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					           News from
Birmingham Bloomfield
          Credit Union

                                                                                                                  VEHICLE LOANS

It’s BOGO time at BBCU! For a limited time, Bring One loan* to the credit
union at our regular interest rate and Get One other loan at 1/2 off the
regular interest rate.* It’s that simple – pick any combination!

                                                                                     Auto Loans                   We ‘bring’ the
 Get a BBCU VISA Credit Card for as low as
                                                                                     RV Loans                     dealership
 8.9% APR, and you can get a BBCU vehicle loan
 at 1/2 off our regular vehicle loan rate!
                                                                                     Boat Loans
                                                                                     Motorcycle Loans
                                                                                                                  to you!
 OR                                                                                                               We’ve partnered with My Credit
                                                                                     Mortgage Loans
 Get a BBCU Home Equity Line of Credit and you                                                                    Union Car to offer you a wide
 can get a BBCU Boat Loan at 1/2 off our regular                                     Home Equity Line of Credit    selection of vehicles that can
 boat loan rate!                                                                                                   be brought right to your
                                                                                     VISA® Credit Card             home, workplace – wherever
                                                                                     Signature Loans                it’s convenient for you.
 Get a BBCU Home Improvement Loan and you can
 get a BBCU Motorcycle Loan at 1/2 off our regular                                                                  It’s that simple. Visit
                                                                                     Vacation Loans
 boat loan rate!                                                                                                     www.mycreditunioncar.com
                                                                                     Home Improvement Loans          or call 248-910-8734. Tell
*Rates based on credit history. Certain restrictions may apply. Floor rates apply.                                     us what you’re looking for.
Limited time offer. Subject to change without notice.                                Consolidation Loans               We bring it to you.
BBCU VISA Credit Card, home equity and mortgage loans excluded from
discounted loan rates.                                                               Personal Watercraft Loans
APR = Annual Percentage Rate                                                                                          We have the cure
Don’t Delay! Call Us Today for Details ...or apply 24/7 at www.bbcu.org                                               for the common
                                                                                                                      auto loan!
 Apply today.                                BIRMINGHAM (248) 647-5958                                                New & Used Vehicle Loans
                                             KEEGO HARBOR (248) 683-2920                                              as low as 3.49% APR*
                                                                                                                      with up to 72 months for

                                                                                                                     *APR = Annual Percentage Rate. Rates marked
                                                                                                                     “as low as” vary based on credit history.
                                                                                                                     Certain restrictions may apply. Rates subject to
                                                                                                                     change without notice.
How to avoid getting scammed
  Before you cash a check for a supposed sweepstakes prize,
see www.lookstoogoodtobetrue.com for common scams.
   Check out www.fakechecks.org for videos on how scam artists
trick consumers.
   Never send money to cover taxes or fees for a sweepstakes.
   See an alert on mystery shoppers: tinyurl.com/66r44ms                                                                 Birmingham Office
                                                                                                                            576 E. Lincoln
  Stay away from any buyer who suddenly offers to pay you more than you’re asking for
your car or other item but requires you to wire money back somewhere.                                                  Birmingham, MI 48009
                                                                                                                           (248) 647-5958
 Michigan regulators warned in 2010 of a scam that carried the Allstate Insurance name
                                                                                                                        Fax (248) 647-9239
but did not originate from Allstate. A fraudulent check for $4,970 came into the mail to one
employee of the Michigan Office of Financial and Insurance Regulation. A letter that came                                     Office Hours
with it talked about a big prize and said the check was sent to cover taxes. The consumer                              9 a.m.-5 p.m. Mon-Th
was to wire more than $4,700 to an address in the state of Washington. Big scam.                                          9 a.m.-6 p.m. Fri
   Find more tips on counterfeit checks at tinyurl.com/3m7lkl3                                                        Drive-Thru ATM & Night
                                                                                                                    Depository available 24 hours

                                                                                                                         Keego Harbor Office
                                                                            Skip your loan                              2038 Cass Lake Road
                                                                            BBCU payment!                              Keeg0 Harbor, MI 48320
It’s Perfect for all of                                                     As a member in good standing
                                                                                                                           (248) 683-2920
                                                                                                                         Fax (248) 683-5118
your holiday purchases!                                                     with all loans current, you can
                                                                            choose to skip your December,               Family Service Centers
With fall upon us and                                                       2011 and/or January, 2012 loan
                                                                                                                    For locations, visit our website
the holiday season                                                          payment(s) - some restrictions                 at www.bbcu.org
                                                                            apply; ask us for details. Skip-
right around the corner,               NO HIDDEN FEES!                                                                   Service Center Hours
there’s never been a                                                        A-Payment forms are available
                                       No Annual Fee                        at both BBCU offices. You’ll be               9 a.m.-7 p.m. Mon-Fri
better time to use your
                                       As low as 8.9% APR Fixed Rate        notified upon approval.                         9 a.m.-2 p.m. Sat
BBCU VISA credit card!

  Circulation of $500, $1,000, $5,000 and $10,000
bills officially halted in 1969 in an effort to combat
organized crime. Today, the largest denomination
available is just $100! Curious about what those
larger notes looked like? See them at MoneyFactory.gov/uscurrency/largedenominations.html.
                                                                                                                         Surcharge-Free ATMs
 Fall Back! Don’t forget to set your clocks back one hour on November 6, 2011 for Daylight
Savings Time.                                                                                                      To locate an ATM within 10 miles
                                                                                                                     of your location, please visit
                                                                                                                    www.bbcu.org and click on the
                                                                We’ll Be Closed:                                    “Surcharge Free ATM Locator.”
           Call or click for                                    Monday, October 10 – Columbus Day
                                                                Friday, November 11 – Veterans Day
           our current rates                                    Thursday, November 24 – Thanksgiving
            For up-to-date BBCU savings and                     Monday, December 26 – Christmas
            loan rates, please call us or visit:                Monday, January 2 – New Year’s Day
            www.bbcu.org                                        We’ll Be Open from 9 a.m.-1 p.m.:
                                                                Friday, November 25 (Birmingham Drive-Thru Only)

Wright Communications, Inc. www.wrightdigital.net 6,500 10-11                                                                 MI040-NEWSLETTER- 093011

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