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					DAILY SPENDING RECORD                                                                                                                                                   FORM # 2

MONTH OF _______________


INCOME                   GIVING & SAVING            TOTAL                           HOUSING                                 FOOD                      TRANSPORTATION
                                                   Available                         Electric
  Net                                               Lliving       Mortgage Property  Water        Phone         Other       Food &         Car         Gas &          Car        Repairs
Income         DAY       Giving       Saving        Funds          or Rent  Taxes     Gas         & Cell       Housing      Grocery      Payment        Oil        Insurance     & Other

             BUDGET                                           0

                1                                             0

                2                                             0

                3                                             0

                4                                             0

                5                                             0

                6                                             0

                7                                             0

                8                                             0

                9                                             0
                10                                            0

         0 SUB-TOTAL              0            0              0            0         0        0            0            0            0            0            0             0            0

                11                                            0

                12                                            0

                13                                            0

                14                                            0

                15                                            0

                16                                            0

                17                                            0

                18                                            0

                19                                            0
                20                                            0

         0 SUB-TOTAL              0            0              0            0         0        0            0            0            0            0            0             0            0

                21                                            0

                22                                            0

                23                                            0

                24                                            0

                25                                            0

                26                                            0

                27                                            0

                28                                            0

                29                                            0
                30                                            0

                31                                            0

         0    TOTAL               0            0              0            0         0        0            0            0            0            0            0             0            0

    0        (Over)/Un       0            0               0            0         0        0           0             0            0            0            0             0            0
M#2                                                                                                                                                                                  FORM # 2

                                                                                                                                                         MONTH OF _________________


   LIFE           Clothes      DEBT                  MEDICAL               GIFTS        ENTERTAINMENT & RECREATION                                                     MISCELLANEOUS
                                            Doctor,                                                                                         Personal
     Life                       Debt       Dentist & Medical   Drugs                   Eating                    Activities                  & Hair                    Education Supplies
  Insurance DAY Clothes        Repay        Eye Dr. Insurance & Other      Gifts        Out         Vacation      & Trips       Other        Care        Internet      Expense & Postage      Other

           BUD

             1

             2

             3

             4

             5

             6

             7

             8

             9
            10

          0 Sub            0           0            0        0         0           0            0            0              0           0            0             0            0         0           0

            11

            12

            13

            14

            15

            16

            17

            18

            19
            20

          0 Sub            0           0            0        0         0           0            0            0              0           0            0             0            0         0           0

            21

            22

            23

            24

            25

            26

            27

            28

            29
            30

            31

          0 TTL            0           0            0        0         0           0            0            0              0           0            0             0            0         0           0

       0 OVR           0           0            0        0         0           0           0             0              0           0            0             0            0         0           0
M#2

____



       Small
       Cash
       Items




               0




               0




               0

           0
ANNUAL SUMMARY OF BUDGET RESULTS BY MONTH                                                                                                      FORM # 6
YEAR




INCOME                 GIVING & SAVING    TOTAL                          HOUSING                        FOOD                  TRANSPORTATION

                                         Available                        Electric

 Net                                      Lliving    Mortgage Property    Water      Phone     Other    Food &      Car        Gas &        Car       Repairs

Income      Month      Giving   Saving   Expense     or Rent   Taxes       Gas       & Cell   Housing   Grocery   Payment       Oil       Insurance   & Other


           BUDGET


             Jan


             Feb

             Mar


       0   Qtr 1 YTD        0        0         0          0         0            0        0        0         0            0           0           0        0


       0   Q1 Budget        0        0         0          0         0            0        0        0         0            0           0           0        0


             Apr


             May

             Jun


       0   Qtr 2 YTD        0        0         0          0         0            0        0        0         0            0           0           0        0


       0   Q2 Budget        0        0         0          0         0            0        0        0         0            0           0           0        0


              Jul


             Aug

             Sep


       0   Qtr 3 YTD        0        0         0          0         0            0        0        0         0            0           0           0        0


       0   Q3 Budget        0        0         0          0         0            0        0        0         0            0           0           0        0


              Oct


             Nov

             Dec


       0   Yr Actual        0        0         0          0         0            0        0        0         0            0           0           0        0


       0   Year Bud         0        0         0          0         0            0        0        0         0            0           0           0        0


       0   (Over)/Un        0        0         0          0         0            0        0        0         0            0           0           0        0
RM # 6




      LIFE



      Life

    Insurance




             0


             0




             0


             0




             0


             0




             0


             0


             0
                                                                                                                                                      FORM # 6
                                                                                                                                                 YEAR




             Clothes   DEBT               MEDICAL             GIFTS    ENTERTAINMENT & RECREATION                                      MISCELLANEOUS

                                                                                                                 Personal                                           Small

                       Debt    Doctor &   Medical    Drugs            Eating                Activities            & Hair               Education Supplies           Cash

 Month       Clothes   Repay   Dentist    Insurance & Other   Gifts    Out       Vacation    & Trips     Other    Care      Internet   Expense & Postage    Other   Items


BUDGET


   Jan


   Feb

   Mar


Qtr 1 YTD         0        0         0         0         0        0          0        0            0         0         0          0          0         0        0       0


Q1 Budget         0        0         0         0         0        0          0        0            0         0         0          0          0         0        0       0


   Apr


  May

   Jun


Qtr 2 YTD         0        0         0         0         0        0          0        0            0         0         0          0          0         0        0       0


Q2 Budget         0        0         0         0         0        0          0        0            0         0         0          0          0         0        0       0


   Jul


  Aug

   Sep


Qtr 3 YTD         0        0         0         0         0        0          0        0            0         0         0          0          0         0        0       0


Q3 Budget         0        0         0         0         0        0          0        0            0         0         0          0          0         0        0       0


