Budget Planning Worksheet by xiuliliaofz

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									                                                Budget Planning Worksheet

                                             Monthly       Yearly
       Actual Budget Amounts                                                      Total Percentage of Budget Amounts
                                              Totals       Totals
Total of Income Sources                       $3,433.33   $41,200.00                                100%
Total Primary Expenses                        $1,850.00   $22,200.00                                 54%
Total Discretionary Income                    $1,583.33   $19,000.00                                 46%
Total Planned Savings and Investments           $500.00    $6,000.00                                 15%
Discretionary Income Minus Savings            $1,083.33   $13,000.00                                 32%
Total Secondary Expenses                        $675.00    $7,500.00                                 18%
Additional Savings or Loss ($00.00)             $408.33    $5,500.00                                 13%


                                             Monthly       Annual                                          Monthly    Annual
            Income Sources                                                   Secondary Expenses
                                             Amount       Amount                                           Amount     Amount
Your Primary Income                           $1,666.67   $20,000.00   Credit Card Payments                 $200.00   $2,400.00
Your Spouse's Income                          $1,666.67   $20,000.00   Auto Loan Payment(secondary)         $200.00   $2,400.00
Child Support or Alimony                                       $0.00   Gasoline (mowers, saws,etc.)                       $0.00
Social Security Income                                         $0.00   Cable or Satellite TV                 $50.00     $600.00
Disability Income                                              $0.00   Mobile Phone(secondary)                            $0.00
Pension Income                                                 $0.00   Home Improvements                                  $0.00
Investment Income                                              $0.00   Furniture (new / used)                $50.00     $600.00
Real Estate Income                                             $0.00   Appliances (new / used)               $50.00     $600.00
Business Income                                                $0.00   Entertainment (movies, etc.)          $50.00     $600.00
Other Miscellaneous Income                     $100.00     $1,200.00   Dining Out                            $50.00     $600.00
Total of Income Sources                      $3,433.33    $41,200.00   Travel Expenses                                    $0.00
                                                                       Vacation Expenses                                  $0.00
                                                                       Moving Expenses                                    $0.00
                                             Monthly       Annual      Shop Equipment                       $100.00   $1,200.00
           Primary Expenses
                                             Amount       Amount       Tools                                              $0.00
Payroll Tax Deductions                         $400.00     $4,800.00   Shop Equipment                                     $0.00
Miscellaneous Payroll Deductions                               $0.00   Internet Access                                    $0.00
Mortgage Payments or Rent                      $400.00     $4,800.00   Computer Equipment                                 $0.00
Home Equity Loan or 2nd Mortgage                               $0.00   Lawn and Garden Supplies                           $0.00
Property Taxes                                                 $0.00   Camping Gear                                       $0.00
Utilities (Gas, Water, Electric, etc.)         $100.00     $1,200.00   Clothing / Footwear (additional)                   $0.00
Charitable Donations                                           $0.00                                                      $0.00
Religious Donations                             $50.00       $600.00   Storage Fees                                       $0.00
Vehicle Fuel Costs                             $100.00     $1,200.00   Membership Fees                       $25.00     $300.00
Auto Loan Payment(primary)                     $200.00     $2,400.00   Professional Fees (legal, etc.)       $25.00     $300.00
Auto Insurance                                 $100.00     $1,200.00   Alcoholic Beverages                   $50.00     $600.00
Auto Repairs                                    $50.00       $600.00   Tobacco Products                      $50.00     $600.00
Food & Groceries (no dining out)                               $0.00   Membership Fees                       $25.00     $300.00
Clothing / Footwear (required)                  $50.00       $600.00   Professional Fees (legal, etc.)       $25.00     $300.00
Telephone (non-cellular)                                       $0.00   Alcoholic Beverages                   $50.00     $600.00
Mobile or Cell Phone (primary)                                 $0.00   Tobacco Products                      $50.00     $600.00
Homeowner or Renters Insurance                  $50.00       $600.00   Miscellaneous                         $25.00     $300.00
Health Care Insurance                                          $0.00   Total Secondary Expenses             $675.00   $7,500.00
Dental Care Insurance                                          $0.00
Misc.Insurance Costs (life,liability,etc.)                     $0.00
Home Repairs                                                   $0.00                                       Monthly    Annual
                                                                          Savings and Investments
Home Maintenance and Supplies                   $50.00       $600.00                                       Amount     Amount
Dry Cleaning and Laundry                                       $0.00   401K or 403B Deposits                             $0.00
Childcare (daycare & babysitters)                              $0.00   IRA Deposits                           $0.00
Land and Real Estate Expenses                                  $0.00   Employee Stock Plans                               $0.00
Home School Expenses                                           $0.00   Emergency Funds                                    $0.00
Business Income Expenses                                       $0.00   Savings Deposits                                   $0.00
Student Loans or School Expenses                               $0.00   Cash Savings (monthly)               $500.00   $6,000.00
Pets and Livestock(care and food)              $100.00     $1,200.00   Miscellaneous Investments                          $0.00
Home Security                                  $200.00     $2,400.00   Miscellaneous Savings                              $0.00
Total Primary Expenses                       $1,850.00    $22,200.00   Total Savings and Investments        $500.00   $6,000.00

								
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