May car insurance nj by jennyyingdi


									APRIL 2012                                                                    OUR 38th YEAR

Timothy Franco, President                                               Tony Parenti, Executive Director, Editor
Richard Maxwell, First Vice-President                                      Mark Wilson, Operations Secretary
   N.J.P.T.O. A. – P.0. Box 664, Voorhees, NJ 08043 - 856-220-1433 - NJPTOA.ORG -- NJPTOA@HOTMAIL.COM

NEXT REGULAR BUSINESS MEETING: WEDNESDAY April 4, 2012, beginning at 10:00 a.m. at AAA
Speaker is MVC’s staff expert on document fraud training. She will give an over view of her program and
any department or regional association can contact her directly if they want a full program at their event.
PRESIDENT’S MESSAGE: More and more these days, we hear about crashes occurring because of
distracted driving. Frequent distractions are either talking on a cell phone or texting while driving – either
can be deadly. There are laws to counteract the problem but police cannot be everywhere or see every
violator. Never the less police will be called upon to investigate the resulting devastating crashes. The
next paragraph addresses Distracted Driving and cites devices that make phones inoperable by drivers
when the vehicle is in motion. Even though the plan makes sense, it is not a tool that’s available to us
yet. With spring and summer rapidly approaching more cars will be on the road and we can expect to
encounter many distracted drivers. I am asking each of you to stop and issue summons for violators, of
all ages. Enforcement of traffic laws are the best tool we have in our toolbox to curb this serious and
deadly roadway menace. Safety is about making it home without having a roadway mishap. Modern in-
car equipment makes using distraction devices while driving are a real challenge for police. It’s up to us,
as law enforcement officers, to overcome the challenge by enforcing laws when drivers use equipment
inappropriately. I will always welcome your questions, comments or suggestions. Think Safety, Tim
DISTRACTED DRIVING: Distracted driving is a national problem that police have been working on for
years. In 2009 nearly 5,500 people were killed and more than 450,000 were injured in distracted driving
              crashes. Police use several campaigns to raise public awareness to driver distraction such
              as radio and television messages, outdoor ads, and public speaking before civic and school
              groups. The U.S. D.O.T said they want automakers to install stricter distraction devices in
              vehicles. They are asking for voluntary compliance to cover integrated electronic devices,
including mobile phones or other communications, information gathering and navigation devices,
entertainment or other functions not required for safe operation of the vehicle. The goal is to reduce the
amount of inputs required to operate a device, the number of buttons to push, and reduce unnecessary
visual information. The guidelines also address one-handed operation (leaving the other hand to remain
on the steering wheel) and a two second limit on "off-road glances" (time spent looking at the device),
limit manual inputs for device operation such as visual-manual text messaging and internet browsing,
navigation system destination entry by address, phone dialing and displaying more than 30 characters of
text unrelated to the driving task. They are also recommend disabling in-vehicle electronic devices while a
vehicle is in motion, unless they are for use by passengers and cannot be accessed or seen by the
driver, or unless the vehicle is stopped and the transmission is in park. NHTSA is also considering
guidelines for devices brought into the vehicle and used while driving, including aftermarket navigation
systems, smart phones, electronic tablets and pads, and other mobile communications devices. A third
set of proposed guidelines may address voice-activated controls to further minimize distraction in factory-
installed, aftermarket, and portable devices. Electronic warning systems like forward-collision or lane
departure alerts intended to warn a driver of a potential crash are not distracting devices are not part of
the proposed guidelines. Transportation Secretary La Hood said, “Distracted driving is a dangerous and
deadly habit and these guidelines help identify solutions to tackle distracted driving for of all ages.” Fifty
percent of Americans believe texting while driving should be punished and as harshly as drunken driving.
RESERVE THE FOLLOWING DATES: Tuesday May 15th Law Enforcement Safety Symposium
Lunch. Tuesday May 22nd Annual Police Memorial Service. Wednesday June 27th Police/Security Expo
and our meeting at the Atlantic City Convention Center, Atlantic City, NJ. More info in future newsletters.
                                                 PAGE 2
As of March 16, 2012 there were 114 fatalities on NJ roads compared to 158 during the same period in
   COUNTY          2012       2011       CHANGE           COUNTY           2012     2011        CHANGE
Atlantic           08        11          -03     Bergen              12       07         +05
Burlington         11        17          -06     Camden              06       19         -13
Cape May           01        02          -01     Cumberland          04       05         -01
Essex              06        17          -11     Gloucester          03       05         -02
Hudson             06        05         +01      Hunterdon           02       04         -02
Mercer             04        01          -03     Middlesex           12       15         -03
Monmouth           08        08          -0-     Morris              05       05         -0-
Ocean              05        12          -07     Passaic             06       09         -03
Salem              01        03          -02     Somerset            04       -0-        +04
Sussex             03        02         +01      Union               06       07         -01
Warren             01        04          -03
Driver Deaths, 56/86 Passengers, 25/28; Pedalcyclist, 04/01; Pedestrians, 29/43. Total of 107/146
Crashes with 114/158 Deaths. First number represents 2012, second number is 2011.
Office of Traffic Safety said hand-held cell phone deaths due to use by drivers dropped since California
since the ban went into effect in July 2008. Their overall traffic deaths declined 21 percent but their hand-
held cell phone driver deaths went down 47 percent. They had nearly the same results with hands-free
cell phone use as well as injuries in both categories. With the cell phone ban a survey shows 40 percent
of California since drivers put away their cell phones. The Insurance Institute for Highway Safety reports
44 percent of drivers in states with bans reported drivers don't use phones (hand-held or hands-free)
when driving, compared with 30 percent in states without such laws.
SENIOR DRIVER DEATHS IN NJ: The Road Information Project (TRIP) reports that New Jersey ranks
sixth in the nation for fatal crashes involving a senior driver. The NJ Motor Vehicle Commission estimates
that the state is tenth in the nation for drivers 65 or older and with the longer life expectancy, the 818,000
drivers in that age group will likely increase. A TRIP spokesperson suggest more funding for making
roadways safer for seniors. The report recommends clearer, simpler highway signs, bright street
markings at intersections and extending the length of merge or exit lanes. These improvements willl help
other drivers as well. TRIP also recommends that more money be spent on driver education programs
for senior drivers. The National Safety Council has an excellent program designed especially for senior
drivers. The program and details are available from the NJ Safety Council at (908) 272-7712.

