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An extra special banking package National Bank offers for

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					                                           An extra special banking package – National Bank offers for
                                             Midwifery & Maternity Providers Organisation that are too
                                                                                       good to ignore


          Take advantage of the valued relationship Midwifery & Maternity Providers Organisation
          has with The National Bank and talk to us about discounted banking and fee savings
          today. They include:


         Package Benefits                                                                                       Personal and UDC Vehicle Loans
                                                                                                                • Personal loans are a cost effective way of borrowing for the
         Everyday banking – fee savings                                                                           medium term, or consolidating any existing debt you may
         With the National Bank Freedom account you’ll get unlimited                                              have. Package members benefit from no loan approval
         automated and manual transactions, and your monthly account                                              fee and a discount of 0.50% p.a. off the National Bank
         fee (normally $5.00) will be waived if you deposit at least                                              Standard Personal Loan interest rate.
         $2,500 each month*. With your Freedom account you can                                                  • A Vehicle Loan from UDC, an independently operated part
         also choose a Visa Debit card with no annual account fee.                                                of ANZ (which The National Bank is also part of) could be
         * Deposits exclude transfers made between any of your National Bank                                      the ideal solution you are looking for to purchase your next
           accounts.
                                                                                                                  vehicle. Package members can get a discount of 0.50% p.a.
         Credit cards – fee savings                                                                               off the standard UDC Vehicle Loan interest rate.
         Choose from our full range of National Bank personal credit                                            National Bank and UDC Finance Limited lending criteria, terms,
         cards. Get a card and get the annual account fee waived                                                conditions and fees apply. Minimum National Bank loan amount is
                                                                                                                $3,000 and UDC Vehicle loan is $10,000.
         (including an additional card fee) for 12 months.
         Home Loans discounts                                                                                   Eligibility
         Staff members benefit from special discounts on interest rates                                         You are eligible for the <employee name> banking package as
                                                                                                                 You are eligible for the Midwifery & Maternity Providers
         for floating rate, flexible and new fixed rate home loans:                                              Organisation banking package as long as you are a member
                                                                                                                long as you are a permanent employee of <employer name> and
                                                                                                                 of the Midwifery & Maternity Providers Organisation and have
         • Floating rate loans – 0.25% p.a. off our floating interest rate                                      have your salary credited to a National Bank transaction account.
                                                                                                                 your salary credited to a National Bank transaction account.
         • Fixed rate loans – 0.25% p.a. off our fixed interest rates                                              Switching to The National Bank
         • Flexible home loans – 0.25% p.a. off our Thoroughbred                                                   Once you are ready to move to The National Bank, and enjoy the
           Flexible loan interest rate                                                                             Banking package benefits, simply contact:
                                                                                                                         Sarah O'Hagan                             Business Banking Manager
         You will also receive a contribution of up to $500 towards
                                                                                                                         sarah.o'hagan@nbnz.co.nz
         legal costs when purchasing a new home or refinancing from
                                                                                                                          03 3682481
         another bank.
         If you get a Thoroughbred Flexible loan, the monthly account                                           We’ll tailor a banking package to suit your needs, keep
         fee will be waived.                                                                                    you informed about the switching process and provide
         Home loan applications through brokers are not eligible for package                                    a dedicated contact.
         concessions.

         Pre-approved Overdrafts
         You can also take advantage of a pre-approved overdraft on
         your National Bank Freedom account. Limits are based on your
         gross salary of:
         • $30,000-$59,000 - $500 pre-approved overdraft limit
         • $60,000+ - $1,000 pre-approved overdraft limit.



         Our lending criteria, terms, conditions and fees apply to National Bank and UDC products. For home loans, where borrowing over 80% of a property’s value is approved, a low equity premium on a
         graduated scale will apply and a registered valuer’s report will be required. A copy of the Bank’s Disclosure Statement under the Reserve Bank of New Zealand Act 1989 is available on request from
         any National Bank branch, free of charge. All package details are correct as at 1 July 2011, and are subject to change.




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