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Money when you need it

VIEWS: 3 PAGES: 7

									Personal Loans...

Money
when you
need it!
Contents.                                                              QSCU Personal
                                                                       Loans at a glance.
                                                                       Big plans to take a holiday, buy a new car or get your finances
QSCU Personal Loans at a glance                              03
                                                                       in order? Perhaps you’ve been dreaming about renovations or
Car Loan                                                     04        your perfect wedding?
                                                                       At QSCU we keep it simple – with great rates and no fees* on
Personal Loan                                                06
                                                                       any of our personal loans products. So you can get what you
Debt Consolidation                                           07        want now, and feel great knowing you’re getting a great deal.

Line of Credit                                               09
                                                                       Car Loan
Compare our Personal Loans                                   10        Shopping for your dream car, caravan, boat or motorcycle?
                                                                       If your new purchase is less than 5 years old, then this is the
                                                                       loan for you! Enjoy a low interest rate plus there are no fees!

                                                                       Personal Loan
                                                                       Need cash? For things like a holiday, a new computer or just
                                                                       to fund renovations around your home, a QSCU personal loan
                                                                       can help get what you need right now.

                                                                       Debt Consolidation
                                                                       Endless bills for credit cards? Store cards? Or personal loans?
                                                                       We can help you take control. Consolidate your debt into one
                                                                       personal loan with no fees, a low interest rate and one single
                                                                       payment instead of multiple!
                              Kelly Sawan
                              Lending Specialist, Sydney Head Office
                                                                       Line of Credit
                                                                       A line of credit is great for people who want money on hand
    For more information or to apply                                   when they need it. Once the facility’s set up, you can withdraw
    To apply for a personal loan simply complete an                    money as you please – and you’re only charged interest on the
    application available by:                                          money you draw down on.

     Phone       Call us on 1300 747 747

     Branch      Meet with one of our lending specialists

     Online      Apply online at www.qantascu.com.au




                                                                       *QSCU does not charge any establishment, early repayment or account
                                                                       keeping fees. Fees may apply to your savings account if a loan repayment
                                                                       is dishonoured.

2                                                                                                                                                 3
Car Loan.
Shopping for your dream car, caravan, boat or motorcycle?
If your new purchase is less than 5 years old, then this is the
loan for you – with low interest rate and no fees!

With a QSCU Special Secured Loan you can enjoy:
           $0 establishment fee

           $0 early repayment fees

           $0 monthly or account keeping fees

           $0 deposit required

           Low variable interest rate

           Borrow up to $100,000. Minimum amount $10,000
                                                                  It was the
                                                                  best interest
           A loan period of up to 7 years

           Repayment options of weekly, fortnightly, or monthly


If your dream purchase is more than 5 years old, don’t worry!
We still have a competitive range of loans to suit your needs.
See our personal loan product here in this brochure.              rate I could
Our current interest rates
For our current interest rates please see our website,
our current interest rates brochure, or call us.
                                                                  find!
                                                                  Natahaniel Craig



                                                                  When Nathaniel Craig decided to buy a
                                                                  new car, he shopped around to find the
                                                                  best possible loan and chose QSCU.

                                                                  “I’d learnt enough about car loans to
                                                                  know a good deal when I heard one!!
                                                                  The rates were unbeatable. Not only
                                                                  that, the people at QSCU were extremely
                                                                  quick and helpful. I really couldn’t fault
                                                                  their service.”


4                                                                                                              5
Personal Loan.                                                   Debt Consolidation.
Need cash? Need it now? A QSCU Personal Loan can help            If you find yourself overwhelmed with a letterbox full of bills for
get what you need for things like a holiday, a car, a new        credit cards, store cards and personal loans – QSCU can help
computer or to fund renovations around the house.                you take control.
                                                                 By consolidating your debt into one low rate personal loan, we
Get what you want sooner and enjoy:                              can help you get back on track. Best of all, instead of making
                                                                 multiple payments every month, you’ll make just one!
          $0 establishment fee
                                                                 You’ll pay off your debt sooner with:
          $0 early repayment fees
                                                                            $0 establishment fee
          $0 monthly or account keeping fees
                                                                            $0 early repayment fees
          $0 deposit required
                                                                            $0 monthly or account keeping fees
          A low variable interest rate
                                                                            $0 deposit required
          Borrow up to $50,000. Minimum amount $1,000
                                                                            A low variable interest rate
          A loan period of up to 7 years
                                                                            Borrow up to $50,000. Minimum amount $1,000
          Repayment options of weekly, fortnightly, or monthly
                                                                            A loan period of up to 7 years

