Whether youre buying clothing or shopping for car insurance, you always want to get the best value for your money. So, whats the secret to finding reliable, affordable car insurance?
Shop around for the best deal. Get several car insurance quotes from different insurance companies before you buy or renew your policy. Insurance companies vary, so you could get a better deal somewhere else.
Dont be afraid to switch. You can switch insurance companies whenever you want, even if its in the middle of your car insurance policy term. If you find a better rate, switch and save.
There are three types of Car Insurance:
Third party, which covers your legal liability if you damage someone elses physical property (walls, vehicles, gates etc.) due to a driving accident.
Third party, Fire and Theft offers third party cover and adds on two useful pieces of cover - fire damage to and theft of your car, including damage caused by a theft or attempted theft.
A fully comprehensive policy includes Third Party, Fire and Theft and in addition will pay for damage to your own vehicle in the event of an accident. There are many extras, too, for example it will also give you cover when you drive other people's cars - useful if you borrow someone's car and their insurance does not cover you.