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					A Sample Budget
Budget for a family of three with an annual take-home income of $40,872 ($3,406 /month):

       Housing (25%)
          Mortgage , insurance, and property taxes: $583
          Home improvements, cleaning products, and miscellaneous household supplies: $300

       Utilities (10%)
             Electric: $133
             Cable, phone, and Internet access: $120
             Cell phones: $65
             Water, sewer, garbage: $40

       Food (15%)
          Groceries: $400                                            Sample Car Insurance Rates
          Restaurant meals: $125
                                                                1. Honda Accord … $2,441
       Gas/transportation (12%)
                                                                2. Honda Civic … $2,561
           Car payment: $180
           Gas: $200                                            3. Toyota Camry … $2,831
           Car insurance: $40                                   4. Ford F150 … $2,980
                                                                5. Ford Mustang … $3,033
       Medical (3%)                                             6. Nissan Altima … $3,150
          Payment on hospital bill: $100
          Medications: $20
                                                             Avg monthly = $ 250
       Payments on debt (6%)
          Credit card: $100
          Personal loan: $100

       Clothing and personal care (6%)
           Husband: $75
           Wife: $75
           Child: $50

       Entertainment (6%)
           Husband: $75
           Wife: $75
           Child: $50

       Savings (14%)
           Emergency fund: $400
           Child's college savings: $100




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posted:4/9/2012
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