Letter-to-Creditors-New-Accounts

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					Consumer Dispute Letter for Creditors re: New Accounts

Date: ____________________

From: ID Theft Victim (insert name, address, telephone)
_________________________
_________________________
_________________________
_________________________

To: (insert business name and address specified for the “fraud” or “billing inquiries” department)
___________________________
___________________________
___________________________
___________________________
___________________________

RE:      Dispute Regarding Account Number(s) ________________

Dear Sir or Madam:

I am a victim of identity theft. I recently learned that my personal information was used
to open an account at your company. I did not open or authorize this account, and I
therefore request that it be closed immediately. I also request that you absolve me of all
charges on the account, and that you do not sell the account for collection. If you have
reported this account to any credit reporting agency, I request that you take all
appropriate steps to remove information about this account from my credit files.

Enclosed with this request is the following documentation (include as applicable):
    1.  Proof of my identity: (check as applicable)
         A copy of my driver’s license or another government-issued identification
card
         A copy of other proof of my address

    2.    Proof of my claim of identity theft: (check as applicable)
           A copy of the my police Identity Theft Report
           A copy of my Identity Theft Affidavit (Consumers should redact information that is
          unrelated to the dispute with this company.)
            A copy of my credit report showing the fraudulent items related to your
          company that are the result of identity theft. (If there is no credit report showing
          information about this account, draw a line through this item. If there is a credit report
          showing information about this account, redact information that is unrelated to the dispute with
          this company.)
Please investigate this matter, close the account and absolve me of all charges, take the
steps required under the Fair Credit Reporting Act, and send me a letter explaining your
findings and actions.

Sincerely,


______________________________
(Signature)

Enclosures: (check as applicable)
    A copy of my driver’s license or other government-issued identification card
    A copy of proof of my address
    A copy of the police Identity Theft Report
    A copy of my FTC Identity Theft Affidavit
    A copy of my credit report identifying information not to be reported (if
       applicable)
   

				
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