VIEWS: 3 PAGES: 7 POSTED ON: 4/11/2012
Personal Loans... Money when you need it! Contents. QSCU Personal Loans at a glance. Big plans to take a holiday, buy a new car or get your finances QSCU Personal Loans at a glance 03 in order? Perhaps you’ve been dreaming about renovations or Car Loan 04 your perfect wedding? At QSCU we keep it simple – with great rates and no fees* on Personal Loan 06 any of our personal loans products. So you can get what you Debt Consolidation 07 want now, and feel great knowing you’re getting a great deal. Line of Credit 09 Car Loan Compare our Personal Loans 10 Shopping for your dream car, caravan, boat or motorcycle? If your new purchase is less than 5 years old, then this is the loan for you! Enjoy a low interest rate plus there are no fees! Personal Loan Need cash? For things like a holiday, a new computer or just to fund renovations around your home, a QSCU personal loan can help get what you need right now. Debt Consolidation Endless bills for credit cards? Store cards? Or personal loans? We can help you take control. Consolidate your debt into one personal loan with no fees, a low interest rate and one single payment instead of multiple! Kelly Sawan Lending Specialist, Sydney Head Office Line of Credit A line of credit is great for people who want money on hand For more information or to apply when they need it. Once the facility’s set up, you can withdraw To apply for a personal loan simply complete an money as you please – and you’re only charged interest on the application available by: money you draw down on. Phone Call us on 1300 747 747 Branch Meet with one of our lending specialists Online Apply online at www.qantascu.com.au *QSCU does not charge any establishment, early repayment or account keeping fees. Fees may apply to your savings account if a loan repayment is dishonoured. 2 3 Car Loan. Shopping for your dream car, caravan, boat or motorcycle? If your new purchase is less than 5 years old, then this is the loan for you – with low interest rate and no fees! With a QSCU Special Secured Loan you can enjoy: $0 establishment fee $0 early repayment fees $0 monthly or account keeping fees $0 deposit required Low variable interest rate Borrow up to $100,000. Minimum amount $10,000 It was the best interest A loan period of up to 7 years Repayment options of weekly, fortnightly, or monthly If your dream purchase is more than 5 years old, don’t worry! We still have a competitive range of loans to suit your needs. See our personal loan product here in this brochure. rate I could Our current interest rates For our current interest rates please see our website, our current interest rates brochure, or call us. find! Natahaniel Craig When Nathaniel Craig decided to buy a new car, he shopped around to find the best possible loan and chose QSCU. “I’d learnt enough about car loans to know a good deal when I heard one!! The rates were unbeatable. Not only that, the people at QSCU were extremely quick and helpful. I really couldn’t fault their service.” 4 5 Personal Loan. Debt Consolidation. Need cash? Need it now? A QSCU Personal Loan can help If you find yourself overwhelmed with a letterbox full of bills for get what you need for things like a holiday, a car, a new credit cards, store cards and personal loans – QSCU can help computer or to fund renovations around the house. you take control. By consolidating your debt into one low rate personal loan, we Get what you want sooner and enjoy: can help you get back on track. Best of all, instead of making multiple payments every month, you’ll make just one! $0 establishment fee You’ll pay off your debt sooner with: $0 early repayment fees $0 establishment fee $0 monthly or account keeping fees $0 early repayment fees $0 deposit required $0 monthly or account keeping fees A low variable interest rate $0 deposit required Borrow up to $50,000. Minimum amount $1,000 A low variable interest rate A loan period of up to 7 years Borrow up to $50,000. Minimum amount $1,000 Repayment options of weekly, fortnightly, or monthly A loan period of up to 7 years Our current interest rates Repayment options of weekly, fortnightly, or monthly For our current interest rates please see our website, our current interest rates brochure, or call us. To apply, simply fill out our personal loan application and tick the Debt Consolidation option. Provide the details of your store cards, credit cards, personal loans etc. and we’ll assist you with the rest. Our current interest rates For our current interest rates please see our website, our current interest rates brochure, or call us. 6 7 Line of Credit. A Line of Credit is great for people who want money on hand. Once the facility is set up, you can withdraw money as you please – and you’re only charged interest on the money you draw down. With a QSCU Line of Credit you’ll get the benefit of: $0 establishment fee $0 early repayment fees $0 monthly or account keeping fees $0 deposit required It’s banking A low variable interest rate Only pay interest on money you draw down that’s better Set up a line of credit from $1,000 to $50,000 Repayment options of weekly, fortnightly, or monthly than the Our current interest rates banks! For our current interest rates please see our website, our current interest rates brochure, or call us. Amy Tylor Amy Taylor and her two sisters all have a membership with QSCU thanks to a very trustworthy recommendation. “My father opened accounts for us all! He’s been with QSCU for many years and always recommends them to our friends. Over the years he’s found that they manage to combine high-tech efficiency with a friendly, personal service.” 8 9 Compare our loans. Car Loan Personal Loan Debt Consolidation Line of Credit Loan for a new car, Loan to use Loan for consolidation of Line of credit means Product caravan, boat or for any worthwhile credit cards, personal loans, money on hand when motorcycle purpose store cards etc. you need it Loan type Secured Unsecured Unsecured Unsecured Establishment $0 $0 $0 $0 fees Early $0 $0 $0 $0 repayment fees Account $0 $0 $0 $0 keeping fees Deposit $0 $0 $0 $0 required Vehicle age Up to 5 years old – – – Maximum $100,000 $50,000 $50,000 $50,000 amount Minimum $10,000 $1,000 $1,000 $1,000 amount Loan term Up to 7 years Up to 7 years Up to 7 years Ongoing – continuing credit Rate type Variable Variable Variable Variable Pay loan off Yes Yes Yes Yes early option Weekly Weekly Weekly Weekly Repayment Fortnightly Fortnightly Fortnightly Fortnightly options Monthly Monthly Monthly Monthly 10 11 Personal Loans... Call 1300 747 747 www.qantascu.com.au Qantas Staff Credit Union Limited Locked Bag 6747 Hurstville BC NSW 1481 ABN 53 087 650 557 AFSL/ACL 238 305 Loans are subject to approval. Terms and conditions, normal lending criteria and fees and charges apply. Terms and conditions available on request. 1738 QSCU 254 11/11
"Money when you need it"