The Virtual Office….
The Home Page: Hamptons Art work w/5 boxes below. Boxes would be little sun &oceans…
When touching them you would see icon instructions…. I.e.: 1 st box
Our Mission Statement: You no longer have to be a genius to get a Mortgage…
(Open to Einstein sitting around the table w/ other scientists gathered around.)
Our success is all-relative…
Hampton Mortgage Corp is an employee owned mortgage provider. Using a modern team management
approach to loan processing, each member of the team has a vested interest in the successful outcome of
your loan application. The team reviews your individual situation first hand before your hard-earned money
is spent on an application fee or an appraisal(s), and your left with negative results. We provide direct
input and a personal touch to each file to insure quality control, and a clear cut direction before hidden
obstacles grind your loan request to a halt or worse. It’s the smarter way to do business. That is why our
success rate is so unusually high. You should expect that from a small company of highly qualified owner-
Need to learn more about the Hamptons Mortgage Corp?
Our Company history…
In April of 1989 we sent letters to all our clients and friends announcing the formation of a new mortgage
provider. Located in the beautiful hamlet of Amagansett NY, we formed the Hamptons Mortgage Corp.
Having had bad experiences working for large corporations gave us the inspiration to do better and made us
want to strike out on our own. We had several objectives in mind . Most importantly we knew two
important facts. 1) Offering the lowest most competitive rates is often the single most reason why people
do business with a mortgage company. 2) But giant corporate lending policies are out of place in today’s
market place, especially when your head quarters are in a small town setting. We decided to focused on
lower over-head costs to keep our competitive pricing second to none. We then began advising our clients
in a usual way. We took the time to explain how each program worked. By educating the client we helped
them to make intelligent choices. We explained that while some choices might save money, others might
save them aggravation. We gave them an accurate example of closing costs and a time line of events - so
that they understood the count down of days to a closing date. During the process we developed a trust, and
Our Objective is always the same. Put your self in the client’s shoes, and you begin to put people at ease.
We decided to make buying a home; refinancing; building a new house; or applying for a second mortgage
a pleasant experience. Our goal is to remove the pressure, and make the client feel comfortable. Eventually
you become comfortable knowing you’re in the hands of some very knowledgeable people. The reason we
feel our approach is a success is because most of our new clients come from the referral of a satisfied
customers, real estate professional, and friendly word of mouth.
Our small town concept of treating people graciously has eventually paid off. We’ve grown from
$8,000,000 a year in loan origination’s to $53,000,000. Ours is not a vast universe simply filled with large
numbers. Our system is small, and our team approach to loan processing allows us to consistently treat our
clients personably, and meet their needs fast and professionally. We get to know our clients because we
care what they think about us.
Who’s on board at The Hamptons Mortgage Corp? (Photo of E’s sailboat)
Our Directory of Company Principles & E-mail Address’s…
Braun, Julie: Loan Office/VP Office Operations/Partner e-mail Address
Julie found that she was on the fast track to success without even knowing where her company was taking
her…After graduating from Hofstra University in 1990 with a degree in Political Science/ Business she
landed a job at the North Fork Bank Corp. North Fork was an aggressive company eager to gobble up the
competition. They had a modern management practice. Offer just enough service, but cut management
costs, and make their shareholders happy. Julie had been promoted up through the ranks from loan
processor to loan officer, and eventually to assistant vice president. Each promotion offered her less and
less support staff. In the end, client relationships suffered. When she left her position to start a family, she
began to think seriously about the kind of company she wanted to be associated with. The Hampton
Mortgage Corp. offered her a flexible schedule that worked perfectly with raising children, and enjoying a
marriage. The team management approach took the pressure off of one individual handling one loan at a
time. “Happy loan officers tend to be smarter, nicer, and a lot more successful…”.
Conrad, Angela: Loan Officer/VP Customer Relations/Partner e-mail Address
A single mom raising three children, Angela moved from Waterbury Connecticut to East Hampton NY.
Prior to her move she had worked in the restaurant business, real estate, and eventually mortgages
brokering which she especially enjoyed. New in town she applied for a job with The Suffolk County
National Bank. She too learned a lot from her experience… “When management cares very little for their
employees, and less about their patrons it’s difficult to be yourself and have fun with your clients.” There
was no motivation to go that extra mile. When she came aboard the Hamptons Mortgage Corp. she wanted
things to be different. Angela asked for and received a bonus for every problematic loan that she converted
to a successful mortgage file. She began to excel. The real estate professionals in our town immediately
noticed a change in our company. It was the way Angela put people at ease. She understood more than
anyone that aside from having a child, buying a home is the second most exciting thing you can do in life!
“Most clients need to know that you’re on their side, and need a friendly ear to listen, but most important
they need some good sound advice.”
Granitto, Anthony: SVP Underwriting / Partner e-mail Address
Fresh of out of Trinity College with a BA Degree in Business, Anthony began working for Marine Midland
as a management trainee. Later, he moved out East and went to work for Bank of the Hamptons as an
assistant branch manager. Management encouraged him to have ‘personal contact’ with his local
customers. He too learned a lot from the experience. He enjoyed listening to the special needs and concerns
of the local businessman. While settling into this tight knit community, he was often invited to they’re
homes for dinner. He was always reminded about the way people treated their friends and neighbors back
in the old days…with trust & gratitude. He realized there was absolutely nothing special he could do for
them. Tony decided there was something he could do – quit - and works for a company where he could
treat people right!
Gualtieri, Daniel P: CEO/ Pres. E-mail Address
Dan had actually failed in finance before entering mortgage banking. He was the financial arm of a film
partnership that produced a G-Rated feature film in 1985. The experience was enlightening. Financing a
movie without the proper collateral is nearly unworkable. Creating collateral out of a script, celluloid, and
temperamental talent is next to impossible. Financing real estate is simple! He started at a company called
the Executive Management Corp that brokered both residential and commercial loans before moving to The
Commonwealth Mortgage Corporation of America; and then The Equitable Bank Corp. A 6-year
background in real estate, and finance made the transition to residential lending effortless. Corporate
bureaucracy, mediocrity, and middle management drove him crazy before creating his own firm. So he
started a company that began breaking all the rules about the way you think about a mortgage provider.
Kathleen D’Angelo SVP Closing Coordinator e-mail Address
Stacey Lindemann Director of Processing e-mail Address
The trick is making everything look easy….
Visual (Open to Einstein on a bike)
Hamptons Mortgage Corp. is a registered mortgage broker with the NYS Department of Banking.
We specialize in all types of residential lending…
Purchases: We’re signed on with as many as 14 of the nations Top residential lending resources at any
given time. Chase, Bank Boston, Flagstar, Norwest, Indy Mac, and First Union just to name a few…
As a processing mortgage broker we create a generic loan package, and we’ll council you as to whom in
your region offers the best deal on any given day. Our Personalized service allows you to have a direct
input. You tell us where you want your loan package to go!
Refinances: Whether you’re interested in a rate & term refinance that replaces your current loan with a
lower interest rate and payment amount or you need to kill two birds and draw equity from your home for
debt consolidation, and long term investing. The Hamptons Mortgage Corp has made it our business to
offer you the best advise prior to making any snap decision that might effect your payment for the life of
the loan. A simple Good Faith Estimate, and some common sense goes a long way, when the information is
Home Equity Loans & Second Mortgages: Both are an excellent source for debt consolidation, college
tuition, home improvement, and providing on the spot financing for personal investing. However, which
program is right for you? Do you know your credit score and how does your FICA Score effect your
interest rate? What are all the various programs and at what point
And Commercial scenario requests….