Our current interest rates                                                  Repayment options of weekly, fortnightly, or monthly
For our current interest rates please see our website,
our current interest rates brochure, or call us.
                                                                 To apply, simply fill out our personal loan application and tick
                                                                 the Debt Consolidation option. Provide the details of your
                                                                 store cards, credit cards, personal loans etc. and we’ll assist
                                                                 you with the rest.

                                                                 Our current interest rates
                                                                 For our current interest rates please see our website,
                                                                 our current interest rates brochure, or call us.




6                                                                                                                                   7
                                                   Line of Credit.
                                                   A Line of Credit is great for people who want money on hand.
                                                   Once the facility is set up, you can withdraw money as you
                                                   please – and you’re only charged interest on the money you
                                                   draw down.

                                                   With a QSCU Line of Credit you’ll get the benefit of:
                                                              $0 establishment fee

                                                              $0 early repayment fees

                                                              $0 monthly or account keeping fees

                                                              $0 deposit required




    It’s banking
                                                              A low variable interest rate

                                                              Only pay interest on money you draw down



    that’s better                                             Set up a line of credit from $1,000 to $50,000

                                                              Repayment options of weekly, fortnightly, or monthly


    than the                                       Our current interest rates


    banks!
                                                   For our current interest rates please see our website,
                                                   our current interest rates brochure, or call us.



    Amy Tylor



    Amy Taylor and her two sisters all have
    a membership with QSCU thanks to
    a very trustworthy recommendation.

    “My father opened accounts for us all!
    He’s been with QSCU for many years
    and always recommends them to our
    friends. Over the years he’s found that they
    manage to combine high-tech efficiency
    with a friendly, personal service.”


8                                                                                                                    9
Compare our loans.

                      Car Loan           Personal Loan          Debt Consolidation                 Line of Credit


                  Loan for a new car,       Loan to use       Loan for consolidation of        Line of credit means
 Product           caravan, boat or     for any worthwhile   credit cards, personal loans,     money on hand when
                     motorcycle              purpose                store cards etc.                you need it


 Loan type             Secured             Unsecured                 Unsecured                       Unsecured


 Establishment
                          $0                   $0                         $0                             $0
 fees

 Early
                          $0                   $0                         $0                             $0
 repayment fees

 Account
                          $0                   $0                         $0                             $0
 keeping fees

 Deposit
                          $0                   $0                         $0                             $0
 required


 Vehicle age      Up to 5 years old             –                         –                              –


 Maximum
                      $100,000               $50,000                   $50,000                        $50,000
 amount

 Minimum
                       $10,000               $1,000                    $1,000                          $1,000
 amount


 Loan term          Up to 7 years         Up to 7 years             Up to 7 years            Ongoing – continuing credit


 Rate type             Variable              Variable                  Variable                       Variable


 Pay loan off
                         Yes                   Yes                       Yes                            Yes
 early option

                       Weekly               Weekly                    Weekly                          Weekly
 Repayment
                      Fortnightly          Fortnightly               Fortnightly                     Fortnightly
 options
                       Monthly              Monthly                   Monthly                         Monthly




10                                                                                                                         11
Personal Loans...

Call 1300 747 747
www.qantascu.com.au
Qantas Staff Credit Union Limited
Locked Bag 6747 Hurstville BC NSW 1481
ABN 53 087 650 557 AFSL/ACL 238 305




Loans are subject to approval. Terms and conditions, normal lending criteria
and fees and charges apply. Terms and conditions available on request.
                                                                               1738 QSCU 254 11/11

								
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