Timeline by xuyuzhu



      12-6 months before departure – Budgeting, saving, and applying for funding
               o Estimate your real financial need for study abroad by comparing the cost of study
                   abroad with the cost of attending UT and considering your resources.
                                 Use the interactive budget to compare costs.
                                 Add up your current and prospective financial resources (loans,
                                  scholarships, grants, personal savings, family contributions, work income).
                                 Subtract the cost of study abroad from your total resources to determine
                                  your real financial need.
               o Apply for priority financial aid.
                                 Complete the FAFSA (fafsa.ed.gov) as soon as possible after January 1 and
                                  before the Priority Funding Date. Some resources are allocated on a first-
                                  come, first-served basis.
                                 Meet with an OSFS counselor to get answers to these important questions
                                  (link to Questions to Ask about financial aid)
                                 ALL students should apply for financial aid, even if you have not qualified
                                  in the past.
               o Start applying for scholarships.
                                 Visit the scholarships page for details.
                                 Visit Global Assist to apply online for some UT study abroad scholarships.
                                 Apply for as many scholarships as possible. Most scholarships are not
                                  intended to cover the full cost of your program, but to help cover your real
                                  financial need.
               o Open a savings account for study abroad.
               o Actively seek out sources of funding apart from UT scholarships and financial aid. (Link
                   to ideas on website)
               o Maintain good financial credit and identify a credit-worthy co-signer for student loans.
      9-4 months before departure – Selecting a study abroad program
               o Visit the SAO Program Search Engine to compare programs and costs. (Link to search
               o Be flexible to find a program that fits your budget and needs. Costs vary widely
                   depending on program structure, location and length of time.
               o Choose a second-choice program.
               o Use the budget worksheet to compare costs for your specific programs choices. (Link to
                   comparative cost worksheet)
      7-3 months before departure – Applying for a study abroad program
               o Apply for your study abroad program online on MY SAO.
                   (https://utdirect.utexas.edu/student/abroad/shared_start.WBX) You will be charged a
                   UT application fee that will post on What I Owe.
               o Fill out any additional applications necessary for your program. Some programs charge
                   an additional application fee.
               o Apply for a passport. Check the US Dept. of State’s passport page for current fees.
      3 months before departure – After acceptance to study abroad program
               o Pay for out-of-pocket expenses right after program acceptance such as visa or entry fees,
                   health clearance and immunizations, and program deposit.
               o Check What I Owe and CA$H online periodically for charges, payments, and financial aid.
               o Pay (or defer to financial aid) UT tuition and fees according to the normal UT schedule.
             o    Pay (or defer to financial aid) study abroad program fee according to specific program
   1 month before departure – Final financial planning and preparation
             o Be sure you have a credit card ready and cash set aside for expenses.
             o Gather funds for essential costs abroad not included in your program.
             o Collect disbursement of some UT study abroad scholarships.
             o Accept new financial aid package (E-FAN) and begin loan processing.
             o Make sure all payments are paid or deferred to financial aid on time.
             o Process loans individually and/or with credit-worthy co-signers.
   First day of classes abroad – Arrival expenses
             o Plan for arrival and settling-in expenses like meals, transportation, books and supplies,
                  and personal items. You should have cash available for these initial expenses.
   First day of classes at UT Austin – Financial aid disbursement
             o Financial aid disburses according to the UT calendar, and there is no special schedule for
                  study abroad students.
             o You may not receive your financial aid until after your program begins, so you must plan

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