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Why you should consider LifePlan for your clients

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					    For financial advisers only                                                                                         LifePlan Spotlight

    Why you should
    consider LifePlan
    for your clients
    LifePlan – an international whole of life protection product that can be
    individually tailored to meet the needs of your clients.
    Below is a brief summary of the main                     °   Accidental death benefit up to
                                                                                                         Life cover up to
    benefits:                                                     USD500,000

        Primary life cover up to USD7,500,000

        Critical illness cover up to USD750,000
                                                                 Dedicated underwriting team

                                                                 Issued by Royal London 360°, the
                                                                 international division of the Royal
    °   Choice of 4 policy currencies                            London Group, the largest mutual life
                                                                 and Pensions Company in the UK          Critical illness cover up to:
        • USD
        • GBP
        • EUR
        • JPY
                                                             Added extras
                                                             °   Total and permanent disability
                                                                 (included when critical illness
                                                                 option selected)
    °   Vanishing premium option (defined
        payment term)                                        °   Long term care (included when
                                                                 critical illness option selected)

    °   Term life and term critical illness cover
        for those known liabilities such as                  °   Terminal illness benefit
                                                                                                         Important notes
        business loans and mortgages etc
                                                             °   Passive war cover (on life and          For financial advisers only. Not to be
        Flexibility                                              critical illness cover)                 distributed to, nor relied on by, retail
        • Premium holiday option                             °   Repatriation benefit USD7,500
          (after 2 years)                                        of sum assured
                                                                                                         Available cover and benefits may
        • Premium and benefit                                                                             be subject to underwriting restrictions
                                                             °   Children’s critical illness cover
          indexation option                                      (included when critical illness         or limits
        • Premium flexibility                                     option for the life assured is
                                                                                                         Please be aware that this is intended
          (increase/decrease)                                    selected) up to USD15,000
                                                                                                         as a product summary only and is not
        Waiver of premium option                                 Aeroplane cover up to USD1,000,000      designed to encompass all the product
    °                                                        °                                           details or terms and conditions. For full
    °   Indexation of benefits with                           °   Temporary accidental death benefit –     product information please refer to the
        vanishing premiums                                       lump sum up to USD75,000                Key Features and Terms and Conditions.

Issued by Royal London 360 Insurance Company Limited. Registered Offi ce:
Royal London House, Isle of Man Business Park, Cooil Road, Douglas, Isle of
Man, IM2 2SP, British Isles. Telephone: +44 (0)1624 681681. Telephone calls may
be recorded. Fax: +44 (0)1624 677336 or Website:
Royal London 360 Insurance Company Limited is authorised by the Isle of Man
Government Insurance and Pensions Authority. Registered in the Isle of Man
number 053002C. A member of the Association of International Life Offi ces.

LP028a 01/11

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