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Checking Premie

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									                               Premie
               Convenie               Relations 50 Plus Student Value
                                  r
 Checking        nce                     hip    Checki Checkin Checkin
                               Checki
               Checking               Checking    ng       g      g
                                 ng
               You want all    You keep    You have       You are     You are      You want
               the benefits    a higher    higher         age 50 or   age 18 or    the
               of hassle-      balance     combined       over and    older and    flexibility
               free banking    and         account        want to     enrolled     of no
               and a low       would       balances       earn        as a full-   minimum
               minimum         like to     (deposits      interest    time         balance
               balance         earn        and loans)     with a      student      for a low
Best for you
                               interest    and enjoy      low                      monthly
if:
                                           money          minimum                  fee
                                           managemen      daily
                                           t tools that   balance
                                           make
                                           banking
                                           even more
                                           hassle-free

               First 12        $2,500      $20,000        First 12    No           No
Minimum     months                         combined       months      minimum      minimum
daily       waived, then                   deposit        waived,     balance      balance
balance     $100                           and/or         then        required     required
required to                                outstanding    $100
waive                                      loan balance
monthly fee                                (excluding
                                           mortgage)

               $15             $25         $25            $10       $0             $3
               Waived if       Waived if   Waived if      Waived if                Plus
               you maintain    you         you            you                      $0.50 per
               the             maintain    maintain the   maintain                 check
Monthly fee
               minimum         the         combined       the                      after first
               daily balance   minimum     daily          minimum                  8 per
                               daily       balance of     daily                    statement
                               balance     $20,000        balance                  cycle
               No              Tiered     Yes             One rate No              No
Pays                           rates that                 regardles
interest                       continue                   s of
                               to                         balance
                                increase
                                with
                                account
                                balance
TD Bank        Free ATM access at over 5,400 TD Bank and TD Canada Trust ATMs,
ATM            plus we'll reimburse other banks' ATM fees when you maintain a
Surcharge      minimum daily balance of $2,500.1 Optional benefit for Student
Reimbursem     Checking Customers: link to a parent's checking account to meet the
ent            $2,500 daily balance requirement.

               Automatic overdraft service that allows us to approve a debit card
               purchase or ATM withdrawal even when you don't have enough money
               available in your checking account. You must enroll to be covered by
TD Debit
               TD Debit Card Advance.
Card
AdvanceSM
               You'll pay a $35 fee for each transaction you make with your debit
               card if there is not enough money available in your account to cover
               the transaction(s) at the end of the day.

               First order of   First       FREE           FREE        First order   First order
               checks FREE      order of    standard       standard    of checks     of checks
               plus             checks      checks or      checks,     FREE plus     FREE plus
               unlimited        FREE plus   50% off any    money       unlimited     unlimited
               transactions     unlimited   other style    orders      transactio    transactio
Checks and
                                transacti   plus           and bank    ns            ns2
Transactions
                                ons         unlimited      checks
                                            transactions   plus
                                                           unlimited
                                                           transacti
                                                           ons
Free Visa®     1 point for      1 point   1 point for      1 point     1 point for 1 point for
Debit Card     every dollar     for every every dollar     for every   every       every
with Extras    spent.3          dollar    spent.3          dollar      dollar      dollar
Reward                          spent.3                    spent.3     spent. 3
                                                                                   spent.3
Points
Online        Free              Free        Free           Free        Free          Free
Banking
with Bill Pay
Moneyline      Yes4             Yes4        Yes4           Yes4        Yes4          Yes4
Overdraft
Protection
Available
                                     Combined        Safe       Two
                                     statement       Deposit    overdraft
                                     for all         Box        fees
                                     accounts        discount   automatic
                                                                ally
                                     Earn more       FREE       refunded
                                     interest        Money      per
                                     when you        orders     academic
                                     sweep           and        year
                                     excess funds    official
                                     into a          Bank       FREE
                                     higher-         Checks     Convenien
                                     interest                   ce Savings
                                     Savings                    account
Additional
                                     account
Features
                                                                Automatic
                                     Transfer                   sweep to
                                     fees waived                your
                                     for overdraft              Savings
                                     protection                 account
                                     services                   helps you
                                                                save more
                                     Special
                                     offers from                Transfer
                                     TD Ameritra                fees
                                     de                         waived for
                                                                overdraft
                                                                protection
                                                                services




Convenience Checking

   No minimum initial deposit to
    open account
   No minimum daily balance
    required for first year, then $100
   $15 monthly maintenance fee
    waived if you meet the minimum
    daily balance requirement



Premier Checking
        No minimum initial deposit to
         open account
        $2,500 minimum daily balance
         required
        $25 monthly maintenance fee
         waived if you meet the
         minimum daily balance
         requirement

    Value Checking
        No minimum initial deposit to
         open account
        No minimum daily balance
         required
        $3 monthly maintenance fee
        8 checks allowed per statement
         cycle, then $0.50 per check




50 Plus Checking
       No minimum initial deposit to open account
       No minimum daily balance required for first year, then $100
       $10 monthly maintenance fee waived if you meet the minimum daily
        balance requirement


