MORTGAGE++++++HARDSHIP+++LETTER by xiuliliaofz


									                MORTGAGE      HARDSHIP LETTER


Wells Fargo Home Mortgage

Wachovia Mortgage, FSB

Wells Fargo Home Mortgage

P.O Box660455

Dallas, TX 75266-0455

877 213 7063

829 summerset place

Monroe, GA 30656

Loan number; 0005745630

Dear Ms/Mr.

I write this letter to inform you of my current economic hardship.

Since then, as you know, our country has experienced one the biggest housing market crashes in

History. This, combined with the rising food and gas prices and current slowdown in economy

Has affected our ability to pay our bills on time in the amount of ($802.04)

In the last one year our family economic situation has gotten even worse because job lay off,

Vehicle broke down and the lost of my junior brother who passed away on the 24 march 2009

In Cameroon-Africa .This past Christmas and New Year I could not even afford gifts for my kids,

And family. God so Kind my Sister-in-law and my elder brother bought them gifts for Christmas

and New Year Celebration. My wife takes care of some my bills as well as our food .I can no

longer afford the payment.
Our home has lost (75%) of its market value, making it difficult to refinance since the equity we

once had is now gone. You the possibility of getting a (short sale, loan modification, refinance,

At this point we are trying to avoid foreclosure and/or bankruptcy and would like to discuss with

repayment plan, Reinstatement, forbearance, deed in lieu) or any option that involves payment

of no more than {$500.00} per month, we know we’ all be able to afford.

Enclosed, please find copies of my financial statement. Include bills from bank of America, Life

Insurance, Comcast, Auto mobile insurance, Tat, home depot, water bills, ADT security, power

Bill from EMC and letter from department of labor as well as my last year tax return.

We truly appreciate any afford you can make to help our family through this difficult time




829 summerset place

Monroe GA 30656.

Loan number#0005745630

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