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Amanda Niles, MBA
Niles Home Loans at Summit Mortgage
6605 SW Macadam Avenue Suite 201
Portland, Oregon 97239
Microsoft Approved Lender
NMLS# 3236 | MLO# 76919 | CA# 603A124
Mortgage Programs Include
Purchase Jumbo Loans
Refinance Construction Loans
FHA Financing to 96.5% Commercial Loans
USDA Financing to 100% Investment/1031 Exchange
VA Financing to 100% Second Home Financing
Conventional Financing Reverse Mortgages
Testimonial:
"When shopping around for home refinance, I looked around lot of places to check for broker and banker
references. Being onsite at Microsoft campus the natural instinct was to look for recommendations among
Microsoft communities. I found a ton of references to Amanda's brokerage firm
(http://www.nileshomeloans.com/) and decided to give a try. I have to admit I could not be happier with the
whole refinancing process with Amanda. She walked me through the entire process and was also patient to
meet my financial needs, timing with the current market uncertainties. Amanda is knowledgeable, profes-
sional, courteous and diligent. Unlike others I have found her to be very prompt in responding to my calls in
a timely manner. I know at least couple of other friends within our community whom I have referred to and
are satisfied with the whole home mortgage / refinance process."
Prakash Menon (VP—KAOW)
amandan@go-summit.com / 503-810-4873 / www.NilesHomeLoans.com
Low flat rate/fees for friends, members, or family of this associa-
tion. CALL NOW and see how you can support your association’s
charity drive
“KAW - Bringing all Malayalees in Washington together...as one extended family…”
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For A Pleasant & Peaceful Retired life in USA
Kerala Gardens is a retirement community in the suburb of Atlanta, Georgia for those who crave
for a pleasant & peaceful retired life. At Kerala Gardens you will find yourself in an active,
stimulating environment designed to enrich the life of our residents. This community is open to all
and the greatest benefit of Kerala Gardens is to get culturally like-minded families to live with and
pursue life’s goals and find happiness together. The residential setting of Kerala Gardens gives resi-
dents an environment of privacy, charm and a shared sense of common experience. This unique
community provides services which ensure that residents live a friendly and dignified lifestyle .
We are planning to build this community in 114 acres land with a natural lake , creeks etc.
The proposed community is conveniently accessible to major highways, close to major hospitals,
the Atlanta International airport, temples, churches of various denominations and shopping cen-
ters. Residents could enjoy a gated community with 24/7 manned security, swimming pool, tennis
courts , walking trails, club house etc. Kerala Gardens Home Owners Association will be fully
responsible for the day to day affairs of the community including the maintenance. We are plan-
ning to build 133 single family homes, 112 town homes and an assisted living facility &an adja-
cent shopping center (future plans) . Every units will have its lavishly designed master bedroom on
the ground floor with wheel chair access up to the shower and an optional front and or back porch
for relaxing. The construction of the community has already started and we are expecting to fin-
www.keralagardens.com
Email: info@keralagardens.com
Mr. John Titus: john.titus@aerocontrols.com
Dr. Thomas Alexander: 770 330 7556 Mr. George Melathe: 770 925 2646
Mr. Abraham Thomas: 770 237 5593 Mr. Mathen Mathew: 678 428 2395
“KAW - Bringing all Malayalees in Washington together...as one extended family…” “KAW - Bringing all Malayalees in Washington together...as one extended family…”
www.kaow.org www.kaow.org
“KAW - Bringing all Malayalees in Washington together...as one extended family…” “KAW - Bringing all Malayalees in Washington together...as one extended family…”
www.kaow.org www.kaow.org
NEW CONSTRUCTION J & J Landscaping & House Cleaning Services
(206) 240 3404
RETAINING WALLS, FLAG joseattle12@yahoo.com
STONE & BRICK PATIOS
SAVE TIME AND MONEY
MAINTENANCE
LAWN MOWING
EDGING / BLOWING
WEED CONTROL
GENERAL CLEAN UP
HAULING Discounts from 5% to 10%
AERATION for association members
BRICKWAYS & DRIVEWAYS
HOUSE CLEANING
STANDARD TASKS FOR
MAINTENANCE CLEANING
COMMON LIVING AREAS
DUST MOLDINGS
BASEBOARDS
SHELVES
ROCKERIES / BARK &
PLANTING VACUUM CARPETS
TOP SOIL / SEED & SOD IN-
STALLATION BATHROOMS
TOILET, CLEAN SINK
COUNTER, CABINET FACE
MIRROR, SCRUB SHOWER
TUB WALL PESSURE WASHING
ROOF CLEANING, DECK CLEANING
KITCHEN
FENCE & DRIVEWAY CLEANING
CLEAN EXTE-
RIOR OF LARGE APPLI-
ANCES
SPRINKLER SYSTEMS. CLEAN SINK
CABINET FACE
CLEAN FLOOR
CLEAN RANGE SEAL COATING, AND PAVING services
TOP SEAL COATING, CRACKS FILLING
“KAW - Bringing all Malayalees in Washington together...as one extended family…” “KAW - Bringing all Malayalees in Washington together...as one extended family…”
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LOWEST DISCOUNTED FARES
To India, Pakistan, Middle East, Africa, Europe & Many More
CALL: 425-614-2520 / 206-652-2500
FAX: 425-614-2519
TRAVEL NET
14625 NE 24th Street. Suite 4A.
Bellevue. WA 98007
Exclusive Rates for Travel & Cruise Packages Anywhere around the world
“KAW - Bringing all Malayalees in Washington together...as one extended family…” “KAW - Bringing all Malayalees in Washington together...as one extended family…”
www.kaow.org www.kaow.org
$5 OFF
Any Bill of $25 or More
Dine In or Take Out. Buffet Ex-
cluded
Not valid with any other offer.
20% OFF
Entire Bill
Dine In or Take Out. Buffet Ex-
cluded
Not valid with any other offer.
With coupon. Expires 10/1/2010
FREE Dinner
Buy One Dinner at the
Regular Price and get
a Second Dinner of Equal
or Lesser Value FREE
Dine In Only. Up To $8.95 Value.
Buffet Excluded
Not valid with any other offer.
With coupon. Expires 10/1/2010
LOWEST DISCOUNTED FARES
To India, Pakistan, Middle East, Africa, Europe & Many More
CALL: 425-614-2520 / 206-652-2500
FAX: 425-614-2519
TRAVEL NET
14625 NE 24th Street. Suite 4A.
Bellevue. WA 98007
Exclusive Rates for Travel & Cruise Packages Anywhere around the world
“KAW - Bringing all Malayalees in Washington together...as one extended family…” “KAW - Bringing all Malayalees in Washington together...as one extended family…”
www.kaow.org www.kaow.org
JD’S MARKET
FRUITS & V E G E TA B L E S
INDIAN● MEXICAN● ASIAN GROCERIES
4419 200 Street S.W. Lynnwood, WA. Ph : (425) 672-3497
Visit JD’s Market for
Open 7 Days a Week From 10
Asian Grocery, Fresh Vegetables and Fruits, Fish and AM — 10 PM
HALAL meat (Chicken, Lamb, Goat and Beef)
Bring this advertisement for a 1 time discount of 10% above $50 pur-
“KAW - Bringing all Malayalees in Washington together...as one extended family…” “KAW - Bringing all Malayalees in Washington together...as one extended family…”
www.kaow.org www.kaow.org
“KAW - Bringing all Malayalees in Washington together...as one extended family…” “KAW - Bringing all Malayalees in Washington together...as one extended family…”
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