5 Important Things to Remember to Get the Best Mortgage The market of new houses is now experiencing a great increase in sales and profit. Old houses are now being traded for newer ones. A great way to finance your new home purchase is to mortgage. If there are instances that you are not eligible because of some credit concerns, you should not worry. You can still plan for it in the future. It is probable that in just a few months, you can buy a home if you consider the following tips: 1. Do not make too much purchases for the next couple of months. Instead, prepare money for your down payment. The reason for this is that even a debt of only 15,000 dollars will still appear unpleasant to the mortgage lenders credit score system. 2. Do not choose a very costly home especially if it is just going to jack up your expenses. You have to ensure that you are able to pay for your debt load consistently, so before choosing the type of house you want, consider your income first. 3. Do not get disqualified for a mortgage. Make sure that you will get approved. In order to qualify, you are required to submit your credit information to a mortgage lender. And you must allow your lender to get your credit report and debt/income data. 4. Do not forget the form of money personality you have before taking a mortgage. 5. Keep in mind that home possession may provide many problems. The charge of non-payment on a loan is a lot larger than the fine of missing a rent fee. Therefore, if you are planning to apply for a mortgage, be sure to remember these five important things in order to end up successfully with the best mortgage there is. It is true that I have spent many years using the online shopping tool to buy my software and stuff and I do had this weird feeling "not save, and better be careful". During this time it has been my job to relate the desires and instincts of many to the where, how, and when to apply this tips. Still, I thought, am I justified in writing a forward to a book dedicated solely to the buying tips? Then friend answered my question. And with his answer he made me understand instantly the yes of my own ways of understanding the needs. He said, "Kanicen, you've worked with this online stuff for quite sometimes. You should know all those tips, tricks, and you will be able to open the save door for the rest of us. And that's what this book is truly about, not just building my network, but being free to create without thinking on what to give others." I was inspired with my friend's idea on how to guide all of those online shoppers outside there to consider few things before making buying decision. So what I did here is by using all the experience I have to reduce the disparity between affordable and high cost E-book. This is something I think all the shoppers would have deeply appreciated.