LEFT LANE FOR PASSING ONLY IN NJ: Drivers clogging the left lane may face increased fines if the
NJ Senate Transportation Committee has its way. They approved a bill to increase fines for left lane
            hogs from $50 to $200, to $100 to $300, with $50 to go toward signs reminding motorists
            entering NJ about the stay in the right law. The bill sponsor, Senator Norcross, said, "So what
            we want to do here is raise awareness and make the roads a little safer." NJ law requires
            traffic to keep the left lane open except to pass. Pennsylvania law allows motorists to travel in
            the left lane if they are going at a speed greater than the vehicles in the right lane – the same
            as NJ drivers currently do. Senator Pennacchio says “you’ve got to move from the right to the
left (move over law). Now we get the move-from-the-left-to-the-right law, eventually, we’re going to run out
of lanes." Last year there were 5,127 tickets written for violations of the “stay right law.” According to
Norcross State Police usually do not cite motorists for failure to stay right unless they “camp” out in the
lane for three miles. Norcross said he encounters left-lane slowpokes during his frequent trips on the
Atlantic City Expressway. Failure to stay to the right is a 2 point violation but only for NJ motorists.
understand and obey traffic signs and signals. They should use a flashlight at night, dawn and dusk.
Adding reflective materials to children’s clothing also is helpful. Children should avoid playing in
driveways, unfenced yards, streets or parking lots. They should use the safest route to their destination
and always let their parents know where they are going and what time to expect them back. The safest
route is the one requiring the least amount of intersections to cross.

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