on Facebook and Twitter.
increase the security on Like us on Facebook, http://www.facebook.com/oregonemployees
your OEFCU accounts. Follow us on Twitter, http://twitter.com/oregonemployees
Get Organized. Go National
Paperless. Go doxo. Credit Union
OEFCU has partnered with doxo to offer you a secure online digital Youth Week,
filing cabinet for long-term document storage. doxo is a new service
designed to help you organize important documents online. Now
April 18 – 22
you can automatically receive your Oregon Employees statement Stop by the credit
on doxo, and it will be stored indefinitely in your personal online union during Youth
file cabinet. Week, April 18 – 22,
2011, and young-
In addition, you can upload important documents to doxo that er members will
you would normally keep in a safety deposit box or file cabinet. receive free edu-
These documents might include tax documents, insurance policies, cational materials
to help them learn
about money and
to start saving early and watch your sav-
Make a $20 deposit and get a free $5
gift card to Jamba Juice or Subway.
What is Mechanical
MBP is coverage for auto repairs occurring
after the Manufacturer’s Warranty on your
new or used vehicle has expired. Our MBP
program includes roadside assistance, tow-
ing, rental vehicle assistance, travel and tire
titles to your house or cars, wills, trusts, medical receipts, mortgage road hazard benefits.
paperwork, birth or marriage certificates, and any other documents
you would want to store long term.
To learn more about doxo and to sign up for this free service,
go to doxo.com/OregonEmployees. doxo even has an iPhone
Holiday Closures MBP must be purchased while your
new or used vehicle is under the original
Manufacturer’s Warranty. You can save
The credit union will be closed for the following holidays: hundreds of dollars when you purchase
MBP through the credit union rather
Monday, May 30 Monday, July 4 than through the auto dealer. Call us at
Memorial Day Independence Day 503-485-4405 to see if your vehicle qualifies
2011 Education Scholarships
OEFCU will be awarding two $1,000 Founders’ Scholarships in 2011. Any OEFCU
member, or his or her eligible dependent, may apply for a Founders’ Scholarship.
Students must attend an accredited
631 Winter Street NE public or private institution of post-
Salem, Oregon 97301 secondary education. Priority is given to
503-588-0211 students attending a public or private
1-877-695-8321 institution in Oregon, studying for a
Contact us on the web:
Applicants are evaluated based on
academic performance, community
involvement, personal achievements,
Lobby Hours goals and financial need.
9:00 a.m. to 5:30 p.m. • Monday – Friday
Go to oefcu.com, print and complete
8:30 a.m. to 5:30 p.m. • Monday – Friday the Founders’ Scholarship application and return it to the credit union along
503-588-0211 with the required information listed in the application packet. The application
Toll Free 1-877-695-8321 deadline is May 13, 2011. Scholarship winners will be notified by June 1, 2011.
If you have any questions, contact OEFCU at 503-485-4405.
8:00 a.m. to 5:30 p.m.
Monday thru Thursday
8:00 a.m. to 6:00 p.m. • Friday
4,000 Shared Branches
For Shared Branching locations, go to
Online Resources for Financing College
or call 503-588-0211, 1-877-695-8321 As the cost of college rises faster than family income, financial aid and scholarships
will become increasingly important to help pay for college. Following are a
For ATM locations, go to morefreeATMs.com variety of online resources to help you with financial aid and scholarships.
24/7 Mobile and Text Banking http://trends.collegeboard.org/student_aid/ – Trends in Student Aid 2010
provides detailed data on student aid of all types (grants, loans, work-study
24/7 Telephone Teller and tax benefits) from all sources (federal and state governments, colleges and
503-588-5467 • 1-800-676-7742
universities, employers and other private entities).
24/7 Internet Banking
oefcu.com http://www.fafsa.ed.gov/ – Free Application for Federal Student Aid (FAFSA).
This website includes the link to apply for federal student aid, important dates,
Evenings & Weekends and announcements.
Visa® Credit Card (lost card)
Visa® Check Card (lost card) http://www.fastweb.com and http://apps.collegeboard.com/cbsearch_
1-800-682-6075 ss/welcome.jsp – These free websites provide scholarship, cost and payment
calculators, and a variety of other information.
The articles in this publication are for general
information only and are not intended to pro-
vide specific advice or recommendations for any
individual. We recommend that you consult
your attorney, accountant, or financial advisor
with regard to your individual situation.