Insurance Needs Analysis by dandanhuanghuang

VIEWS: 2 PAGES: 1

									                                 Life Insurance
                                 Needs Analysis
                                          Input Area
                      Debt                                           Children
Mortgage                                  $0       Number of children                        0
                                                   Total number of years
School loans                              $0                                                 0
                                                   education remaining
                                                   Cost per year of education
Other debt                                $0                                                $0
                                                   in today's dollars

                       You                                             Spouse
Final expenses                            $0       Final expenses                           $0
Income                                    $0       Income                                   $0

                             Insurance Needs Analysis
            You                                                        Spouse
1. Final Expenses
Final expenses                            $0       Final expenses                           $0
Life Insurance Need                       $0       Life Insurance Need                      $0
2. Debts and Mortgages
Mortgage                                  $0       Mortgage                                 $0
School loans                              $0       School loans                             $0
Other debt                                $0       Other debt                               $0
Life Insurance Need                       $0       Life Insurance Need                      $0
3.Education
Cost per year                             $0       Cost per year                            $0
Total Years Remaining                     0        Total Years Remaining                     0
Life Insurance Need                       $0       Life Insurance Need                      $0
4.Income Replacement
Income                                    $0       Income                                   $0
50% Income Replacement                   50%       50% Income Replacement                   50%
Amount to be Replaced:                    $0       Amount to be Replaced:                   $0
Estimated annual return                   5%       Estimated annual return                  5%
Life Insurance Need                       $0       Life Insurance Need                      $0
Total Insurance Need                      $0       Total Insurance Need                     $0
*If either spouse has income under $25,000 and children are present, the calculator will automatically
replace their "Life Insurance Need " with $250,000 to represent the cost of nonfinancial benefits they
                                               provide.

								
To top