   Oct


   Nov

   Dec


Yr Actual         0        0         0         0         0        0          0        0            0         0         0          0          0         0        0       0


Total Year        0        0         0         0         0        0          0        0            0         0         0          0          0         0        0       0


(Over)/Un         0        0         0         0         0        0          0        0            0         0         0          0          0         0        0       0
                TOTAL OUTSTANDING DEBTS
                                           FORM # 3
                             CURRENT   INTEREST   MINIMUM
                     NAME    BALANCE    RATE      PAYMENT
CREDIT CARDS

   CARD # 1
   CARD # 2
   CARD # 3
   CARD # 4
   CARD # 5
   CARD # 6
   CARD # 7
   CARD # 8
   CARD # 9
   Sub-Total                                            0

SCHOOL LOANS

   LOAN # 1
   LOAN # 2

CAR LOANS

   LOAN # 1
   LOAN # 2
   Sub-Total                                            0

OTHER LOANS

   LOAN # 1
   LOAN # 2
   LOAN # 3
   LOAN # 4
   LOAN # 5
   Sub-Total                                            0

NON-MORTGAGE DEBTS           $     -              $     -

HOME MORTGAGE


GRAND TOTAL                  $     -              $     -
                                     TOTAL YEAR GIFT LIST
                                                                                                   FORM # 5

                 BIRTHDAY        CHRISTMAS        ANNIVERSARY GRADUATIONS MOTHER'S DAY              SHOWERS           OTHER

        NAMES       BUDGET           BUDGET           BUDGET           BUDGET       FATHER'S DAY    WEDDINGS          BUDGET




TOTAL           $            -   $            -   $            -   $            -   $         -     $         -   $            -


                GRAND TOTAL                       $            -   Divided by 12=   $         -
                       Spending Plan Worksheet by Category
                                                                               FORM # 1
Income Per Month:                   Totals       Deduct from Gross Income:
Salary #1                                        Giving
Salary #2                                        Taxes & Other Deductions
Other Income                                     Savings / 401K
Total Income                        $        -   Available Living Funds

Housing:                                         Medical:
Mortgage or Rent                                 Doctor
Home Insurance                                   Dentist
Property Taxes                                   Eye Doctor
Electricity                                      Drugs & Medicines
Gas                                              Medical Insurance
Water and Sewer                                  Other Medical
Telephone & Cell Phone                           Total Medical             Ave. 8%
Home Maintenance
Other                                            Gifts                     Ave. 2%
Total Housing            Ave. 33%   $        -
                                                 Entertainment & Recreation:
Food & Grocery           Ave. 16%                Eating Out
                                                 Vacation
Transportation:                                  Activities
Car Payments                                     Babysitters
Gas & Oil                                        Personal - Husband
Car Insurance                                    Personal - Wife
Annual Fees                                      Trips
Car Repair                                       Other
Total Transportation     Ave. 16%   $        -   Total Entertainment       Ave. 8%

Life Insurance            Ave. 2%                Miscellaneous:
                                                 Personal Care Items
Clothing:                                        Laundry & Cleaners
Wife                                             Education/Childcare Exp
Husband                                          Hair Care Services
Kids                                             Office Supplies
Total Clothing            Ave. 5%   $        -   Internet access
                                                 Postage
Debts:                                           Other
Credit Cards                                     Total Miscellaneous       Ave. 5%
Family Loans
Other Loans
Total Debts               Ave. 5%   $        -

NET SPENDABLE INCOME                $        - = TOTAL EXPENSES
ORM # 1
    Totals




    $        -




    $        -




    $        -




    $        -




    $        -
                   MONTHLY ASSESSMENT OF BUDGET RESULTS
MONTH OF                                                                                 FORM # 7
                    Amount
 Expense Item     (Over)/Under          Reason for Difference                             Future Action




Specific Areas to Celebrate (Year to Date)
      Item          Amount                                      Reason for Celebration




Specific Areas to Watch Closely (Year to Date)
      Item          Amount                                      Reason to Watch Closely
                        DETAILS OF YOUR TIMING ACCOUNT
        Expenses you have paid yourself!                                  FORM # 8
         Monthly
         Transfer          Savings   Property     Auto    Christmas            Other   Other
Month    Amount             Acct      Taxes     Insurance   Gifts   Vacation
Jan                 0
Feb                 0
Mar                 0
Apr                 0
May                 0
Jun                 0
Jul                 0
Aug                 0
Sep                 0
Oct                 0
Nov                 0
Dec                 0

             PAYMENTS MADE FROM TIMING ACCOUNT
          Total
         Transfer          Savings   Property     Auto    Christmas            Other   Other
Month    Amount             Acct      Taxes     Insurance   Gifts   Vacation
Jan                 0
Feb                 0
Mar                 0
Apr                 0
May                 0
Jun                 0
Jul                 0
Aug                 0
Sep                 0
Oct                 0
Nov                 0
Dec                 0


                            CURRENT RUNNING TOTAL
          Total
         Transfer          Savings   Property     Auto    Christmas            Other   Other
Month    Amount             Acct      Taxes     Insurance   Gifts   Vacation
Jan                 0           0          0          0         0         0        0       0
Feb                 0           0          0          0         0         0        0       0
Mar                 0           0          0          0         0         0        0       0
Apr                 0           0          0          0         0         0        0       0
May                 0           0          0          0         0         0        0       0
Jun                 0           0          0          0         0         0        0       0
Jul                 0           0          0          0         0         0        0       0
Aug                 0           0          0          0         0         0        0       0
Sep                 0           0          0          0         0         0        0       0
Oct                 0           0          0          0         0         0        0       0
Nov                 0           0          0          0         0         0        0       0
Dec                 0           0          0          0         0         0        0       0

				
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