          Current APY*            Required Min. Daily Balance


          0.05%                   $0.01
 Relationship Checking
     No minimum initial deposit to open account
     $20,000 combined deposit and/or outstanding loan balance (excluding
      mortgage)
     $25 monthly maintenance fee waived if you meet the combined
      balance requirement

  Student Checking
     No minimum initial deposit to open account
     No minimum daily balance required
     No monthly maintenance fee



 You must be age 18 or older, actively enrolled at an institution and
 display a student ID or receipt for payment to be eligible for this account.
                                  Citizens Bank

Compare All Checking Accounts
                                                             Monthly
                                                                              How to        Free
Low Fee Checking Features                                   Maintenance
                                                                        Waive Monthly Fees Checks
                                                                Fee

                                                                        $1,500 average daily
Green Checking                                                               balance or
Learn more |     Low Fee checking plus so much more.        $4.99 or $0 5 qualifying payment   No
Open now                                                                  transactions per
                                                                                month

                                                             Monthly
                                                                              How to        Free
Student Checking Features                                   Maintenance
                                                                        Waive Monthly Fees Checks
                                                                Fee

Student Money
                 Receive exclusive discounts, cash back
Bundle™
                 rewards and gadget protection along with      $3.99            N/A            No
Learn more |
                 financial management basics.
Open now

                                                             Monthly          How to        Free
Interest Checking Features
                                                            Maintenance Waive Monthly Fees Checks
                                                                           Fee

Circle Gold
Checking with                                                                           $20,000
                      Our highest level of checking with all the
Interest                                                               $20.00 or $0 monthly combined         Yes
                      rewards, interest and special perks.
Learn more |                                                                            balance
Open now

Circle Checking
                      Checking with interest, savings and                               $7,500
with Interest
                      borrowing benefits in one convenient             $15.00 or $0 monthly combined         Yes
Learn more |
                      package.                                                          balance
Open now

                                                                                   $2,500 average daily
Personal Checking
                  A competitive-rate checking account with                              balance or
with Interest
                  no monthly fee when you have a low                   $9.99 or $0 5 qualifying payment      No
Learn more |
                  minimum balance.                                                   transactions per
Open now
                                                                                           month

                                                                        Monthly
Relationship                                                                             How to        Free
                      Features                                         Maintenance
Checking                                                                           Waive Monthly Fees Checks
                                                                           Fee

Circle Checking       Earn greater rewards when you maintain a                $5,000
Learn more |          moderate combined checking and savings $15.00 or $0 monthly combined                   Yes
Open now              balance.                                                balance
1
    Eligible balances include checking, savings, CDs, loans and lines of credit. See a banker for details.

                                                   PNC Bank

Your Selected                             Free Checking        Performance Checking        Performance Select
                                                                                                Checking
Accounts
    Compare All


                                     (Hide)                   (Hide)                    (Hide)




Account Features and Fees


                                              None                       $2,500            $10,000 - Including
Average Monthly Balance to Avoid
                                                                                          Balances of up to Nine
Monthly Service Charge                                                                    Additional PNC Checking
                                                                                                  Accounts


Monthly Service Charge                                                   $15                        $25


Balance Earns Tiered Interest                                            Yes                        Yes


                                    Yes, fees reimbursed        Yes, fees reimbursed       Yes, fees reimbursed
Free Global ATM Usage1              when Average Monthly        regardless of account      regardless of account
(PNC and Non-PNC ATMs)               Balance is $2,000 or              balance                    balance
                                            more1




Free Banking Rewards Program,
PNC pointsSM
                                             Yes                        Yes                         Yes


Points for Qualifying Check Card                                                                      
           Purchases:


                                          2 Point/$1                  2 Point/$1                 2 Point/$1
     for gas, grocery, and
     drugstore


                                          1 Point/$1                  1 Point/$1                 1 Point/$1
     for all other purchases


Online bill pay. PIN purchases at   25 per (up to 500 points   25 per (up to 500 points   25 per (up to 500 points
point-of-sale, direct debits from           monthly)                   monthly)                   monthly)
checking




Additional Account Features


Discounts on Loans with Direct                Yes                        Yes                        Yes
Debit of Payment from Any PNC
Checking Account2


                                                                         Yes                        Yes
Bonus Rates on Select CDs and
IRA CDs


Free Select Design Checks                                 Yes                  Yes


Free Standard American Express®                           Yes                  Yes
Traveler's Cheques


Free American Express Traveler's                          Yes                  Yes
Cheques for Two



Free Cashier's Checks                                     Yes                  Yes


Free Stop Payment Orders                                  Yes                  Yes


Free Identity Theft Reimbursement                     Up to $5,000        Up to $10,000
Insurance3


Discount on Safe Deposit Box                     $10 Annual Discount   $100 Annual Discount


Free Additional Checking Accounts                                           Up to Nine


Free Money Market or Savings                                                Up to Five
Accounts


Free Domestic Wire Transfers                                                   Yes




                                    Bank of America

								
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