U.S. Bancorp: Financial Services Company Profile, SWOT & Financial Report by ICDResearch

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									U.S. Bancorp

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U.S. Bancorp                                                                  Financial Snapshot

                                                                              Operating Performance
Fast Facts
                                         800 Nicollet Mall, Minneapolis,      The company reported revenue of US$21,399.0
Headquarters Address
                                         55402,United States of America       million during the fiscal year 2011 (2011). The
                                                                              company's revenue grew at a CAGR of 1.16% during
Telephone                                 + 1 651 4663000
                                                                              2007 - 2011, with an annual growth of 4.29% over
                                                                              2010. In 2011, the company recorded a net profit
Fax                                       + 1 612 3030782                     margin of 22.77% compared to a net profit margin of
                                                                              16.17% in 2010.
Website                                  www.usbank.com

Ticker Symbol, Stock Exchange            USB (New York Stock Exchange)        Total Income and Margins

Number of Employees                      60,584

Fiscal Year End                          December

Total Income (in US$ million)            21,399.00




SWOT Analysis

Strengths                                Weaknesses

Capital adequacy                         Consistent increase in charge-offs

Diversification strategy                 Significant decrease in P/E ratio

Strong market position

Opportunities                            Threats

Innovative products and services         Credit card debt crisis

Significant increase in financial wealth
                                         Fluctuations in interest rates
of HNWI’s

Strategic alliances                      Increase in compliance costs




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U.S. Bancorp - SWOT Profile                                                                                        Page 1
U.S. Bancorp

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TABLE OF CONTENTS

1     Business Analysis ................................................................................................................................... 5
    1.1       Company Overview ................................................................................................................................................5
    1.2       Business Description ..............................................................................................................................................5
    1.3       Major Products and Services .................................................................................................................................6
2     Analysis of Key Performance Indicators ............................................................................................... 8
    2.1       Five Year Snapshot: Overview of Financial and Operational Performance Indicators ..........................................8
    2.2       Key Financial Performance Indicators .................................................................................................................10
      2.2.1       Total Income and Net Profit Margin .................................................................................................................10
      2.2.2       Asset and Liabilities .........................................................................................................................................11
      2.2.3       Gearing Ratio ...................................................................................................................................................12
      2.2.4       Valuation ..........................................................................................................................................................13
    2.3       Key Competitors ...................................................................................................................................................14
3     SWOT Analysis ...................................................................................................................................... 15
    3.1       SWOT Analysis - Overview ..................................................................................................................................15
    3.2       Strengths ..............................................................................................................................................................15
    3.3       Weaknesses .........................................................................................................................................................15
    3.4       Opportunities ........................................................................................................................................................16
    3.5       Threats .................................................................................................................................................................16
4     Company Statement .............................................................................................................................. 18
5     History .................................................................................................................................................... 20
6     Key Employees ...................................................................................................................................... 22
7     Key Employee Biographies................................................................................................................... 24
8     Locations and Subsidiaries .................................................................................................................. 25
    8.1       Head Office ..........................................................................................................................................................25
    8.2       Other Locations and Subsidiaries ........................................................................................................................25
9     Appendix ................................................................................................................................................ 27
    9.1       Methodology .........................................................................................................................................................27
    9.2       Ratio Definitions ...................................................................................................................................................27
    9.3       Disclaimer.............................................................................................................................................................31




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U.S. Bancorp - SWOT Profile                                                                                                                                                 Page 2
U.S. Bancorp

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List of Tables

Table 1: Major Products and Services....................................................................................................................................6
Table 2: Key Ratios - Annual ..................................................................................................................................................8
Table 3: Key Ratios - Interim ..................................................................................................................................................9
Table 4: Key Capital Market Indicators ..................................................................................................................................9
Table 5: History.....................................................................................................................................................................20
Table 6: Key Employees .......................................................................................................................................................22
Table 7: Key Employee Biographies ....................................................................................................................................24
Table 8: Subsidiaries ............................................................................................................
								
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