FreePost Authority Number 331, Auckland, New Zealand.
Fly Buys Visa
PO Box 2579
Fly Buys Visa
Want to shrink your
credit or store card deBt?
For as long as it takes to pay off. Just use
your Fly Buys Visa to enjoy this offer.
0800 653 433 | flybuysvisa.co.nz
2264 FLY Visa Balance Transfer Form_2cg.indd 1 1/02/12 1:24 PM
transfer your outstanding Your details
12 month period from the date of your balance transfer, and in any following
12 month period thereafter until the transferred balance is paid in full.
2. Any transferred balance must be a debit balance on another bank’s credit card or
balance to your fly Buys Visa. *Your Fly Buys Visa card number: an accepted store card and your Card must remain within 95% of its credit limit
after the balance has been transferred.
3. The balance to be transferred must be completed in dollars and cents, and the
minimum balance transfer amount is $500.
*Name as on your Fly Buys Visa:
You’ll pay a low 4.95% p.a. interest on the balance 4. The balance transfer is subject to BNZ approval.
5. BNZ reserve the right to refuse a balance transfer request.
transferred – and not just for a limited time.
*home telephone number: *Work telephone number: 6. BNZ will only transfer the balance as shown on the form and accepts no
You can continue to enjoy this incredible rate responsibility for transactions which are not included in the balance as shown on
until the balance is paid off, as long as your card ( ) ( )
7. If additional transactions are debited to your existing credit card or store card over
remains active. to keep it active simply use the and above the balance transfer amount you have specified, you will remain liable
card to make a purchase and/or cash advance at to repay those additional debts to your other bank account and we may not be able
details of the non BNZ card you want to transfer from to action a request to close that other credit card account or store card.
least once every 12 months. 8. Unless BNZ agrees otherwise, balances may only be transferred from
*Your credit card number: New Zealand issued Visa, MasterCard, American Express, Diners, GE CreditLine,
It costs nothing to transfer your balance and (non BNZ issued credit cards only. An American Express card has only The Warehouse Financial Services Credit and Store Cards, Fisher & Paykel
15 numbers): Finance issued Q Cards and Farmers Cards. Excludes Fly Buys Visa and other
only takes a few minutes to apply. But do it soon, BNZ issued cards.
because the offer ends 11 April 2012. 9. If a payment is due on the other bank’s credit card or charge account within
the next 10 business days from the date you posted the application, please make
*Name as on your credit/store card: the payment.
10. BNZ accepts no liability for late payments or any other payments arising from
closing of your bank’s credit card or store card and will not be liable for any
overdue payment or interest incurred.
Balance Transfer takes the current outstanding balance from *Name of issuing bank/company: 11. BNZ will charge interest on any balance transferred from the date your debit
balance transfer is made until you repay the transferred amount in full.
another bank* or certain Finance Company's credit or store card
12. Balance transfers are not eligible for Fly Buys Points.
and moves it to your existing Fly Buys Visa.
close and transfer 13. Payments to other card issuers will normally be completed within ten business
days from receipt of your request.
how do I make a Balance transfer? *the amount to transfer is $ . 14. This request is not an application for an increase in credit limit.
→ You can transfer the outstanding balance from any (Must be completed in dollars and 15. Your Credit Card terms and conditions set out how payments are applied to your
outstanding balance and how they will be applied will be determined by us at our
New Zealand issued VISA, American Express or MasterCard cents, and be a minimum of $500.)
discretion. However, generally payments will be applied to your GlobalPlus/BNZ
Credit Card as follows, which will result in balances subject to a lower interest
(excluding Fly Buys Visa and other BNZ issued credit cards) Note: Please ensure you have sufficient funds on your Fly Buys Visa rate being paid off first:
as well as Diners Club, GE Creditline Cards, The Warehouse to process this amount. Your Fly Buys Visa must remain within 95%
(a) to any fees and interest, then to any transactions (including balance transfer
Financial Services Credit and Store Cards, Fisher & Paykel of its credit limit after the balance has been transferred. transfers balances and purchase balances) that have a lower interest rate than the standard
are usually processed within 10 business days from receipt of request. annual debit interest rate (with the lowest rate transactions repaid first if there
Finance issued Q Cards and Farmers Cards. is more than one interest rate applicable to transactions that is lower than the
standard annual debit interest rate);
I'd also like to close the non BNZ credit/store card account,
→ There are no Fly Buys Points or interest free days on the (b) to any Cash advances, then purchases processed prior to your current statement;
which has the closing balance above. (Please note: BNZ cannot
balance transferred. guarantee the closure of this account).
(c) to any Cash advances, then purchases on your current statement.
→ If you don’t have a Fly Buys Visa, you will need to complete sign and send
If you have more than one card balance you would like to transfer to
an application. You can do this online at flybuysvisa.co.nz your Fly Buys Visa simply photocopy this form, or call 0800 653 433 I confirm that I have read, understand and agree to the conditions of
or call 0800 653 433 for an application form.** to request an additional form. acceptance
*Mandatory details. Account owner's signature:
To transfer your balance simply complete the form and
freepost it back to us (balance transfers are subject to approval).
conditions of Acceptance date: M M d d Y Y
*Excludes BNZ. 1. To retain the Balance Transfer rate of 4.95% p.a. your account must be in
compliance with your card's terms and conditions (in respect to Payments) Additional/Joint cardholder's
**BNZ normal lending criteria and account fees apply. and you must be actively using the Fly Buys Visa credit card account you have signature:
transferred a balance to. BNZ reserves the right to increase the interest rate
applying to the transferred balance on inactive accounts to the prevailing
purchase interest rate on your credit card for the remaining life of the balance. date: M M d d Y Y
You will be deemed inactive if you have not made a purchase and/or cash advance in the
2264 FLY Visa Balance Transfer Form_2cg.indd 2 1/02/12 1:24 PM