11-9 MVT 5A by liwenting


									                                                                                                                                                                                                                                                                      WEDNESDAY, NOVEMBER 9, 2005          MOORESVILLE TRIBUNE   5A
                                     LAKE NORMAN HIGH
                                                                                                                                                                        Selling your home
Students get graphic to stress                                                                                                                                            begins here!

danger of drinking and driving
                                                                                                                                                                              For information,
                                                                                                                                                                             contact Sarah Rice
                                                                                                                                                                           704-664-5554, Ext. 23;
   Highway Patrol                   coffin, borrowed from Cavin-
                                    Cook Funeral Home, with a
                                                                                                 regular occurrences at the
 helps SADD chapter                 mirror inside. The idea                                         “We want to do something
                                    behind the mirror was for stu-
   get the word out                 dents to see themselves in the
                                                                                                 like this once a month,” he
                                    coffin.                                                         The highway safety display
    By DONNA SWICEGOOD                 Sara Fink, an 18-year-old                                 will likely make a return visit
    dswicegood@statesville.com      senior at Lake Norman High                                   around prom and graduation
                                    and vice president of the                                    times, Davis said.
   The table full of color pho-     SADD chapter, said she hopes                                    This is the first year for the
tographs told a story of lives      the display served as a wake-                                SADD chapter at Lake
ended too soon.                     up call for some.                                            Norman High. Davis, who
   The display was part of an          “We put it together so that                               worked at West Iredell last
effort by Lake Norman High          people will think twice before                               year, helped initiate similar
School’s Students Against           drinking and driving, to face                                clubs there.
Destructive Decisions chap-         the consequences of what can                                    Fink said SADD is some-
ter to educate their peers          happen,” she said.                                           thing she believed in from the
about the dangers of drinking          Berry said part of his job as                             beginning. “I’ve seen so many
and driving.                        traffic information officer is to                            people make bad decisions,
   For about five hours             talk with students about good                                drinking and trying drugs. I
Monday, Sgt. Carson Berry,          decision-making skills.                                      want to help inform people to
traffic safety information offi-       “I talk to them about drink-                              make informed decisions,”
cer for the N.C. Highway            ing and driving, talking on                                  she said.
Patrol, told students the sto-      their cell phones while driv-                                   Davis said that’s the goal of
ries behind the photos.             ing, speeding and not wear-                                  the SADD Chapter and pro-
   As he talked to the stu-         ing their seat belts,” he said.                              grams such as Monday’s.
dents, a video played on the           Iredell County Sheriff’s                                     “We want students to
wall behind Berry. It showed        Office Deputy Kevin Davis,                                   make decisions that will keep
photos of a two-car collision       the school resource officer at                               them       from       becoming
near Raleigh that killed four       Lake Norman High, said                                       involved in wrecks such as
teens.                              activities such as the one                                   these,” he said, pointing to
   Next to the display stood a      Monday will likely become                                    the display.

Saturday-only classes to be offered in Mooresville
                                        Brewer said the college                                  day), and fees are the same
                                    officials are looking internal-                              as weekday classes: $38 per
                                    ly for instructors.                                          credit hour, or a maximum
   For many of the 1,500 stu-           Students can register                                    of $608 for the semester.
dents at Mitchell Com-              beginning today (Wednes-
munity College’s Mooresville
Center, typical, daytime                                                                                              SOLD!!!

classes do not fit into work or                                                                                 Now, or in the
family schedules.
   That’s why the campus in
                                                                                                               future, hire the
downtown Mooresville bus-                                                                                    company that doesn’t
tles at night. “We are essen-                                                                                  just list homes.
tially maxed out on the                                                                                       WE SELL THEM!
evening classes we offer dur-
ing the week,” said Vernon
Lawter, the center’s director.
   So college officials are look-
ing toward the weekend for
                                                                                                               570 Williamson Road
more course opportunities.
                                                                                                                 Mooresville, NC
   Starting     in      January,                                                                                  (704) 663-5592
Mitchell students will be
able to take transferable,
introductory courses on                                                                                                                                                                                                                                                                                                          40084769_kb1

Saturdays at the Mooresville
   “It’s the next logical step
in trying to meet the
increased demand,” Lawter
said.                                                                                                                Lucy Jacobs
   This semester, the center
serv?es about 1,500 students                                                                                       704-252-1244
through its curriculum and
   Tim Brewer, vice presi-
dent of instruction for
Mitchell, said the college will
test the new initiative at the
Mooresville Center before
trying it at its Statesville

                                                                                                                                                                           Home Equity
   “Hopefully, it will just
explode,” Brewer said.
   The college will start with
two eight-week courses on
Jan. 9. They are deemed

                                                                                                                                                                           Line of Credit
“hybrid” classes, which
means instruction is both
lecture- and computer-
   “It gives students the tra-

                                                                                                                                                                          With a Five-Year
ditional lecture-type of situ-
ation and also the Internet
and at-home computer
component,” he said.
   For those courses, stu-

                                                                                                                                                                            Fixed Rate
dents must attend class for
four hours each Saturday.
The remainder of the work
will be done online.
   “It allows students ... not
to spend so much time on
the weekend,” Brewer said.
“We’re always looking for
ways to meet students’
   Three additional courses
will be offered, beginning
March 11. One of those will                                    First Charter offers a great fixed rate on a Home Equity Line of
be taught traditionally, or                                    Credit and it’s “locked” for five years. Plus, there’s no closing costs,*
entirely in the classroom. For
that class, students must
                                                               no application fee and no appraisal fee. More ways to help you
meet seven hours each                                          achieve your dreams. You can always Expect More from First Charter.
Saturday, excluding a one-
hour break for lunch.                                          Visit any First Charter branch or call 866-MOVE-2-FC                                                                                                                                                                                         Member FDIC

      Got news?
                                                   Subject to credit approval. If an applicant elects the Five-Year, Fixed-Rate home equity option, the Annual Percentage Rate (APR) for a line of credit between $25,000 and $99,999 will be 7.69%, a credit line ranging from $100,000 and above will be 7.24%

                                                   for the first 60 months, assuming applicant satisfies our criterion for creditworthiness. Applicants not satisfying specific credit criterion, or receiving a line of credit below $25,000, are subject to higher rates. At the end of five years, this rate will change to
                                                   a variable line of credit indexed to the Prime Rate, as listed in The Wall Street Journal, and range from Prime minus a quarter percent to Prime plus 3.00%, depending on one’s line amount and creditworthiness. This index will be determined at the time
                                                   of application. For example, Prime Rate plus 1.00% is currently 8.00% APR. This rate may vary. The Prime Rate as of November 2, 2005 was 7.00% APR. The variable APR, following expiration of the five-year fixed rate, is subject to change but will never
 Call 704-664-5554; fax to                         exceed 16%. The fixed rate is subject to change and may be discontinued at our discretion without notice. This offer does not apply to 80/15/5, “purchase money” equity lines, or commercial lines. This offer is contingent upon applicant granting First Charter
      704-664-3614 or                              an acceptable and marketable First or Second Mortgage, or Deed of Trust, on an owner-occupied, single-family residential real estate property excluding mobile homes and cooperatives. Property insurance is applicable as required.

         e-mail to                                 *First Charter will waive closing costs on approved lines of $25,000 or greater, excluding Third Party Broker fees, if applicable. Otherwise, closing costs typically range from $250 to $2,000. First Charter reserves the right to use, at its sole discretion,
                                                   tax value in lieu of an appraisal. Appraisals funded by First Charter will not be made available free of charge to persons who do not establish their home equity line with First Charter.


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