Financial Markets Inc (PDF) by jennyyingdi

VIEWS: 5 PAGES: 3

									         250                              10                             1                            72                             98
 WHAT DO THESE NUMBERS MEAN TO YOU?

                 250 - The number of units of insurance you can issue
                 10 - The number of questions the applicant has to answer to get covered
                 1 - The number of additional underwriting items - a phone interview
                 72 - The number of hours to underwrite the case after the app is received
                 98 - The percent of commission to the agent (20 and 30 year term)
      HAVE YOU GOT A CLIENT LOOKING FOR SIMPLE ISSUE TERM?
            THIS COULD BE THE RIGHT PRODUCT FOR YOU!

                                                                                 n Up to 98% commission
FACE AMOUNT $100,000 - 20 YEAR TERM                                              n A- (Excellent) Rated company by A.M. Best
          MALE - AGE 30                                                          n Guaranteed level premium periods of 10,
  PREFERRED NON-TOBACCO RATE                                                       15, 20 and 30 years
                                                               Annual
                                                             Premium             n Face amounts up to $250,000*
FIDELITY LIFE ASSOCIATION:               $174                                    n Issues ages from 16 to 75
Indianapolis Life Insurance Company:     $174                                    n Commissionable policy fee
Transamerican Occidental Life Insurance: $194
Lincoln Benefit Life Company:            $210                                    n Conversion option available
Western-Southern Life Assurance Company: $216                                    n No medical examinations.
Source: Compulife. Premium rates current as of 8/23/06.                            No testing and no waiting for results.**
View full comparison on-line at www.fm-inc.com and click on What’s New.
                                                                              FAST, HASSLE-FREE PURCHASE EXPERIENCE!


             Run personalized quotes or view the product details on-line at
              www.fm-inc.com and click on Products then Term Life.
               Contact Financial Markets, Inc. for all your life insurance needs!

                                                                Financial Markets, Inc.
                                                                800-888-2829
                                                                www.fm-inc.com - Marketing@fm-inc.com
*Face amount depends on issue age. ***Occasionally a medical exam, test or report will be ordered to assist a customer in clarifying or correcting an
item of medical history. For agent use only.
Financial Markets, Inc.                                                                                                                          August 23, 2006
Pick 5 Policy Analysis - Page 1 of 2            (GUARANTEED Maximum Annual Premiums)


Prepared for Valued Client by Financial Markets Inc                                                                                                 South Dakota

Face Amount: $100,000 Age Last: 30 Nearest: 30 Male Preferred Non-Smoker
1) Fidelity Life Association - Rapid Decision Term - 20 Year                  Pf
2) Indianapolis Life Insurance Company - Term 2005 - 20 Year Level Term       Pf
3) Transamerica Occidental Life Insurance - Trendsetter Super 20              Pf
4) Lincoln Benefit Life Company - GT Gold 20 - 20 Year                        Pf
5) Western-Southern Life Assurance Company - 20-Year Guaranteed Level Term    Pf
           Guar.                              1) 20 Year                     2) 20 Year             3) 20 Year                  4) 20 Year                 5) 20 Year
             1                                  174.00                         174.00                 194.00                      210.00                     216.00
             2                                  174.00                         174.00                 194.00                      210.00                     216.00
             3                                  174.00                         174.00                 194.00                      210.00                     216.00
             4                                  174.00                         174.00                 194.00                      210.00                     216.00
             5                                  174.00                         174.00                 194.00                      210.00                     216.00
          Accum.                                870.00                         870.00                 970.00                    1,050.00                   1,080.00
             6                                  174.00                         174.00                 194.00                      210.00                     216.00
             7                                  174.00                         174.00                 194.00                      210.00                     216.00
             8                                  174.00                         174.00                 194.00                      210.00                     216.00
             9                                  174.00                         174.00                 194.00                      210.00                     216.00
             10                                 174.00                         174.00                 194.00                      210.00                     216.00
          Accum.                              1,740.00                       1,740.00               1,940.00                    2,100.00                   2,160.00
             11                                 174.00                         174.00                 194.00                      210.00                     216.00
             12                                 174.00                         174.00                 194.00                      210.00                     216.00
             13                                 174.00                         174.00                 194.00                      210.00                     216.00
             14                                 174.00                         174.00                 194.00                      210.00                     216.00
             15                                 174.00                         174.00                 194.00                      210.00                     216.00
          Accum.                              2,610.00                       2,610.00               2,910.00                    3,150.00                   3,240.00
             16                                 174.00                         174.00                 194.00                      210.00                     216.00
             17                                 174.00                         174.00                 194.00                      210.00                     216.00
             18                                 174.00                         174.00                 194.00                      210.00                     216.00
             19                                 174.00                         174.00                 194.00                      210.00                     216.00
             20                                 174.00                         174.00                 194.00                      210.00                     216.00
          Accum.                              3,480.00                       3,480.00               3,880.00                    4,200.00                   4,320.00


                                                                                          NOTE: Every effort has been made to assure the accuracy of this information
                                                                                          but we cannot guarantee accuracy and are not liable for errors or omissions.
Financial Markets, Inc.                                                              August 23, 2006
Pick 5 Policy Analysis - Page 2 of 2          (Summary of Policies)


Prepared for Valued Client by Financial Markets Inc                                    South Dakota

Face Amount: $100,000 Age Last: 30 Nearest: 30 Male Preferred Non-Smoker

Policy                                                       A.M. Best Ratings**
 1- Fidelity Life Association                                       A- (6-2-05)
    Rapid Decision Term - 20 Year (Select Non-nicotine)            AMB # 06386
      Renewable to 95, convertible to 40 (age last)
      20 Year level term with an annual premium of $174.00 guaranteed for 20 years
      Other Modes: Monthly $15.14, Quarterly $48.72, Semi-Annual $90.48

2- Indianapolis Life Insurance Company                           A gu (7-13-06)
   Term 2005 - 20 Year Level Term (Preferred Non-Tobacco)         AMB # 06552
     Renewable to 95, convertible to 70 (age nearest)
     20 Year level term with an annual premium of $174.00 guaranteed for 20 years
     Other Modes: Monthly $15.23, Quarterly $45.24, Semi-Annual $88.74

3- Transamerica Occidental Life Insurance                        A+ g (6-21-06)
   Trendsetter Super 20 (Preferred Non-Smoker)                    AMB # 06848
     Renewable to 95, convertible to 50 (age last)
     20 Year level term with an annual premium of $194.00 guaranteed for 20 years
     Other Modes: Monthly $16.98, Quarterly $51.41, Semi-Annual $100.88

4- Lincoln Benefit Life Company                                  A+ r (11-7-05)
   GT Gold 20 - 20 Year (Preferred No-tobacco)                    AMB # 06657
     Renewable to 95, convertible to 75 (age last)
     20 Year level term with an annual premium of $210.00 guaranteed for 20 years
     Other Modes: Monthly $18.38, Quarterly $56.70, Semi-Annual $109.20

5- Western-Southern Life Assurance Company                     A++ g (6-21-06)
   20-Year Guaranteed Level Term (Preferred Nontobacco)           AMB # 09071
     Renewable to 96, convertible to 50 (age last)
     20 Year level term with an annual premium of $216.00 guaranteed for 20 years
     Other Modes: Monthly $21.17, Quarterly $60.48, Semi-Annual $112.32


   NOTE: Every effort has been made to assure the accuracy of this information
   but we cannot guarantee accuracy and are not liable for errors or omissions.

								
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