s e-services & communications credit union ltd. s e-services & communications credit union ltd.
esccu Dear member,
hom Welcome to the 4th issue of esccu
informs you. We hope that you are finding
our newsletters beneficial as part of our service.
IN In the last issue we introduced you to our new home
TH LU insurance scheme, (further details of this scheme are
Comprehensive Cover Tailored for
IS DE contained inside).
IS D I
Members of esccu. AP
E This issue contains details on our new loan application procedure,
IC NE budget account facility & more.
• Competitive Rates Saving up to 45% of Cost. N A
• Full Claims Handling Service. dg RE
et NEW LOAN APPLICATION PROCEDURE:
• Extra Cover Outside the Home for Jewellery/ Money / cil co
We are currently in the process of reviewing our loan policy and loan
Sports Equipment (Free of Charge). 9% application procedures.
Lo Central to the changes we will be introducing, it will be a quicker more
• You Can Change Insurer Without Filling Out Any an efficient loan application process including the ability to apply for a loan
Forms.Cover is Arranged Over the Phone!
Get a quote now:
in a number of new ways for instance:
Online: Once you have registered; you can apply for a loan online.
Over the phone: Call us on 01/6792344 and we will be more than happy
to take you through the loan application process
Call: Halligan on 01 / 879 7100 W
EB By fax: Send in a loan application by fax on 01/6790802
Over the years new legislation and regulation has placed compliance
go online to www.halligan.ie upon the credit union in how we deal with you, for instance the introduction
Click on the link “esccu Scheme” of the Credit Agreement with a cooling-off period. The new credit policy
will encompass the New Consumer Protection Code. This code requires
to get a household quote the credit union to exercise a duty of care and insure that the loan you
take out is suitable for you. The code is there to protect the consumer
HALLIGAN Insurances, Unity Building, 16/17 Lower OʼConnell Street, Dublin 1. and places an onus on the credit union to enquire from the member that
Halligan life & Pensions Ltd/ a Halligan Insurances Incorporating McCarthy Insurances is regulated by the Financial Regulator. they have the resources to fund their loan repayments from their disposable
3 ways to beat the queue!!!! The new loan form will fulfil our obligations in this regard.
Register today at www.esccu.ie and you can:
1. Apply for a withdrawal online It is hoped to launch this new loan service shortly and we look forward to
delivering the benefits this new service will bring to you.
2. Access account information online web: www.esccu.ie • email: firstname.lastname@example.org • tel: (01) 679 2344 • fax: (01) 679 0802
55 Dawson Street Dublin 2
3. Apply for an EFT (Electronic Funds Transfer) to your bank account April 2008
MANAGE YOUR MONEY WITH A CREDIT UNION BUDGET ACCOUNT!!!!!!! Love your Holidays!
Having trouble keeping up with your bills? Why not put aside some of your salary to cover
the bills. You’ll love our 5.9% loan
Let us look after your bills for you. Save yourself the time and inconvenience involved in
making each individual payment.
A Budget Account is an account designed to enable you to budget for major household bills,
e.g. rent / mortgage, ESB, gas, education, cable TV, telephone, car tax/insurance etc.
If you like to plan for bills and expenses,
why not open a Budget account in 3 simple steps:
1. Download the budget form from the web
2. Fill in the form & send it to the credit union
3. Await contact from esccu Fed up with the rain? Dreaming of a hot sunny destination.
Spread the cost of your holiday over one year
you to budg
et for all
Or why not avail of our
ng order, along
with 1 year 5.9% loan for
rectly by standi
Mortgage can be paid di u may have. that special occasion
ans etc that yo
any other car lo ore
s, H ect
Car In Dir
es e.g on
Fixed rate, fixed re-payments